Klarna | Shop now. Pay later.

507K reviews
Content rating
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About this app

Discover stores where you can split the cost of your purchase into 4 interest-free payments—paid every 2 weeks. We partner with retailers all over the world so you can experience smoooth shopping directly from their sites. And if anything goes wrong with your Klarna order—whether it’s physical goods or services—we’ve got your back.

- “Definitely the best app I have come across combining finance and shopping..” - Jade

• Download the Klarna app and sign up or log in.
• Buy now, pay later online and in-store.
• Discover personalized inspiration and exclusive deals and discounts.
• Get a complete overview of all your purchases and finances.
• And much more!

- “This is the best buy now pay later system. It has helped me save money too, thank you Klarna” - D.

Shop and save money with exclusive deals and discounts from all over the world. Find and claim deals you like with a simple tap. Make sure to check back in tomorrow – we add new deals and discounts all the time.

Join Klarna rewards club for free to get rewarded for all your shopping. Earn 1 point for every $1 spent. Plus, take advantage of member perks like deals and exclusives, and get a $5 welcome reward as soon as you complete your first purchase as a member.

With Klarna’s physical card, you get up to 30 days to pay when you shop online, in-store, at home or abroad. The Klarna card is a flexible alternative to credit cards that gives you the freedom to make most of your budget. No interest, no sneaky fees. Link it to Google Pay to pay easily by tapping your mobile phone or smartwatch.

- ”This is the best source available to pay over time w/o using a credit card.” - Patrice

- “Better than using my actual credit card” - Marlow

No one likes to wait. When you buy something through the Klarna app, you’ll see your purchase just seconds after you place your order. Whether you decided to pay later or immediately.

Get instant delivery information and track parcels from store to door.

Need to send something back? Report a return right in the app. With pay later, we’ll pause your purchase so you don’t have to pay in the meantime.

Get carefully curated suggestions for deals, product collections, complete looks, and editorials tailored to your shopping. It doesn’t matter if you love fashion, beauty, tech, or whatever – we’ve got something for you.

Save items in collections and save money through price drop alerts. Each time you save an item in a collection, an automatic price drop alert is set. That way, when the price drops you will know. You can also share your collections with family and friends.

With Klarna, you choose exactly how much you want to pay and when. There's a flexible payment method that works with your budget, wherever you shop. Whether you choose to pay now, split your purchase or pay later, you get a complete overview of all your purchases and finances. You can even make early payments or extend your due date.

“Best Buy Now Pay Later App” - Leely

Stay on top of your finances by activating push notification reminders.

Shopping is thrilling enough without security risks. Our login is as simple as it is secure – with Face ID, Touch ID or PIN.

* Trusted by 147+ million users *

Get round-the-clock customer service whenever you need it using our chat right in the Klarna app.
Updated on
Jan 20, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity, App info and performance, and Device or other IDs
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted
507K reviews
Joseph Lopez
January 13, 2023
Loved the app when I first started using it. The whole pay in 3 thing was great for those purchases I didn't want to be impacted by all in one shot. Never missed a payment and even paid off some items well before their due dates. Now for some reason I can't make any pay in 3 purchase without putting down more then 60% of the total. It's like being punished for having a great payment history with them. This app went from my number one, to my only In an emergency app.
81 people found this review helpful
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Angel Allain
November 12, 2022
Update: The app keeps saying my payment was declined but I am able to submit a manual payment with the same card with no issues. The rewards have also changed and not worth it. They are all $5 IF you spend 20 and it's not worth it. I will stop using the app unless they bring back the e-gift cards. I have never had any issues using Klarna and I would recommend to anyone. Great options for allowing payments to be split up over time. if you are bad about paying your bills, this app is not for you!
301 people found this review helpful
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Brooke Hanson
December 7, 2022
I've had Klarna for years. I've never been late on a payment and have always paid everything off ahead of time. I even went as far as getting the physical credit card with them. My approved spending limit was built up to $3,000 and has been at that limit for 6+ months. After the latest app update my spending limit dropped to $0 and every attempt at a purchase gets declined. I have uninstalled and reinstalled the app and nothing changes. Extremely frustrating.
393 people found this review helpful
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Klarna Bank AB (publ)
December 7, 2022
Hi there, we understand that this change is frustrating and we can explain. To help our users shop responsibly, we have to lend responsibly. Sometimes this means lowering the estimated amount we can lend. We apologize for the inconvenience.

What's new

All your shopping in one app. We have tweaked some details and made smoooth improvements on already smart features. Turn on automatic updates and you will never miss the latest and smooothest version.

Problems? No problems. Chat with us in the app and we'll help you!