4.4
26K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
Learn more
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About this app

Pocash provides secure and reliable online revolving credit loan services through bank-grade encryption technology, providing the highest level of protection for your information and rights.

The Pocash offers:
1 Loan amount from ₦10,000 to ₦200,000.
2 Repayment from 91 days to 365 days.
3 Easy to get a safe loan without a mortgage.
4 APR from 9% to 36% per annum

-Example:If you choose a 6-month loan and borrow ₦100,000,Pocash charges an interest rate of 3% per month.Borrow NGN interest rate:18% and the APR is 36%.180 days repayments of ₦18,000.Total amount payment is ₦118,000.

How to apply for loan:
1 Download Pocash app.
2 Register an account with a phone number.
3 Fill out basic information and submit a loan application.
4 Receive your loan straight into your bank account.

Who can apply the loan:
1.Nigeria resident.
2.18-60 years old.
3.Valid documents and proofs.

CONTACT US
• We are available 24/7 to assist you with your request
• Service Email: help.pocash@gmail.com
• Our Office Address: 35 salawu street, surulere, Lagos state, Nigeria
Updated on
Dec 22, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
25.9K reviews
Yasir Abubakar
April 22, 2026
​Warning to everyone: this app is a data-mining trap. They send unsolicited SMS claims of "pre-approved loans" to people who haven't even signed up. Once you install it, they try to gain access to your contacts and gallery to harass you and your friends later. Stick to regulated lenders and avoid this one at all costs.
2 people found this review helpful
Jennifer Enaifoghe
January 19, 2026
I'm kinda disappointed at the app took a loan, after the last encounter got a call saying I should pay the main amount that I borrowed and forget about the extra loan charge it will be cleared off I tried to understand and she repeatedly said thesame thing and she's from pocash I even asked if I can send to thesame account I've been making my payments she said yes I did that immediately 17k to the account hoping they'd clear off the remaining as she said. found out it was all a lieee,
18 people found this review helpful
Tobiloba Elizabeth
April 9, 2026
DO NOT DOWNLOAD. Firstly, your data is not safe, their agents have access to even the ID you uploaded and can do whatever they wish with it. Please stay away from loan apps, they will harrass you even before the loan is due.
4 people found this review helpful

What’s new

bug fixes