KreditBee: Personal Loan App

Finnovation Tech Solutions Pvt Ltd

About this app

KreditBee is an online instant personal loan app trusted by over🏆50 million Indians. Get a quick personal loan at attractive interest rates and enjoy a hassle-free experience. Apply for a quick online loan and get the amount directly in your bank account in 10 minutes. Whether you’re salaried or self-employed, you can get instant funds - anytime, anywhere.

● Online personal loans from ₹3,000 to ₹5,00,000
● Interest rates - 16% to 29.95% p.a.
● Tenures - 3 to 24 months
● APR range - 0 to 70%
● Low transaction fees
● Quick loans & easy EMI

What makes KreditBee ideal for every customer?
● Quick online loan
● Low-interest rates
● Easy application process
● Fast loan approval
● Digital processing & 10-minute loan disbursal
● Easy repayment with manageable EMI

✨Features of KreditBee personal loan app
✔ Quick Approval – Get your personal loan approved in few minutes on our loan app
✔ Flexible Repayment Options – Choose to pay online loan within 3 to 24 months depending on your eligibility
✔ Paperless – No physical paperwork is required with our online personal loan app. Submit required documents online
✔ Full Transparency - No hidden cost, we maintain complete transparency with our customers
✔ Convenient – Get a quick personal loan anytime, anywhere
✔ Languages – English & Hindi

Why KreditBee?
Loan for All Purposes: From financing a large purchase, short or long domestic/international trips, education, shopping, to covering wedding expenses, debt consolidation, emergency home repairs or medical bills.
Flexible Interest Rates: We offer instant loans with flexible interest rates of 16% to 29.95% per annum.
Security: We only work with RBI-certified NBFCs/Banks, which are guaranteed to be safe & secure.

🤝Our Lending Partners
Krazybee Services Pvt. Ltd.
Incred Financial Services Ltd.
Vivriti Capital Pvt. Ltd.
Northern Arc Capital Ltd.
MAS Financial Services Ltd.
Cholamandalam Investment and Finance Company Ltd.
PayU Finance India Pvt. Ltd.
Poonawalla Fincorp Ltd.
Piramal Capital & Housing Finance Ltd.
Kisetsu Saison Finance (India) Pvt Ltd.
Mirae Asset Financial Services (India) Pvt. Ltd.
Tata Capital Ltd.

Types of Loans
👉Flexi Personal Loan - We offer flexi personal loans with repayment tenure of 3-10 months for loan amount of ₹3,000 to ₹66,000. Need a PAN card & proof of address to apply.

👉Personal Loan for Salaried - We offer easy personal loans to salaried individuals for flexible repayment terms of 4 to 24 months for a loan amount of ₹10,000 to ₹5,00,000. Provide PAN card, address proof & salary proof to avail the loan.

👉Business Loan - We offer Business Loan, from ₹10,000 to ₹2,00,000 with flexible tenures of 4 to 24 months. Apply for an instant loan using PAN card & address proof.

👉 Purchase on EMI – Transform your shopping experience with Purchase on EMI from KreditBee. Shop online or offline with over 2 Lakh+ merchants for a wide range of products and convert your purchase of up to 2,00,000 into easy EMI. Need a PAN card and address proof.

📋Personal Loan for Salaried Individuals (Example)
Loan Amount: ₹50,000
Tenure: 12-months
Rate of Interest: 20% per annum
Processing Fee: ₹1,250 (2.5%)
Onboarding Fee for New Customers: ₹200
GST on Onboarding & Processing Fee: ₹261
Total Interest: ₹5,580
EMI: ₹4,632
APR: 26.92%
Amount Disbursed: ₹48,289
Total Repayment Amount: ₹55,580

📄Eligibility
a) Indian national
b) Over the age of 21
c) Steady monthly income

Steps to avail a loan
1. Install KreditBee app
2. Sign up using mobile number
3. Provide PAN number & check your eligibility
4. Upload KYC documents, including your address proof and get your profile verified
5. Choose your amount and tenure
6. Provide your bank account details
7. Request money transfer in your bank account

Queries?
📧Mail: [e-mail]
📱Call: 080-44292200/080-68534522
🏢Address: 16/3 Adarsh Crystal, Jogupalya, Cambridge Layout, Bengaluru - 560008

Ratings and reviews

It's a great app. I really liked this app. The app interface is User-friendly. It's a good app but, The double tap to activate the power ups has recently been disabled. Now they have to be moved a tile to be activated. Why the sudden change? It had become muscle memory for me and now I waste several minutes tapping on the power ups waiting for them to explode... this is irritating and ruining the game experience for me.. please rectify this at the earliest

I've been using kreditbee app for past Three years and I've made all payments upto date. But after the last payment I'm not able to apply for next loan and it says try again after six months. Very cheap even after paying everything on time. They do like this... And for the past 4-5 transaction the credit limit is not being raised. Very bad experience. In an emergency situation like this, if we are not able to take loans even after all repayment it's very bad.

This is a great app! I'm just giving two stars because I was enjoying the app experience until recently when the transfers made to other accounts started to give me an error that payee's account can't receive payments"I initially thought it is a problem with the payee account, had a lot of phone calls exchange with the payee only to find out everything was okay from there end. Then it occurred to me to make transactions with a browser, and to my surprise, Definitely something wrong with the app.

What's new

Bug fixes