Netspend: Manage Money Online

4.0
44.1K reviews
5M+
Downloads
Content rating
Everyone
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About this app

With Netspend's suite of products, you're in charge.

Features like direct deposit offer a convenient way to add funds to your account and get paid up to 2 days
faster.1 Use your card anywhere Visa® debit cards or Debit Mastercard® is accepted . And with the Netspend Mobile App 2 you can manage your account wherever you go. You'll be able to do things like:

• Check your balance and transaction history.
• Send money to friends and family .3
• Find reload locations .4

With the Mobile App 2 it's all at your fingertips.

1 Netspend Prepaid Customers: Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction.

Netspend All-Access Customers: Faster funding claim is based on a comparison of the Pathward™, National Association's and Republic Bank & Trust Company's policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction.

2 Netspend does not charge for this service, but your wireless carrier may charge for messages or data.

3 No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Netspend Customer Service agent.

4 The Netspend Network is provided by Netspend Corporation and its authorized agents. Netspend is a licensed provider of money transfer services (NMLS ID: 932678). Netspend's licenses and related information may be found at www.netspend.com / licenses. Fees, limits, and other restrictions may be imposed by Netspend and other third parties in connection with use of the Netspend Network.

Netspend Visa Prepaid Card & Netspend Prepaid Mastercard
The Netspend Visa Prepaid Card is issued by The Bancorp Bank, Pathward™, National Association, and Republic Bank & Trust Company, pursuant to a license from Visa U.S.A. Inc. The Netspend Prepaid Mastercard is issued by The Bancorp Bank, Pathward™, N.A., and Republic Bank & Trust Company pursuant to license by Mastercard International Incorporated. The Bancorp Bank, Pathward™, N.A., and Republic Bank & Trust Company; Members FDIC. Please see the back of your Card for its issuing bank. Netspend is a registered agent of The Bancorp Bank, Pathward™, N.A., and Republic Bank & Trust Company. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The Netspend Prepaid Mastercard may be used everywhere Debit Mastercard is accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms and conditions apply to the use and reloading of the Card Account. See Cardholder Agreement for details. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

The Netspend® All-Access® Account
The Netspend All-Access deposit account is established by Pathmark, N.A., Member FDIC. Netspend is a service provider to Pathward™, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Netspend All-Access is a deposit account that is offered by Republic Bank & Trust Company, Member FDIC. Netspend is a service provider to Republic Bank & Trust Company. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Fees, terms and conditions apply.
Updated on
Mar 9, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 4 others
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
Data can’t be deleted
4.0
44.1K reviews
Paws Offury
July 4, 2022
NetSpend app generally worked fine until I lost my card. The app had no option to activate the replacement card; I basically had to create a new profile to use the card. NetSpend then started charging $1.95 per transaction--- not how I set it up originally, but I changed it to a $9.95 monthly fee. When I asked for a refund of transaction fees, the rep did not understand the issue and kept me on the phone over 30 minutes with no resolution. I promptly closed my account.
73 people found this review helpful
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NetSpend
July 6, 2022
Oh no! We sincerely apologize for the troubles you've had with the app. We'd be happy to take a look into this for you, please contact us at social@netspend.com. Thank you.
Kelly Shaver
May 30, 2022
App works great. I know my account activity instantly. no more balancing a check register as Netspend gives me the balance after each use. I don't mind the $5.00 monthly fee. I find it appropriate for the service provided. I have had two fraudulent charges in the past and Netspend was very quick to get my money back from the companies that charged me. Customer service department is willing to help but you may have to wait for a minute or two so they can confirm what they are saying. 5Stars
144 people found this review helpful
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NetSpend
June 1, 2022
Thank you so much for your review!
S. Ray Brannan
August 3, 2022
Everytime I click something it crashes or sends me back to the main menu. Two stars because this app used to be better... 11 years ago. Edit: Seems the crashing was a result of reception in my new area. 5 stars for the considerate response and the misunderstanding. Netspend is indeed worth having after all. I'll continue using it for another 10 years. It really is better than chime. Thanks for the considerate response. Have a great day. (I always admit when I'm wrong.) Lol
8 people found this review helpful
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NetSpend
August 2, 2022
Sorry to hear that. Please contact us at social@netspend.com if the issue persists, we will be glad to assist you.

What's new

Bug fixes and enhancements.