Klivvr

Klivvr

About this app

From a credit limit with flexible installments, to everyday spending, family budgets and rewards. Klivvr gives you one place to manage it all.

— Buy now, pay later with Klivvr credit
• Apply for a credit limit and get your approval instantly.
• Claim offers and pay over flexible installment plans.
• Transparent terms, clear schedules, no hidden charges; just fair, flexible credit when you need it.

— Keep the whole household covered with our Family Plan
• Get up to 4 extra cards.
• Transfer instantly between your cards, whenever you need to, with zero fees.
• Link your extra cards to your family members and manage it all from one app.
• Assign permission types for each family member and decide who can access or just view, while staying in charge of every card. More freedom for them, more control for you.

— Spend, save, and stay in control
• Shop online, tap in-store, or withdraw cash anytime, anywhere.
• Add money using InstaPay, Fawry, or an external bank card, top up anytime, anywhere.
• Send and request money from any Klivvr user in seconds.
• Track every transaction in real time, so you always know where your money goes.

— Earn K Points every time you pay
• Earn points automatically on every purchase, big or small.
• Redeem your K Points for cash to use for your next purchase.

— Join our Challenges
• Take on fun spending challenges every month.
• Hit your goals and collect bonus K Points to redeem for cash.
• Gamify your everyday spend, save more, earn more, enjoy more.

— Spend smarter, stress less
• Set up budgets and track them in real time.
• Get nudged when you’re nearing your limit.

— More benefits, more savings
• Enjoy hand-picked debit offers, discounts, and rewards.
• Get notified about new deals that help you save every time you pay.
• Monthly installment offers to make the most of your money.

Stay in control, stay protected. Your money is always secure with us — with smart security, instant card lock, and real human support whenever you need it. We’ve got your back.

Ratings and reviews

I regret that I joined them!! It is one of the worst financial app/company, if not the worst!! I took more than one hour to finalize the process at their booth (I took few minutes with the other applications). They kept changing and reducing my approved limit for more than 4 times. Now, I'm trying to pay the 1st. installment but I can't find the payment option on the app. It is very poor app and their customer service is horrible with either no response or bad response.

definitely the best scam I've ever seen, they convince you that you have a limit and if you wanna use it you have to put in money first in their debit card so eventually it's your money they're not giving you any limit and the customer support won't answer specially if it's a critical question.

very bad customer service, most of the time they have money issues, you pay with their card a problem happens no matter what is the problem they say it's not their problem they take the money then they give it back after 7-14 days???? and this problem happens alot

What’s new

Redeem your points your way
• Use K Points for cashback, buy vouchers from your favourite brands, or pay directly at selected partner merchants.

New tiers are here
• Move through Bronze, Silver, Gold, and Platinum as you earn more points and enjoy exclusive rewards.