IDFC FIRST Bank: MobileBanking

68.5K reviews
Content rating
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About this app

Welcome to IDFC FIRST Bank’s Mobile Banking App. It comes with a host of exciting features and banking services to make your mobile and online banking experience truly joyful.

Secure Fund Transfers & Payments
⭐ Quick fund transfers to any bank account without adding beneficiary
⭐ Easy bill payment and recharge – mobile recharge, DTH and other utility bills
⭐ A summary view of your other banking account balances via our linking facility
⭐ 3-click digital payments of utility and credit card bills
⭐ Instant money transfer (मनी ट्रांसफर) to bank accounts using UPI or QR Code

UPI Payments App:
⭐ Transfer funds, pay your credit card bills, invest in mutual funds, pay loan EMIs, buy and recharge FASTag using UPI, thanks to our partnership with NPCI. It’s 100% online!
⭐ Link your bank (बैंक) accounts, analyse your banking statements, and track your savings account (बचत खाता) balances
Other Banking Services:
⭐ Place cheque book request via online banking
⭐ Apply smart filters to view transactions
⭐ Manage credit card payments, download statements, and redeem rewards
⭐ Redemption of Credit card (क्रेडिट कार्ड) rewards
⭐ Invest in High yielding Fixed Deposit and Recurring Deposit schemes
⭐ Quick purchase of FASTag
⭐ Instant recharge of FASTag
⭐ Buy health, car, bike insurance
⭐ Get personalised offers across loans
⭐ Categorise transactions for better money management
⭐ Analyse Income and Expense for comparing cash flow
⭐ View and access bank accounts, cards, loans, investments, transfer funds with just a left or a right swipe
⭐ Contact us via Chat, Video Call and Call Centre

Steps to download and use our App:
☛ Download the mobilebanking application
☛ Log in via your user ID and password or mobile number and MPIN
☛ Log in subsequently for mobilebanking through Face ID or Thumb (biometric)
☛ SIM Binding feature for a more secure banking experience

Steps to open a digital banking account (बैंक खाता):
☛ Download and install our mobile banking (बैंकिंग) app
☛ Click on ‘Open savings account’ (सेविंग्स अकाउंट) on main landing page
☛ Click on Login and on the login page’s top right corner, click on three dots
☛ Click on ‘Open savings account’

Investment, Mutual Funds and IPOs App:
Explore online investment services as below:
✓ Invest in several Mutual Funds online with Instant SIP
✓ Invest online in Mutual Funds across equity, debt, large-cap and multi-cap
✓ Save tax with ELSS mutual funds
✓ Invest in Unit Linked Insurance Plans(ULIP) and Online Sovereign Gold Bonds
✓ Apply for Initial public offerings(IPOs) using ASBA, Rights Issue, and Call Money

Insurance App:
Buy health insurance and car insurance online, through our app

Instant Mobile Banking App for Loans:
Use our mobile banking (मोबाइल बैंकिंग) app and enjoy competitive interest rate on Personal Loans and other loans
✓ 100% paperless digital loan application process
✓ Apply for instant personal loans (पर्सनल लोन), car loans, 2-wheeler or bike loans
✓ Buy Consumer Durables via quick CD Loans on easy EMIs
Personal Loan Features:
A. Loan amount: ₹20,000 to ₹40 lakhs
B. Loan Tenure: 12 - 60 months
C. Interest: 12% - 24%
D. Processing Fees (appx. 3%)
1. Indian Citizen
2. Age - 23+
3. Within a serviceable location
APR : How is it calculated?
For a loan amount of ₹3.5 lakhs @16% interest for 3 years, the EMI would amount to ₹12,566 and consolidated charges (including processing fees and GST) would be ₹10,500.

For feedback, queries or issues pertaining to our Mobile Banking App or Net Banking portal,
- Visit
Reach out to us on our banker-on-call numbers:
- Accounts-related – 1800 419 4332 (available 24x7)
- Loans related – 1860 500 9900 (9:30 AM–6:30 PM IST on working days)
- Credit cards – 1860 500 1111 (available 24x7)

By downloading the IDFC FIRST Bank Mobile App, you agree to our Terms & Conditions, as well as IDFC FIRST Bank’s privacy policy.
To go through the T&Cs, please visit
Updated on
Jun 24, 2022

Data safety

Developers can show information here about how their app collects and uses your data. Learn more about data safety
No information available
68.5K reviews
January 16, 2021
I have tried mobile apps of almost all major Indian banks and this one is by far the most user friendly. I really appreciate that IDFC is working on their digital services and user experience. Keep doing this and I'm sure you will grow quickly than the competition. 4 stars only because the app feels laggy sometimes, please consider upgrading your servers, they seem slow. Otherwise app is very good in terms of UX and UI.
4 people found this review helpful
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Tuhin Karmakar
May 7, 2022
I am extremely happy with the app and the service. I only have a credit card account with the bank. The application process was smooth and the card was approved on the same day. IDFC First Bank's other digital experiences are also great. The mobile app adapts to the client (takes me directly to the credit card section as I don't have a savings account). There are some UI elements and animations which don't feel that fluid. But overall it's a great experience 👌
912 people found this review helpful
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May 8, 2022
We're blown away by your kind words, and we appreciate you taking the time to leave a review. Thank you very much.
Mukesh Kumar
June 19, 2022
Latest versions are much better and improving with each release for better. Review below is for older version. It hardly works over celular network. I am on VI LTE, pretty fast, can make video/audio calls, access all sites, YouTube etc. But here, i am not even able to login. I always get something like 'Sorry, due to technical issues ....' message. It works on wifi only it seems. Please rectify.
20 people found this review helpful
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June 19, 2022
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What's new

* Now link your Zerodha account and view your holdings on IDFC FIRST Bank App
* View your IDFC FIRST Bank Demat account status and nomination details under instant demat account tab