HDFC Bank SmartHub Vyapar

142K reviews
Content rating
Rated for 3+
1M+
Downloads
Content rating
Rated for 3+
Learn more
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About this app

HDFC Bank SmartHub Vyapar is a holistic Business & Banking App designed to simplify
operations and accelerate business growth.

You can onboard instantly and start accepting payments from all modes - QR, UPI,
Cards and SMS Pay, get access to banking services, loans & insurances to grow &
protect your business — all in one app.

SmartHub Vyapar also empowers you with advanced tools for billing, reconciliation,
customer engagement & business insights.

One of the best-rated business apps, SmartHub Vyapar, helps you manage your day-to
day business seamlessly.

Instant Onboarding
• Seamless, paperless onboarding for existing HDFC Bank Current and Savings
Account holders. If you do not have HDFC bank A/c, you can open the account &
become SmartHub Vyapar merchant instantly.
• Instant QR code generation to start accepting UPI payments.
• Apply digitally for POS machines and Soundbox devices through app.

Accept Payments Seamlessly
• Accept payments via UPI, QR, Cards, and SMS Pay.
• Get instant settlements on UPI transactions.
• View payments across all outlets in a single consolidated dashboard.
• Download detailed transaction and settlement reports to monitor performance.
• Create staff logins for managing business easily.
• Apply for Soundbox & POS device directly from app.

Billing & Reconciliation Solutions to reduce manual efforts & errors
• 2-Way Reconciliation: Automatically match payments and settlements for
merchants without a billing system
• 3-Way Reconciliation: Seamlessly integrate invoices from your billing or ERP
system with payments and settlements

One-Click Access to Banking: Instantly open your HDFC Bank mobile banking app
directly from SmartHub Vyapar.

Instant Access to Loans
• Explore a wide range of loan options based on your business needs.
o Overdraft Facility
o Business Loan
o Loan against Cards & more
• Apply from app digitally with minimal paperwork for pre-approved merchants.

Protect Your Business, apply from app and secure your shop & family instantly.
• Dukandar Suraksha Shop Insurance
• Health Insurance
• Cyber Insurance

24X7 Help & Support
• Raise service requests instantly from app
• Track & monitor query status in real time
• Refer video guides & FAQs for quick self-service
Download the HDFC Bank SmartHub Vyapar App and take complete control of
your business today!
Business & Banking App for Merchants|Payment Acceptance|Business Growth Solution
Updated on
Jul 23, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Location, Personal info and 2 others
  • Data is encrypted in transit
  • Data can’t be deleted

Ratings and reviews

141K reviews
Amey Gaunekar
May 30, 2023
It's not a very useful app. I was told that we will be able to collect payment using credit cards from customers. So, I got the same enabled in March 2023. Till now thier welcome kit is not yet dispatched. When we call helpline they say that we need to send mail for that. Further now we tried to collect payment but customer is not able to make payment with card ... on further enquiry, I was told that there is a limit to the payment receivable, I.e. 10k or 12k only!!
142 people found this review helpful
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MINTOAK INNOVATIONS PRIVATE LIMITED
May 31, 2023
Hi Amey, we regret for the inconvenience caused. Please reach out to us on merchantcare@hdfcbank.com along with your registered contact details and TID number.
Vansh Dua
July 31, 2026
The voice alert and SMS feature never works, neither on the owner's device nor the staff's device. It seems like they're just ignoring the problem because they're trying to sell their voice box.
1 person found this review helpful
Did you find this helpful?
MINTOAK INNOVATIONS PRIVATE LIMITED
July 31, 2026
Hi, we regret to hear about your experience and value your feedback. To address your concern, please visit our Merchant Help and Support at https://explore.hdfcbankvyapar.com/helpandsupport?role=owner and raise a service request. You can also access this link via the email you would have received from Google Play.
Simon H
July 29, 2026
hang all the time and have to be forced close to reopen
1 person found this review helpful
Did you find this helpful?
MINTOAK INNOVATIONS PRIVATE LIMITED
July 29, 2026
Hi, we regret to hear about your experience and value your feedback. To address your concern, please visit our Merchant Help and Support at https://explore.hdfcbankvyapar.com/helpandsupport?role=owner and raise a service request. You can also access this link via the email you would have received from Google Play.

What’s new

• Access your HDFC Bank mobile banking app directly from SmartHub Vyapar
app.
• Seamless Billing & Reconciliation features:
o 2-Way Reconciliation: Automate payment and settlement tracking even
without a billing system.
o 3-Way Reconciliation: Integrate invoices from your billing/ERP system
with payments and settlements for complete visibility.
Upgrade now to experience smoother business operations and better control over your business.