Klarna | Shop now. Pay later.

4.6
587K reviews
10M+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

SHOP NOW. PAY LATER.
Discover stores where you can split the cost of your purchase into 4 interest-free payments—paid every 2 weeks. We partner with retailers all over the world so you can experience smoooth shopping directly from their sites. And if anything goes wrong with your Klarna order—whether it’s physical goods or services—we’ve got your back.

- “Definitely the best app I have come across combining finance and shopping..” - Jade

HOW DOES KLARNA WORK?
• Download the Klarna app and sign up or log in.
• Buy now, pay later online and in-store.
• Discover personalized inspiration and exclusive deals and discounts.
• Get a complete overview of all your purchases and finances.
• And much more!

- “This is the best buy now pay later system. It has helped me save money too, thank you Klarna” - D.

NEW DEALS EVERY DAY.
Shop and save money with exclusive deals and discounts from all over the world. Find and claim deals you like with a simple tap. Make sure to check back in tomorrow – we add new deals and discounts all the time.

UNLOCK REWARDS.
Join Klarna rewards club for free to get rewarded for all your shopping. Earn 1 point for every $1 spent. Plus, take advantage of member perks like deals and exclusives, and get a $5 welcome reward as soon as you complete your first purchase as a member.

DISCOVER THE KLARNA CARD.
With Klarna’s physical card, you get up to 30 days to pay when you shop online, in-store, at home or abroad. The Klarna card is a flexible alternative to credit cards that gives you the freedom to make most of your budget. No interest, no sneaky fees. Link it to Google Pay to pay easily by tapping your mobile phone or smartwatch.

- ”This is the best source available to pay over time w/o using a credit card.” - Patrice

- “Better than using my actual credit card” - Marlow

INSTANT ORDER CONFIRMATION.
No one likes to wait. When you buy something through the Klarna app, you’ll see your purchase just seconds after you place your order. Whether you decided to pay later or immediately.

DELIVERY TRACKING.
Get instant delivery information and track parcels from store to door.

HASSLE-FREE RETURNS.
Need to send something back? Report a return right in the app. With pay later, we’ll pause your purchase so you don’t have to pay in the meantime.

PERSONALIZED INSPIRATION.
Get carefully curated suggestions for deals, product collections, complete looks, and editorials tailored to your shopping. It doesn’t matter if you love fashion, beauty, tech, or whatever – we’ve got something for you.

GET PRICE DROP ALERTS.
Save items in collections and save money through price drop alerts. Each time you save an item in a collection, an automatic price drop alert is set. That way, when the price drops you will know. You can also share your collections with family and friends.

MANAGE YOUR PAYMENTS.
With Klarna, you choose exactly how much you want to pay and when. There's a flexible payment method that works with your budget, wherever you shop. Whether you choose to pay now, split your purchase or pay later, you get a complete overview of all your purchases and finances. You can even make early payments or extend your due date.

“Best Buy Now Pay Later App” - Leely

NEVER MISS A PAYMENT.
Stay on top of your finances by activating push notification reminders.

STAY SAFE WHILE SHOPPING.
Shopping is thrilling enough without security risks. Our login is as simple as it is secure – with Face ID, Touch ID or PIN.

* Trusted by 147+ million users *

24/7 CUSTOMER SERVICE.
Get round-the-clock customer service whenever you need it using our chat right in the Klarna app.
Updated on
Apr 19, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity, App info and performance, and Device or other IDs
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
571K reviews
Wesley Ren
April 17, 2024
Pretty much useless. After my debit card renewal, I wanted to update the settings, but that impossible. I had to delete and add a new card. Fair. But I can't. I kept getting "can't process your card" error messages. Fine. Let me just use my checking account. The setup was successful. But while the payment was in progress, 4 days are needed, I was getting "your payment has failed" messages in app and emails. Chat with a agent has a wait of 45+ minutes. So we kept missing each other... Nightmare!
7 people found this review helpful
Did you find this helpful?
Klarna Bank AB (publ)
April 18, 2024
Hi Wesley,we're sorry to hear that you're experiencing this issue. Can you please contact us via our in-app chat or phone at (844)-552-7621 available 24/7 (USA) (UK: 0808 189 3333 Mon-Sat 9am-6pm GMT)?
Joel Cruz Aguilar
April 7, 2024
I've used this app now and then for at least 3 years now. My purchase power was over 1K. Never missed a payment. Today I tried making a $50 purchase on Amazon and it tells me it can't verify my identity. First it was the 6 month option, then the fee to split payment, now a "monthly subscription" and a credit check to see if you qualify. Basically the payment history you had with them doesn't matter lol How do I close my account?
28 people found this review helpful
Did you find this helpful?
Klarna Bank AB (publ)
April 7, 2024
Hi Joel, we're saddened to hear that you've had some trouble recently with our services and we absolutely want to make it up to you. If you could, please reach out to us via phone at 1.844.742.2212 or chat with us at https://app.klarna.com/help-center, both available 24/7. Someone from our team can review this case. Thanks.
Ms. Paris
April 18, 2024
I normally don't do reviews. Klarna is a life saver. When I can't afford to buy groceries until my next pay period and other essentials to get me by. Klarna provided me the opportunity to pay in installment without interest! I was on hard times, but having Klarna really made things extra easier. If you have Klarna, you can buy groceries, book Airbnb and hotels, clothes, etc... Not all apps provide Klarna as a payment option, but I'm genuinely grateful for the ones that do!
2 people found this review helpful
Did you find this helpful?

What's new

All your shopping in one app. We have tweaked some details and made smoooth improvements on already smart features. Turn on automatic updates and you will never miss the latest and smooothest version.

Problems? No problems. Chat with us in the app and we'll help you!