Gemini Exchange & Credit Card

4.2
53.9K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Gemini makes it easy & secure to buy, sell, store, stake & earn crypto. We are trusted by millions of users worldwide & committed to making crypto accessible & safe for all. Founded in 2014 by Cameron & Tyler Winklevoss, Gemini is one of the most secure crypto exchanges & is licensed and regulated in all 50 states.

EARN CRYPTO, NOT POINTS WITH THE GEMINI CREDIT CARD®
The Gemini Credit Card® is available in multiple colors including The Solana Edition credit card in gradient, the Bitcoin Credit Card™ in orange or the XRP Edition credit card in blue. Earn SOL, bitcoin, XRP or one of 50+ other crypto rewards with every card tap:

• 4% back on gas, EV charging, transit & rideshares¹
• 3% back on dining
• 2% back on groceries
• 1% back on everything else

No annual fee credit card². Choose from 50+ cryptocurrencies to earn your rewards. The Gemini Mastercard® is issued by WebBank.

GEMINI PREDICTIONS
Trade on real-world outcomes with Gemini Predictions, a prediction market available in all 50 states. Gemini Predictions offers event contracts that are simple yes or no questions on future events.

ADVANCED TRADING
Upgrade your Gemini crypto trading experience:

• Real-time charts & order books
• 300+ trading pairs (availability varies by region)
• Pro order types: limit & stop, immediate-or-cancel, fill-or-kill, maker-or-cancel

EASY BUYING & RECURRING BUYS
Buy crypto instantly or set up recurring crypto buys to invest — like a 401(k), IRA or savings plan. No need to time the market. Link your bank account & start building your crypto portfolio. Bitcoin, ether, solana, XRP & more.

PRICE ALERTS
Set custom alerts & get notified when a crypto token hit your target price. Never miss a market move.

SUPPORTED ASSETS
Trade a wide range of popular and emerging digital crypto assets including tokens, memecoins & stablecoins:
Bitcoin (BTC), Ethereum (ETH), Tether (USDT), XRP, Solana (SOL), USD Coin (USDC), Dogecoin (DOGE), Bitcoin Cash (BCH), Chainlink (LINK), AVALANCHE (AVAX), Shiba Inu (SHIB), Litecoin (LTC), PEPE (PEPE), Jito Stake SOL (JITOSOL), Bonk (BONK) & more.

GEMINI STAKING
Put your crypto to work. Stake supported assets including Ethereum (ETH) & Solana (SOL) in just a few taps & earn rewards directly in the app. For US customers only excluding New York.

GEMINI REFERRAL PROGRAM
$75 for you, $75 for your friends. Share the best referral offer in crypto & get $75 when you invite a friend to Gemini & they trade $100 USD.

SECURITY & PROTECTION
Gemini is a regulated cryptocurrency exchange, wallet & custodian. Gemini is a New York trust company that is subject to the capital reserve requirements, cybersecurity requirements & banking compliance standards set forth by the New York Department of Financial Services & the New York Banking Law. All customer funds held on Gemini are held 1:1 and available for withdrawal at any time. Trust Is Our Product™. Our crypto storage system & wallet have been built by industry-leading security experts. We require two-factor authentication (2FA) for every account. You can secure the Gemini mobile app with a passcode and/or biometrics. We look forward to earning your trust.

SUPPORT, ANYTIME
Need help? Our customer support team is just an email away support@gemini.com

All forms of investments carry risks, including the risk of losing all of the invested amount. Such activities may not be suitable for everyone.

The Bitcoin Credit Card™ is a trademark of Gemini used in connection with the Gemini Credit Card®, which is issued by WebBank.
¹All qualifying purchases under the 4% back category earn 4% back on up to $300 in spend per month (then 1% thereafter in that month). Spend cycle will refresh on the 1st of each calendar month. Terms apply: gemini.com/legal/credit-card-rewards-agreement
²For more information regarding fees, interest, and other cost information, see Rates & Fees: gemini.com/legal/cardholder-agreement.

Gemini Space Station, Inc.
600 Third Avenue, 2nd Floor, New York, NY 10016
Updated on
Dec 20, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 4 others
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
52.8K reviews
Grant McFarland
October 26, 2025
Great idea. Needed better execution. App feels like beta testing mode. Card has no account number and from time to time you can not see it in the app from a glitch. Also credit lines are low. 10% of another credit card I have. If you make less than 170k and lower than an 800 credit score with single digit credit use, good luck getting a credit line. And you can not pay for charges as you go to get ahead of the credit line restrictions.
89 people found this review helpful
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R
September 13, 2025
App UI needs to get better. It's clunky and its app is not friendly. Need better stats and the app bugs are out of control. I can't click on a selection within the app when trying to select a reward in the credit card section. The credit card also needs better detail and customer support, it's fraud alerts are out of control. This has been going on for years.
94 people found this review helpful
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khiya pettway
September 22, 2025
Do not download this app. I uploaded my ID and waited hours, but my account was never verified. After 24+ hours, I contacted support, only to receive slow, automated responses that did not solve the issue. The lack of real help was unprofessional and frustrating. I wanted to use Gemini Exchange, but this experience was terrible. New customers, be warned—this app wastes time and does not provide reliable service.
176 people found this review helpful
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What’s new

Bug fixes and improvements.

Have suggestions for future updates? Keep the feedback coming by leaving a rating or review. We'd love to hear from you!