NEO Experience

100+
Downloads
Content rating
Everyone
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About this app

NEO Experience is your one stop guide to achieving financial freedom through real estate and financial planning. It is a financial digital assistant available to you by NEO Home Loans. We help you in every aspect of real estate and finance, you can access other aspects of the NEO Experience, we help you stay mortgage ready and manage your financial life.

Organize in one place:
Your NEO Experience dashboard summarizes important financial information such as: account balances, transactions, net worth, budgeting, credit score, cash flow analysis, estimated home value, spending analysis, offers and promotions from your financial institution, and an information center with personal finance articles and videos, all in one place.

Budgeting:
Understand what you are spending and where. Track your spending by categories and drill down into subcategories. Receive alerts if you are off track or confirmation if you are on track.

Free Credit Score, Report and Monitoring:
Your credit score is prominently displayed in your dashboard - and it doesn't cost you anything. Track changes month to month and learn the key factors that make up your score like length of credit, timely payment history, utilization of credit, total accounts opened and inquiries. Don't worry, this is a "soft credit pull" meaning there is no impact to your score by checking it. Look through your credit report for accuracy. Access helpful articles that explain credit bureaus, credit score, and more.

Plan/Prepare:
Work with your NEO Home Loans team to proactively plan and best prepare for all of your home ownership needs. Whether it’s planning to buy your first home, move up, down, out of the area or even buying an investment property or second home, this is where you want to start. Your NEO Home Loans team will help you prepare for a down payment, establish reserves, manage your debt to income ratio, improve or maintain your credit, review all loan scenarios through our calculators, establish your projected loan to value, and more. Visit the readiness assessment in your app to see a snapshot of your credit overview, debt to income ratio, cash reserves, employment, down payment and sales price.

Search Properties:
Looking for your first home? Want to move up, or downsize? Use your locker to search local and nationwide real estate listings. Find homes that match what you can afford. See open houses, customize searches, favorite properties you like and save your searches.

Share:
When you are ready to move forward with a financial transaction, you choose what accounts to share with your financial institution. All data is always encrypted.

Security:
Security is our #1 job so you can feel confident that the financial accounts you’ve connected and documents you’ve uploaded are secure. See more here: https://www.finlocker.com/security/

Privacy:
Your privacy is important to us. To learn how we protect your privacy, visit: https://www.finlocker.com/privacy-policy/
Updated on
Oct 24, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info, and Files and docs
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

What's new

Our new Financial Insights will show you your financial trends across Net worth, Savings, and Debt-to-Income ratio (DTI).
A new Step-by-Step guide will provide an easy map of your homeownership tools.
Updated mortgage interest rate information helps you track daily market changes.
Push notification will now alert you to the latest relevant and useful information.
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