NinjaCard

3.7
49 reviews
5K+
Downloads
Content rating
Everyone
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About this app

NinjaCard® offers you borrowing flexibility with a revolving Line of Credit. Build credit history and achieve your financial goals.

The NinjaCard® Line of Credit Mobile App lets you manage your account from the palm of your hand! With NinjaCard® Line of Credit Mobile, you can borrow your way, make easy payments, and repeat as necessary.

With the NinjaCard® Line of Credit Mobile App you can:
- Access cash on demand
- Get money the next business day or sooner
- Make easy repayments in the app
- Build your credit history
- Borrow without hidden fees

The NinjaCard® FlexLine Line of Credit is currently offered in AL, DE, FL, ID, IN, KS, KY, LA, MI, MO, MS, NE, OH, SC, TN, TX, and UT. If you would like to be notified when FlexLine is available in your state, visit https://ninjacard.com to join the waitlist.

NinjaCard, LLC is a financial technology company, not a bank. Deposit banking services provided by Republic Bank of Chicago, Member FDIC. Line of credit services provided by the Lending Bank listed in your Line of Credit agreement.
Updated on
May 20, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.6
48 reviews
Jennifer Wilson
June 4, 2025
applied for a line of credit still waiting for the money after 3 days called and email support and not much help.
1 person found this review helpful
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jessica palmer
February 14, 2025
I've, thus far, really enjoyed the NinjaCard app! With it's ease of use and low storage size...it couldn't be better! Thanks, NinjaCard, for saving my bacon!
13 people found this review helpful
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Melissa Metz
July 12, 2024
I recently used Ninjacard for a line of credit and was very pleased with the experience. The application process was easy and intuitive, taking just a few minutes. The user-friendly interface provided clear instructions at each step. What sets Ninjacard apart is their outstanding customer service. Their team was responsive, friendly, and eager to help with any questions. I highly recommend Ninjacard for its streamlined process and top-notch customer service.
17 people found this review helpful
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What’s new

We're constantly working behind the scenes to enhance your experience. In this update, we've squashed some bugs and made a few performance tweaks to ensure you get the most out of your NinjaCard® Line of Credit.