The Card Company is licensed by the Reserve Bank of India (RBI) to issue Prepaid Payment Instruments (PPIs) in India.
We are a pioneering consumer payments platform designed for modern families and individuals who value clarity, control, and real rewards. Our mission is to simplify everyday financial transactions while fostering responsible spending and financial literacy.
The Card Company offers India’s First Premium Wallet, Prepaid Cards, and a diverse suite of products to help you track monthly bills, manage household finances, and simplify your payment routine—all from one intuitive, secure app.
Key Features:
Wallet α (Alpha):
* Load funds using Net Banking, UPI, or Credit/Debit Cards.
* Earn 1% Gold Coins on all standalone spends from your digital wallet.
* Use your wallet balance anywhere with the new RuPay-powered Prepaid Card.
* Comes in both Standard and Metal Variants and earns 2% Gold Coins on all card spends.
NEW: Family Wallets:
* Extend smart spending sub-limits to your children, dependents, or domestic help.
* Real-time balance tracking and total visibility over secondary transaction histories.
* One-click security to pause, freeze, or permanently block secondary cards instantly.
* Dynamic in-app limit approval workflows between primary and secondary users.
Upgrade to Metal Lifestyle:
* Premium, beautifully crafted physical Metal Prepaid Card built to match your lifestyle.
* Attach your chosen Benefit Plan to unlock exclusive tailored experiences.
* Enjoy premium perks and earn 2% Gold Coins on every single card transaction.
Premium Upgrades:
Take your Wallet α experience even further with exclusive lifestyle perks:
* Enjoy privileges like access to Members-only Clubs, Golf Games, Global Airport Lounges, and Luxury Hotel Upgrades.
* Available in three curated tiers: α1, α2, and α3 to perfectly suit your needs.
Smart Onboarding:
Get started instantly! Complete a 2-step non-face-to-face (NFTF) KYC for a monthly spending limit up to ₹1 Lakh. Securely upgrade your wallet limit to ₹2 Lakhs with a quick Video KYC.
Bill Payments Made Intuitive:
Pay all your monthly utilities—electricity, credit card bills, mobile recharges, and more—via UPI, Netbanking, or Cards. Earn Triple Rewards: get 3% Gold Coins on utility bills paid via Credit Cards.
Total Financial Control:
Wherever you go, track, categorise, and manage all your household expenses and shared family transactions in a single, unified interface.
Refer & Earn:
Invite your friends and family to join the ecosystem. Earn 500 Gold Coins instantly on every successful referral download.