Koyna: Safe Spending & Budget
In-app purchases
Everyone
info
10+
Downloads
About this app
Stop Guessing. Start Spending Confidently.
Ever checked your bank balance and wondered, "Can I actually afford this today?" Most budget apps tell you what you spent yesterday. Koyna tells you what you can safely spend today.
Koyna is a next-generation personal finance manager designed to remove the anxiety from daily spending. Whether you are a salaried employee, a freelancer, or a bit of both, Koyna calculates your "Safe-to-Spend" limit in real-time, taking into account your upcoming bills, savings goals, and income patterns.
KEY FEATURES:
✅ The Safe-to-Spend Engine: No more complex spreadsheets. Koyna looks at your balance, subtracts your committed bills and savings targets, and gives you a single, daily number you can spend without guilt.
🧠 Emotion-Based Tracking: Do you impulse-buy when stressed? Koyna is the first app to track the emotion behind every expense. Understand your patterns of regret and joy to make better financial decisions.
📈 Regret Score & Analytics: See your "Regret Score" trend over time. Identify which categories (like fast food or late-night shopping) cause the most stress and get actionable insights to improve your relationship with money.
💼 Multi-Mode Income Support:
Salary Mode: Automatic countdown to payday with daily burn-rate calculations.
Freelance Mode: Built-in Tax Vault that automatically sets aside taxes from every payment, so you’re never surprised at tax time.
Hybrid Mode: The best of both worlds for those with a side hustle.
🔒 Privacy First: Your data stays on your device. Sync to your personal Google Drive for total control and privacy. No ads, no selling your data.
WHY KOYNA? In a world of complex financial tools, Koyna keeps it simple. We don't just track numbers; we track how those numbers make you feel.
Download Koyna today and own your money.
Ever checked your bank balance and wondered, "Can I actually afford this today?" Most budget apps tell you what you spent yesterday. Koyna tells you what you can safely spend today.
Koyna is a next-generation personal finance manager designed to remove the anxiety from daily spending. Whether you are a salaried employee, a freelancer, or a bit of both, Koyna calculates your "Safe-to-Spend" limit in real-time, taking into account your upcoming bills, savings goals, and income patterns.
KEY FEATURES:
✅ The Safe-to-Spend Engine: No more complex spreadsheets. Koyna looks at your balance, subtracts your committed bills and savings targets, and gives you a single, daily number you can spend without guilt.
🧠 Emotion-Based Tracking: Do you impulse-buy when stressed? Koyna is the first app to track the emotion behind every expense. Understand your patterns of regret and joy to make better financial decisions.
📈 Regret Score & Analytics: See your "Regret Score" trend over time. Identify which categories (like fast food or late-night shopping) cause the most stress and get actionable insights to improve your relationship with money.
💼 Multi-Mode Income Support:
Salary Mode: Automatic countdown to payday with daily burn-rate calculations.
Freelance Mode: Built-in Tax Vault that automatically sets aside taxes from every payment, so you’re never surprised at tax time.
Hybrid Mode: The best of both worlds for those with a side hustle.
🔒 Privacy First: Your data stays on your device. Sync to your personal Google Drive for total control and privacy. No ads, no selling your data.
WHY KOYNA? In a world of complex financial tools, Koyna keeps it simple. We don't just track numbers; we track how those numbers make you feel.
Download Koyna today and own your money.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info
Data is encrypted in transit
You can request that data be deleted
What’s new
🚀 Update 1.0.0+9 brings exciting new polish!
• Dashboard: You can now instantly view 'Yesterday’s Expenses' right on your home screen.
• PDF Reports: Fixed Monthly Report exports to perfectly match the pristine layout of the Settings report.
• UI Polish: Larger Safe Spend text, smarter keyboard defocusing when saving notes, and beautifully aligned confirmation screens.
• Feedback: A smoother, smarter in-app review experience!
Plus, major under-the-hood stability upgrades!
• Dashboard: You can now instantly view 'Yesterday’s Expenses' right on your home screen.
• PDF Reports: Fixed Monthly Report exports to perfectly match the pristine layout of the Settings report.
• UI Polish: Larger Safe Spend text, smarter keyboard defocusing when saving notes, and beautifully aligned confirmation screens.
• Feedback: A smoother, smarter in-app review experience!
Plus, major under-the-hood stability upgrades!
App support
About the developer
RAKIBUL ISLAM
developer.intellarch@gmail.com
KULSUM HOUSE, BIOZID BOSTAMI ROAD, EDRAKPUR, FATULLAH, NARAYANGANJ
NARAYANGANJ 1421
Bangladesh
