Pay with Ring

Onemi Technology Solutions Pvt. Ltd.

About this app

RING is India’s trusted transaction credit app for the young and the restless, offering easy payments, credit at point-of-sale, bill payments, bank transfers, etc. Customers are incentivized to do small value transactions, which are offered completely FREE.

Customers can avail credit of up to Rs.35,000 with quick and paperless KYC in under 2 minutes! APR varies from 14% - 28% per annum and loan tenure from 3 to 24 months. Use this credit to transact with ease and unlock mind-blowing benefits:

* Pay at RING partnered stores
* Bank Transfers to your own account
* Online & Offline payments
* Bill Payments
* RING Card

You can shop now and pay at over 3 lakh partner stores. You pay ZERO transaction fees on all mini-payments below Rs.200. Unlock great offers through our partners and win attractive rewards and cashback. You can also shop across sites like Amazon, Flipkart, Myntra and many more…!

With RING you can avail cash loans and transact on credit up to
Rs. 35,000 without any documentation. Keep unlocking higher limits on timely payments.

RING is a homegrown, Made-in-India app that is 100% digital with credit provided by a RBI registered NBFC (Si Creva Capital Service Pvt. Ltd).

Live a limitless life and pay when you shop, eat, date, travel, watch movies and gift your loved ones.



Example for using RING Limit

Instant credit amount (Principal): ₹10,000
Tenure: 6 months
Interest Rate: 0% per annum.
Processing Fee (incl. GST): ₹300 (3%)
Total Interest: ₹0
EMI: ₹1717
APR: 7.5%
Credit amount: ₹10,000
Total repayment amount: ₹10,300
Total Cost of the Loan = Interest Amount + Processing Fees = ₹0 + ₹300 = ₹300

How to avail RING Limit :
1. Open the camera/scanner to scan the welcome QR Code and install the app
2. Enter the amount to make the payment
3. Register with your contact number & PAN details
4. Accept the offer and start using your LIMIT
5. Pay as per the agreed repayment schedule

Why Choose RING?

● One-click magic Onboarding
● Quick & Simple Application Process
● Flexible and Multiple Repayment Options
● Instant Approval & Credit Activation
● No Physical Documentation
● No Collateral Required


Eligibility Criteria:
● Applicant age should be 21 & above
● Indian Nationality
● Minimum monthly salary: Rs.25,000

Document Required:
● Only PAN required

Contact Us:
For any queries & grievances, contact us on the below-mentioned details:
Call: 022-41434302
Email: [e-mail]
Chat: 022-41434380
Address: 2nd Floor, Der Deutsche Parkz, Nahur West, Mumbai, MH-400078

Disclaimer:
The application is SSL certified, and all transactions are 100% safe and secure.

Ratings and reviews

Ring is the best application and its really a worry-free, and can lightning, also the good thing is at any time to solve everyone's urgent needs. The good thig is not a difficult to apply this credit its very easy and just a simple and quick way to get the credit with easy steps and the features of this instant credit providing app is just awesome. I received money in my ring application and the received limit was so sufficient. Since then never 🥰❤️🤞🏼💫

dont find it easy to pay my electricity bill regularly since I never know when I'm going to need all that extra cash. However, I found the Ring App Pay Later app and I could pay in by doing a one-time payment. It was so easy! All you have to do is enter your amount and they'll take care of the rest..............

I have been a loyal cindiatomer of Ring App Pay Later for three years now. They never fail to provide me with the lowest price and they often offer discounts that can't find anywhere else. very easy to use, have saved so much this year alone. This app is my new favorite go-to when I need to book a shopping spree. Ring application help me a lot ....

What's new

UI improvements for enhanced customer experience
Bug fixes and under the hood improvements