MocaMoca - Safe and fast loan

Copperstone Lending Inc.

About this app

MocaMoca - Instant Cash Loans for Filipinos
MocaMoca is designed to provide express cash credit services to Filipinos in urgent need. Whether you need to pay for your children's tuition fees, purchase computers or motorcycles, or cover medical bills, MocaMoca is available for you 24/7. We've made this process incredibly convenient, allowing you to apply from the comfort of your home. We ensure that all your transactions with us are safe and secure, strictly adhering to client profile confidentiality.
🔔🔔Why Choose Us?
✔️ No Hidden Fees - get exactly what you apply for
✔️ 3-5 Minute Application - no collateral or income proof required
✔️ Fair For All - no profession discrimination
✔️ Low rates + lower fees for repeat loans
✔️ Flexible Repayment Options
✔️ SEC-licensed & bank-level security

🔔🔔Requirements:
-Filipino citizen with a valid ID card
-Above 18 years old
-Have a stable job or source of income

🔔🔔Product introduction
✅Loan Amount: ₱2,000 ~ ₱50,000
✅Loan Term:
-Min 91 days (shortest, including renewal)
-Max 180 days (longest, including renewal)
✅Fees and Charges:
-Annual Interest Rate (APR): Maximum interest rate is 20%
-Service Fee: 5%-10% (The service fee will be charged upon repayment)
-Other fees: There will be no other fees. Absolutely no hidden charges.
⚠️Note: Please adhere to the repayment schedule and pay on time to avoid additional charges in your account. Maintaining a good credit history can help you qualify for higher loan amounts in the future.

🔔🔔Loan Case Sample
If you apply for a loan with a principal amount of ₱5,000, and the loan period is 180 days (6 months), the annual Interest rate (APR) is 10%, the service fee is 10%, and other fees is 0, then you will need to pay:
Amount Received: ₱5,000
Service fee: ₱5,000*10% = ₱500
Total interest fees: ₱5,000*10%*180/365 = ₱246
Total Amount Due: Loan amount + Service fee + Interest Fee = ₱5,000 + ₱500 + ₱246 = ₱5,746
Monthly Repayment: ₱5,746/6 = ₱957

🔔🔔Repayment Methods
-E-Wallets: GCash/Maya/ShopeePay/etc.
-Bank Transfer: BDO/MetroBank/BPI/PNB/LandBank/etc.
-Convenience Stores: MLhuillier/RD Pawnshop/7-11/RD Pawnshop, Cebuana/etc.
-Others: QR code/online transfer/etc.

🔔🔔Company Information
Company name: Copperstone Lending Inc.
SEC Registration No. 2021050012959-04
Registered Business Name: MocaMoca
CERTIFICATE OF AUTHORITY NO.3454
Note: Please study the terms and conditions of the Disclosure Statement before proceeding with the loan
Address:
The Penthouse, Marajo Tower, 26th st. Cor. 4th Ave. Bonifacio Global City 312 Metro Manila Fort Bonifacio, Taguig City, Fourth District, National Capital Region (NCR), 1634

❤️❤️Contact Us
✉️Email: [e-mail]
📞Hotline: [phone]
📱Online service: You can reach the online customer service via MocaMoca App.
💻Website: mocamocatech.com
⏰Customer service working hours: 8AM — 10PM

Ratings and reviews

When I first used this app, I found the application process to be very simple. The instructions for data entry were clear and concise, with nothing confusing. The functions for viewing loan amounts and terms were also easy to understand. I really like the various payment methods it offers, which makes my installment payments easy and convenient. So far, the app has been running stably with only a few minor technical issues.

​"I wouldn't recommend this app. The interest is way too high, and even if you always pay on time, they keep pestering you. They start calling 2 to 3 days before the due date, which is super disruptive. They can't even wait until the actual due date, even when they can clearly see from your record that you're a good payer. It's extremely annoying and a total nuisance."

Don't try this app. Typical loan sharks. It says a low interest rate. It will let you know how much your credit limit is. What you'll get is only more than half of your credit limit. You will get a lot of calls and missed calls(they will just ring you) and threatening sms if you miss a payment. There is no chance of cancelling your loan application if you would like before getting the loan. Once I settle the loan, I will uninstall it. Not recommended, it will just ruin your peace of mind.