Welcome to IDFC FIRST Bank’s Mobile Banking App. It comes with a host of exciting features and banking services to make your mobile and online banking experience truly joyful.
Secure Fund Transfers & Payments
⭐ Quick fund transfers to any bank account without adding beneficiary
⭐ Easy bill payment and recharge – mobile recharge, DTH and other utility bills
⭐ A summary view of your other banking account balances via our linking facility
⭐ 3-click digital payments of utility and credit card bills
⭐ Instant money transfer (मनी ट्रांसफर) to bank accounts using UPI or QR Code
UPI Payments App:
⭐ Transfer funds, pay your credit card bills, invest in mutual funds, pay loan EMIs, buy and recharge FASTag using UPI, thanks to our partnership with NPCI. It’s 100% online!
⭐ Link your bank (बैंक) accounts, analyse your banking statements, and track your savings account (बचत खाता) balances
Other Banking Services:
⭐ Place cheque book request via online banking
⭐ Apply smart filters to view transactions
⭐ Manage credit card payments, download statements, and redeem rewards
⭐ Redemption of Credit card (क्रेडिट कार्ड) rewards
⭐ Invest in High yielding Fixed Deposit and Recurring Deposit schemes
⭐ Quick purchase of FASTag
⭐ Instant recharge of FASTag
⭐ Buy health, car, bike insurance
⭐ Get personalised offers across loans
⭐ Categorise transactions for better money management
⭐ Analyse Income and Expense for comparing cash flow
⭐ View and access bank accounts, cards, loans, investments, transfer funds with just a left or a right swipe
⭐ Contact us via Chat, Video Call and Call Centre
Steps to download and use our App:
☛ Download the mobilebanking application
☛ Log in via your user ID and password or mobile number and MPIN
☛ Log in subsequently for mobilebanking through Face ID or Thumb (biometric)
☛ SIM Binding feature for a more secure banking experience
Steps to open a digital banking account (बैंक खाता):
☛ Download and install our mobile banking (बैंकिंग) app
☛ Click on ‘Open savings account’ (सेविंग्स अकाउंट) on main landing page
Or
☛ Click on Login and on the login page’s top right corner, click on three dots
☛ Click on ‘Open savings account’
Investment, Mutual Funds and IPOs App:
Explore online investment services as below:
✓ Invest in several Mutual Funds online with Instant SIP
✓ Invest online in Mutual Funds across equity, debt, large-cap and multi-cap
✓ Save tax with ELSS mutual funds
✓ Invest in Unit Linked Insurance Plans(ULIP) and Online Sovereign Gold Bonds
✓ Apply for Initial public offerings(IPOs) using ASBA, Rights Issue, and Call Money
Insurance App:
Buy health insurance and car insurance online, through our app
Instant Mobile Banking App for Loans:
Use our mobile banking (मोबाइल बैंकिंग) app and enjoy competitive interest rate on Personal Loans and other loans
✓ 100% paperless digital loan application process
✓ Apply for instant personal loans (पर्सनल लोन), car loans, 2-wheeler or bike loans
✓ Buy Consumer Durables via quick CD Loans on easy EMIs
Personal Loan Features:
A. Loan amount: ₹20,000 to ₹40 lakhs
B. Loan Tenure: 12 - 60 months
C. Interest: 12% - 24%
D. Processing Fees (appx. 3%)
Eligibility:
1. Indian Citizen
2. Age - 23+
3. Within a serviceable location
APR : How is it calculated?
For a loan amount of ₹3.5 lakhs @16% interest for 3 years, the EMI would amount to ₹12,566 and consolidated charges (including processing fees and GST) would be ₹10,500.
For feedback, queries or issues pertaining to our Mobile Banking App or Net Banking portal,
- Visit https://idfcfir.st/smform
Reach out to us on our banker-on-call numbers:
- Accounts-related – 1800 419 4332 (available 24x7)
- Loans related – 1860 500 9900 (9:30 AM–6:30 PM IST on working days)
- Credit cards – 1860 500 1111 (available 24x7)
Disclosure
By downloading the IDFC FIRST Bank Mobile App, you agree to our Terms & Conditions, as well as IDFC FIRST Bank’s privacy policy.
To go through the T&Cs, please visit https://www.idfcfirstbank.com/terms-and-conditions