Guideline

Gusto, Inc.

About this app

Guideline has joined Gusto.

Gain peace of mind on your road to retirement. Our award-winning app¹ makes it refreshingly easy to set up your 401(k) account and track your progress anytime, anywhere.

SET UP IN MINUTES
Set up your 401(k) in minutes right from your phone, no computer required.

ACCESS ANYTIME
Update your contribution amounts or make changes to your investment portfolios with just a few taps.

INVEST WITH CONFIDENCE
Take our questionnaire to see which of our portfolios is right for you. Plus, we’ll automatically rebalance your portfolio to help you stay on track.

CHECK YOUR PROGRESS
See your portfolio, performance, and total retirement savings to date.

CONSOLIDATE SAVINGS
You can roll over other accounts right from the app so all of your savings can be in one place. Plus, you’ll be able to take advantage of our portfolio management and low fees, which could help you make the most of every dollar saved.²


ENABLE MOBILE-FIRST SECURITY
Protect your account with security features like two-factor authentication (2FA) and biometric recognition.

AWARD-WINNING CUSTOMER SUPPORT³
Access live support in English or Spanish, plus numerous resources, how-to guides, and FAQs via our Help Center.

Disclosures:

The images above are illustrative and for educational purposes only. They are not representative of any client account.

This information is general in nature and is for informational purposes only. It should not be used as a substitute for specific tax, legal, and/or financial advice. Investing involves risk and investments may lose value. You are advised to consult a qualified financial adviser or tax professional before relying on the information provided herein.

See our https://my.guideline.com/agreements/fees for additional information regarding our fees and services.

1.
2024 Fast Company Innovation by Design Award Winner for Guideline's mobile application in the Mid-Size business category in June 2024. Fee paid for application. See https://www.fastcompany.com/91126780/methodology-innovation-by-design-2024 for more information.

2.
This information is for illustrative purposes only, and is not intended to be construed as investment or tax advice or as an assurance or guarantee of future performance. Investing involves risk, and investments may lose value. Investment advisory services for Guideline’s 401(k) product (when 3(38) fiduciary services are appointed) are offered by Guideline Investments, LLC, an SEC-registered investment adviser. Expense ratios for custom portfolios will vary. For more information regarding these fees, see the ADV 2A Brochure and Form CRS.These expense ratios are subject to change by and paid to the fund(s). View full fund lineup.

3.
2025 The American Business Awards® Bronze Stevie Winner in the Customer Service Team of the Year - Financial Services & Insurance category. Fee paid for application. See http://www.stevieawards.com/aba for more information.

To learn more, go to guideline.com

Ratings and reviews

I had recently left a review and it was two stars if I could leave zero stars at this point I would. the app was corrupted and I brought it to their attention they did nothing. they continued to tell me that I needed to go to the site to withdraw cash from my 401k plan. I use the site and the toggle, would not respond to touch or click same with the app. I continue to tell them this for 30 days. nothing happened. They send a check. No bank not even mine wants to cash it. turned into 45 days. MFS

it constantly says my password is wrong and makes me reset it. I check every two weeks to see how its moving I know my password is right. fix your stupid app

I was hesitant due to reviews saying they couldn't even log in, but I had no issues at all. It functions just like the website. I can see my balance to-date, bi-weekly investment amount, and can even make edits to my plan if I wanted. I'm happy to have a more on-the-go way to check on my retirement savings!

What’s new

Bug fixes and other improvements.