PNC Mobile

201K reviews
Content rating
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About this app

Check balances & recent transactions – See current account activity for your checking, savings, credit card and loan accounts.

Protect your accounts – Set up fingerprint or Face Authentication to securely sign on to the app. Or, reset your password quickly and conveniently if you need to.

Send money with Zelle® – Send money simply, to people you know and trust (i) using your
mobile number or email address.

Transfer funds – Transfer funds between eligible PNC accounts and external bank accounts (ii).

Make deposits – Deposit checks quickly and easily with your Android device (iii).

Pay bills – Add your bills and make one-time or recurring bill payments right from the app.

Manage your cards – View and manage your PNC credit, debit and SmartAccess® cards and make in-store payments with PNC Pay right from the app.

Lock your cards – Easily lock or unlock your PNC debit card or credit card if you misplace it.

Locate PNC – Locate the nearest PNC ATM or branch using our location services, or search by zip code and street address.

If you have Virtual Wallet®, you’ll have access to more tools and insights to help you work toward your financial goals.

See what’s free to spend – Your Scheduled Out subtracts known bills and expenses from your available checking account balance to show you what’s free to spend, which we call your Free Balance. You’ll also see potential Danger Days℠, which is when your account is at risk of being overdrawn.

Visualize your money – Use Money Bar® to see how much is available to spend with your Free Balance, what you’ve scheduled for bills and how much you’ve set aside for goals.

Know your activity – Use the Calendar to see upcoming paydays and payments, and view a history of your transactions. You can pay bills, schedule bill reminders, track external payments, view potential Danger Days and more.

Track your spending & set budgets – See where you're spending your money with categories like restaurants, gas and more. Then, create budgets to know if you’re staying on track.

Make saving easier – Create savings goals to work toward your goals and keep track of your progress along the way. Set up automatic rules to regularly transfer money to your savings, like once a week or when you receive a paycheck. Make saving fun using your personalized piggy bank to transfer money to your savings.

With PNC’s Security and Privacy, you can be confident that your personal and financial information will be protected while using our app.

(i) Zelle should only be used to send or receive money with people you know and trust. Before using Zelle to send money, you should confirm the recipient's email address or U.S. mobile phone number. Neither PNC nor Zelle offer a protection program for authorized payments made with Zelle. Zelle is available to almost
anyone with a bank account in the U.S. Transactions typically occur in minutes between enrolled users.
If the recipient has not enrolled, the payment will expire after 14 calendar days.
(ii) There are limits to the number of transactions you can make from a savings or money market account per month.
(iii) PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. Mobile Deposit is a feature of PNC Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Online Banking Service Agreement.

Virtual Wallet, PNC SmartAccess and SmartAccess are registered trademarks of The PNC Financial Services Group, Inc. ©2022 The PNC
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Updated on
Jun 28, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity and Device or other IDs
This app may collect these data types
Location, Financial info and 4 others
Data is encrypted in transit
Data can’t be deleted
201K reviews
Kimberly Ippolito Leonard
July 2, 2022
When it works, it's like a 3/5. Organization is not intuitive, overbearing security features constrain its usefulness, & it's missing a lot of features available online. Once you get used to it, it's okay. Useable. HOWEVER, this is the most unreliable app I've ever used. The app might work properly like 20-30% of the time. It's constantly either not recognizing login credentials, completely down for maintenance, or key features are not available. Major downgrade from BBVA.
5 people found this review helpful
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Barry Feldman
July 3, 2022
Generally ok but difficult to search transactions & app is often inaccessible. Also recently started asking for a passcode upon sign-in, but didn't give a choice to receive it by voice or text, only by voice. Passcode voice is soooooo slow and only after hearing other slow announcements- the sign-in even times out before the passcode is fully mentioned unless you trick the app. After calling customer service twice they finally changed it to a choice of receiving the passcode by text or by voice.
8 people found this review helpful
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CJ Pirscher
July 1, 2022
I've been with PNC for over 7 years. Whenever I've had issues the staff was helpful. 7/1/22 I was very unhappy with them. I almost got scammed. I went directly to the branch. They put a hold on my account. Transferred $21.94. I pulled $20 out. Later I was told that the transfer didn't go through so I was -$20. It should have been $1.94. Although they knew the issue they wouldn't open new account until I paid $20. Also, charged me $7 after they told me to hold both accts. Hope thing get better.
2 people found this review helpful
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What's new

Thank you for using PNC Mobile. Update includes:
- Enhancements to Zelle®