Curve Pay — Wallet & Cashback

Curve OS

About this app

Curve Pay — your smart wallet & payment app. One travel card that combines all your debit and credit card options & maximises your cashback worldwide. Pay by phone globally with competitive currency exchange rates for international card payments & avoid ATM & FX fees. Combine your cards into one convenient tap to pay cardless solution with contactless payment support for Google Wallet, Apple Wallet, Google Pay, Apple Pay, Samsung Pay, GPay, Garmin Pay, & enjoy exclusive cashback.

Select Your Plan

Curve Pay (Free): Add unlimited cards (credit card, debit card) in one travel card and digital wallet. Make contactless payments. 2.99% foreign currency exchange rate fee applies for international travel. Perfect for those who need a budget planner on the go.

Curve Pay X: Add unlimited cards (including debit cards) in your smart wallet, use Samsung Pay or GPay for tap to pay contactless payments, get free global ATM withdrawals up to £300/month & enjoy competitive currency exchange rates for travel worldwide & cashback. Use it as your budget tracker!

Curve Pay Pro: Link unlimited debit and credit card options to your smart wallet, use any payment app including wearable devices (Google Pay, Apple Pay, Samsung Pay, GPay, Garmin Pay), earn 1% cashback at 6 exclusive retailers (Terms & limits apply – see Fair Use Policy), get competitive currency exchange rates, and £500/month free global ATM withdrawals. Manage expenses with the integrated budget planner!

Curve Pay Pro+: All premium features including the ability to load unlimited cards to your Curve Wallet, £1000/month free global ATM withdrawals, all payment app options (Google Pay, Apple Pay, Samsung Pay, Garmin Pay, GPay), get 1% cashback rewards at 12 retailers (Terms & limits apply – see Fair Use Policy), competitive FX rates, plus discounted worldwide airport LoungeKey access. Ideal for digital nomads working remotely, expats and travelers in general.

All Cards, One Wallet
Curve Pay connects your debit card, credit card, and PayPal account into one smart wallet for contactless payment. Your digital wallet enables tap to pay cardless transactions through Google Pay, Apple Pay, Samsung Pay, GPay, or Garmin Pay for travel purchases worldwide. Link your digital wallet for multiple payment app options: Samsung Pay for Samsung devices, GPay for Android and Google Wallet, Garmin Pay for smartwatches, plus FitBit, Xiaomi, SwatchPay - perfect for contactless payment (pay by phone) while traveling.

Safe Travels
Your card numbers stay protected when you travel abroad. Whether using our digital wallet and payment app, Google Pay, Apple Pay, Samsung Pay, GPay, or Garmin Pay, your transactions are always secure.

Unique Features

Go Back in TimeⓇ: Move payments between cards (limits based on subscription tier)

Anti-embarrassment mode: Never experience declined payments with contactless payment options

Smart Rules: Automate card choices when using Google Pay, Apple Pay, Samsung Pay, GPay, or Garmin Pay

Rewards: Get cashback instantly with cardless payments

Lock/unlock your digital wallet instantly in the mobile banking Wallet

Keep all your debit and credit card numbers hidden

Track cashback rewards, currency exchange rates, and spending

Seamless integration with Google Pay, Google Wallet, Apple Pay, Apple Wallet, Samsung Pay, GPay, and Garmin Pay

Compatible cards for Mobile Payment
Mastercard, Visa, and Diners Club international cards issued by local banks like Chase, and Barclays, and global neobanks like Revolut, Wise, N26, among others.

You need to be 18 years or older to sign up.

Terms and privacy policy apply at https://www.curve.com/en-gb/legal/. Free currency exchange subject to limits and weekend charges. Get competitive FX rates for travel. Integrate with Google Pay, Google Wallet, Apple Pay, Apple Wallet, Samsung Pay, GPay, or Garmin Pay for contactless payment. Cashback with selected retailers. Limits and exclusions apply. See terms for details.

Ratings and reviews

Great idea but does not seem to work. The app keeps resetting and asks for my details and to add a card after I have already added cards. The only fix is to uninstall and re set up, but then the magic links don't work so cant get back in. Have only succeeded in 2 transactions. All others are rejected by the banks. SHAME, its a great idea whose time has not come. Perhaps Curve or someone else will get it right one day.

Interesting idea but terrible product. I signed up last year for the extra 1% on mobile purchases but have had nothing but issues since. It took forever to get approved and get the physical card. Then this summer they charged me a temporary hold that triggered a late payment notice and penalty. It's been 6 weeks and they still have not resolved the issue. Not worth trusting your money to a company which such poor customer support.

The app freezes at "join waitlist" has a black bar box at bottom of screen but clicking it does nothing. I know this is a great app as I have several friends who highly recommend so I'm not gonna give a bad review. I wait until I get issued resolved and will edit to include their customer support. Edit less than 24 hrs and Curve responded!! Got me squared away in no time. 5 stars!!