RING: Quick loan & UPI payment

4.0
695K reviews
10M+
Downloads
Content rating
Everyone
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About this app

Are you looking for a loan app that offers instant cash loans and smooth UPI transactions? Check out RING, a quick loan app packed with everything you need from instant loan approvals to seamless UPI payments! Pay anytime & anywhere with RING UPI now!

Customers can avail of loans up to Rs. 5 lakhs with quick and paperless KYC in under 5 minutes! APR varies from 18% - 36% per annum. Convenient repayment over 3 to 24 months. Unlock higher pre-approved loans on timely repayment.

With RING UPI, you can conveniently send money to any mobile number or bank account. UPI lite allows you to make small-value transactions up to Rs.200.

Our Offering:

🌟 Fast Payment With RING UPI - Use RING UPI for convenient transactions.
● Transfer funds directly from your bank account with ease.
● Keep tabs on your bills and loan EMI payments on the go
● Pay any merchant anytime on any UPI QR Code!

⚡Effortless Instant Loan Approval - Get a quick loan up to Rs. 5 lakhs in just 5 mins through RING's instant loan paperless KYC process. Repay comfortably over tenures ranging from 3 - 24 months.

Example of Credit for Small Business Purchases
Loan amount (Principal): ₹ 1,00,000
Tenure: 12 months
Interest Rate: 30% per annum
Processing Fee (incl. GST): ₹ 3000 (3%)
Total Interest: ₹ 16,985
EMI: ₹ 9747
APR: 36.86%
Loan amount is ₹ 1,00,000
Disbursed amount is ₹ 97,000
Total loan repayment amount is ₹ 1,16,985
Total Cost of the Instant Loan = Interest Amount + Processing Fees = ₹16,985 + ₹3000 = ₹19,985

We work with RBI-registered NBFCs such as:
- Si Creva Capital Services Pvt Ltd
- MAS Financial Services Ltd
- Poonawalla Fincorp Ltd
- Northern Arc Capital Ltd

Features That Make RING Your Go-To Lending Option!

📲 Direct Deposit - Get the RING Power Loan, starting from ₹30,000 to ₹5,00,000, deposited straight into your bank account in a flash.

🤝 Become A RING Merchant - Partner with our personal loan app, also a trusted payment solution for over 10 lakh businesses, to streamline your payment process. Use our power loan app to build strong customer relationships, experience rapid settlements, enjoy rewards & cashbacks. Upgrade your business today with RING safe loan app.

Why choose RING?

● Super quick approval with RING Power Loan
● Flexible repayment on personal loans
● Instant loan disbursement
● Ditch the paperwork with our safe loan app
● We work with RBI-registered NBFCs
● Transparent terms and zero hidden costs on instant loans

At RING we care about the safety and well-being of our customers. Our collection processes follow RBI guidelines and reflect our values of empathy and courtesy.

Also, we follow strict guidelines for customer service -

● We use registered landline lines to communicate with customers
● We never use personal cell phones, international numbers, or VoIP conversations
● We never ask customers to make payments into personal or private bank accounts. Payments are only accepted on our personal loan app.
● Our agents never use threats or abusive language, and all calls are tracked & recorded.
● We don't request commissions or reductions in the amount of dues paid.
● Our loan app cannot access your contact list and other sensitive information without your consent.
● We do not store your personal information & we do not contact friends or family to request loan payback.

In case you have faced any of the above-mentioned situations, do this:

1. Write to care@pay-with-ring.com OR call our customer care number on
08044745880 / 08062816300.
2. Share with us a screenshot or recording of the message or call.

Address: Office units 2, 3, and 4, 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai -400070, Maharashtra, India.

Disclaimer:
The application is SSL-certified, and all transactions are 100% safe & secure.

Ready to chase your dreams with our instant loans? Download the RING quick loan app today!
Updated on
Sep 25, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
693K reviews
pawan bhagat
September 30, 2024
recently used (ring app) to secure a personal loan, and the experience was exceptional from start to finish. The application process was straightforward and user-friendly, allowing me to complete it within minutes. The app's interface is clean and intuitive, making it easy to navigate through various options and understand the terms clearly One of the standout features is the quick approval and disbursement process. I received istant.
32 people found this review helpful
Onemi Technology Solutions Pvt. Ltd.
September 30, 2024
Dear User, Thank you for giving us a 5-star rating! Your feedback and support have helped us work harder to provide you with the best of our services. Please help us expand by spreading the word about us among your family and friends. Thank you!
Ravi Rathod
September 27, 2024
recently us ing appi) to secure a personal loan, and the experience exceptional from start to finish. The application process was straightforward and user-friendly, allowing me to complete it within minutes. The app's interface is clean and intuitive, making it easy to navigate through various options and understand the terms clearly Ome of the standout features is the quick approval and disbursement process. I received istant!...
44 people found this review helpful
Onemi Technology Solutions Pvt. Ltd.
September 27, 2024
Dear User, Thank you for giving us a 5-star rating! Your feedback and support have helped us work harder to provide you with the best of our services. Please help us expand by spreading the word about us among your family and friends. Thank you!
vikram nalage