Fygy

ai.hio Ventures Oy

About this app

Fygy helps you see where your money really goes – and spend more on what matters to you.

Connect your bank accounts and cards into one clear view. Fygy categorises your transactions automatically, helps you understand your spending patterns and highlights where your money creates value for you – and where you may be able to reduce unnecessary spending.

With Fygy, you can:

• connect your bank accounts and cards securely in one place
• see your spending in clear categories
• understand your real spending behaviour
• identify recurring or unnecessary expenses
• find opportunities to use your money more intentionally, based on your own priorities and goals

No forced budgeting. No guilt.

Fygy does not tell you how to live. It helps you understand your own spending better, so you can make clearer and more conscious choices. The goal is not to stop enjoying life, but to see which purchases truly bring value to you.

Security and privacy

Fygy is built with privacy and security at its core.

• Fygy cannot move your money
• Fygy does not make payments on your behalf
• Fygy does not store your banking login credentials
• Fygy does not sell your personal data
• Bank connections are created only with your consent through secure open banking access

Fygy uses what it learns from your behaviour to help you make better everyday financial decisions. When data is used at a broader level, it is anonymised and aggregated so that individual users cannot be identified.

Fygy is continuously evolving. The first version focuses on clear spending visibility, automatic categorisation and personalised insights. Future versions will add more AI-powered guidance and support for identifying recurring expenses.

Start by seeing where your money really goes.

What’s new

Minor bug fixes and improvements