IDFC FIRST Bank: MobileBanking

279K reviews
Content rating
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About this app

Welcome to IDFC FIRST Bank’s Mobile Banking App. Enjoy a fast and seamless online banking experience, with integrated banking services and exciting features.

Experience the joy of
* One-Swipe Banking: Swipe to view your account balances and manage credit card/debit card details, deposits, investments, etc.
* Seamless Payments & Transfers: Make secure payments, UPI transfers, and bill payments instantly.
* Zero Fee Banking: Enjoy over 28 commonly used Savings Account services free of cost, including money transfers, cheque re-issuance, debit card issuance, ATM withdrawals, etc.
* Building Wealth: One screen to view your investment portfolio. Get curated investment recommendations based on your risk profile.
* Being in Control: Track, analyse and manage your expenses across categories
* Investing for your Life Goals: Choose your investment goals – be it a wedding, children’s education, or retirement. Also, create goals with curated recommendations.
* Personalized Offers: Get exciting offers you can use across dining, lifestyle, travel and more. Find what you are looking for with our suggestive in-app features.
* Affordable Instant Loans: Avail pre-approved loan offers at attractive interest rates and flexible tenures.

Secure Fund Transfers & Payments
⭐ Free fund transfers to any bank account without adding beneficiary
⭐ Easy bill payment and recharge – mobile recharge, DTH and utility bills
⭐ No charges on cash withdrawals & deposits or international ATM & POS transactions
⭐ 3-click digital payments of utility and credit card bills
⭐ Zero fee on money transfer (मनी ट्रांसफर) to bank accounts through IMPS, NEFT, or RTGS

UPI Payments App:
⭐ Transfer funds, pay your credit card bills, invest in mutual funds, pay personal loan EMIs, buy and recharge FASTag using UPI, thanks to our partnership with NPCI. It’s 100% online!
⭐ Link your bank (बैंक) accounts and view your savings account (बचत खाता) balances and statements

Other Banking Services:
⭐ Apply for debit card & cheque book via app completely free of charge
⭐ Use smart filters to view transactions
⭐ Manage credit card payments, download statements, and redeem credit card (क्रेडिट कार्ड) rewards
⭐ Quick purchase and recharge of FASTag
⭐ Zero fee on DD & Pay order issuance & 3rd party withdrawals
⭐ No ECS return fee & decline fee at ATMs for low funds
⭐ Get personalised offers across loans
⭐ Contact us via Chat, Video Call and Call Centre

Steps to download and use our App:
☛ Download the banking app
☛ Log in via user ID and password or mobile number and MPIN
☛ Subsequent log-ins can be done via Face ID or fingerprint scanner (biometric)
☛ SIM Binding feature for secure banking (बैंकिंग)

Steps to open a digital banking account (बैंक खाता):
☛ Download and install our banking app
☛ Click on ‘Open savings account’ (सेविंग्स अकाउंट) on main page
☛ Click on Login and on the login page’s top right corner, click on three dots
☛ Click on ‘Open savings account’

Investment, Mutual Funds & IPOs App:

Explore online investment services:
✓ Invest in Mutual Funds online with Instant SIP
✓ Invest in equity, debt, large-cap and multi-cap
✓ Save tax with ELSS mutual funds
✓ Invest in Unit Linked Insurance Plans(ULIP) and Online Sovereign Gold Bonds

Insurance App:
Buy health, bike & car insurance through our app

Personal Loan Features:
Loan amount: ₹20,000 to ₹40 lakhs
Personal Loan Tenure: 6 to 60 months
Annual Percentage Rate: 11% to 28%

Representative Example:
Loan amount: ₹1,00,000
Loan Tenure: 12 months
Interest Rate (reducing): 20%
EMI Amount: ₹9,264
Total Interest Payable: ₹11,168
Processing Fee (incl GST): ₹3,499
Disbursed Loan Amount: ₹96,501
Total Amount Payable: ₹1,11,168
Total cost of Loan (Interest + Processing Fee): ₹14,667

By downloading the IDFC FIRST Bank Mobile App, you agree to our Terms & Conditions, as well as IDFC FIRST Bank’s privacy policy. To go through the T&Cs, please visit
Updated on
Feb 19, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

277K reviews
February 24, 2024
I have been an IDFC first bank client for a while now and have forever been in esteem for the portable banking application! The new update it went through has totally changed the experience it gives, to a more smoother, quicker, energetic and simple to utilize application that makes it stand apart from others! I love This Application. And I Recommend you to download this application.✔️
1 person found this review helpful
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February 27, 2024
We are thrilled that our zero-fee banking service on 28 savings account option is making your life easier. Our team is always working hard to deliver the best possible customer experience, so it's great to hear we're on the right track with our services, and our mobile banking app.
Veena Rani
February 19, 2024
Lot of things to talk about,but the one outstanding feature of this app is the Categorize your Expenses feature. Have used it, can vouch for the accuracy. Excellent idea of tracking your previous payments to spend smarter in the future. IDFC is leading the digital banking revolution!! 😁
4 people found this review helpful
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February 20, 2024
Hi Veena, Thank you for sharing your positive experience with our mobile app, especially expense categorization. We hope these features helps you keep your finances seamless. Thank you for banking with us.
Hitesh Sachdev
January 4, 2024
I've two bank accounts and when I click on view all transactions it by default shows me the 1st bank account's transactions and even if I change the account from the drop-down available on top to the 2nd bank account it just keeps on loading and never shows me the 2nd account's transactions. Also it's damn slow on each and every screen, just keeps on loading forever. Too irritating.
87 people found this review helpful
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January 4, 2024
Hi! You may uninstall the app and reinstall as a quick fix or clear your cache, the same should help you. In case you continue to experience challenges in operating our app, please call us at 1800 10 888 or email us at Happy Banking!

What's new

* Easily initiate QR payments without even logging into the app by simply scanning the QR code. This new feature offers a faster and more convenient way to make payments.
* Plus, we have made minor improvements to our mobile banking app to ensure a smoother banking experience for our valued customers. Try it out now!