Netspend

NetSpend

About this app

YOUR MONEY, YOUR WAY WITH NETSPEND

GET PAID UP TO 5 DAYS EARLY¹

Set up Direct Deposit to receive your government benefits up to 5 days early¹ and your paycheck up to 2 days faster¹.



UP TO $300 IN OVERDRAFT PROTECTION²

Short on funds? We’ve got your back. Our optional Debit Card Overdraft Protection gives you a 24-hour grace period² to avoid overdraft fees by bringing your balance back to positive.

EARN UP TO 6.00% APY ON SAVINGS³

Grow your money with up to 6.00% Annual Percentage Yield (APY) with an optional Netspend Savings Account³.



130,000+ RELOAD LOCATIONS⁵

Add funds at over 130,000 locations nationwide with the Netspend Network⁵.

NETSPEND IS GOOD FOR:

• People & families wanting to manage their finances on the go

• Unbanked or underbanked individuals

• Freelancers who need flexibility in their financial solutions



Join millions of customers who trust their money with Netspend. Sign up today⁶!

Banking services provided by Pathward®, National Association, and Republic Bank & Trust Company; Members FDIC. Deposit Account opening is subject to registration and ID verification.⁶

See Developer Website netspend.com/info/app-terms for full disclosures.

© 2025 Ouro Global, Inc.

Ratings and reviews

The update is garbage. Log in credentials no longer populate from the keyboard, username and password must be retrieved manually now. Savings account transfer option is presented like you can move from debit to savings but nope, no option to input dollar amounts. No app notifications when a purchase is made, email notification only. I've used this card for a long time and this is the worst mobile app update that has ever been released. FIX IT, please.

One star because zore stars isn't an option. I've used Netspend for 5 years now. for a few days, I haven't been able to view anything when logged in. The AI help is just plain non helpful at all. I keep getting the same "something went wrong" message. When I click "retry," I get the same error message. When I click " return home," nothing happens. I don't know if I'll even get paid today because of this major issue. I'm seriously thinking of taking my business elsewhere after this.

08/2025: App will not go past the login page, plus, when I could check my transactions the name of the place of business where I made a purchase would only display the bottom half of said name, making it hard to confirm charges. I would have to manually open each charge in question in order to be able to see their name, instead of guessing. I've tried reinstalling, but it helped nothing.

What’s new

We have some great updates for you in this version!

• Earn Cash Back: Check out our shiny new carousel on the home screen. It is now super easy to see where to use your card to earn rewards and cash back.

• Login Fix: We fixed the issue that was stopping your username from saving. No more re-typing!

• Smoother Sailing: We also squashed some other minor bugs to keep the app running smoothly.

Enjoy the update!