MiniPay: Global Money Wallet

4.3
27K reviews
Content rating
Everyone
5M+
Downloads
Content rating
Everyone
Learn more
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About this app

MiniPay is a self-custodial stablecoin wallet built for real-world money movement. Hold USDT, send across borders in seconds, and cash out in local currency across 66 countries.

Hold & buy stablecoins
• Buy USDT, USDC, or USDm directly in your wallet using credit card, bank transfer, Apple Pay, mobile money, and more.
• Swap between stablecoins instantly with a simple drag and drop.
• Deposit any crypto and convert to USDT or USDC instantly.

Send money globally
• Send USDT to anyone in 66 countries — Nigeria, Ghana, South Africa, Brazil, Germany, Poland, France, Turkey, the United States, and more.
• Transfers arrive in seconds at some of the most competitive rates available.
• Trusted by millions of users worldwide.

Cash out in local currency
• Withdraw to local currency in 66 countries via bank transfer, mobile money, and other local payment methods.
• Zero MiniPay fees on deposits and withdrawals.

USD & EUR virtual accounts
• Get verified US and EU banking details instantly.
• Receive payments from the US and Europe directly into your wallet.
• Withdraw to your local currency at competitive rates.
• Virtual accounts are provided by regulated third-party partners.

Earn on your balance
• Earn rewards of up to 2% weekly on your stablecoin balance.
• No lockups. No minimums.

IMPORTANT DISCLOSURES
MiniPay is a non-custodial wallet. You hold your own private keys and are solely responsible for the security and management of your assets. Neither MiniPay nor Blueboard Limited holds, controls, or manages your crypto assets on your behalf. If you lose access to your wallet, your funds may be unrecoverable.

MiniPay is operated by Blueboard Limited. It is not a bank or financial institution and does not provide investment, financial, legal, or tax advice. Nothing in this application constitutes a financial advice or recommendation to buy, hold, or sell any asset.

Stablecoins and crypto assets carry significant risk. While stablecoins are designed to maintain a stable value relative to a reference currency, this is not guaranteed. Crypto assets can lose value, and you may lose some or all of your investment. Carefully consider whether holding or transacting in crypto assets is appropriate for your financial situation and risk tolerance.

Virtual accounts are provided by regulated third-party partners. Features, eligibility, availability, and terms vary by country and are subject to the applicable partner's terms and conditions.

Transfer availability, rates, fees, and supported countries are subject to change and may vary by location and applicable partner. See our website for current details.

MiniPay is not intended for use in jurisdictions where its use would be unlawful or restricted under applicable law.
Updated on
Apr 29, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance and Device or other IDs
This app may collect these data types
Personal info, App info and performance, and Device or other IDs
Data is encrypted in transit

Ratings and reviews

4.3
26.8K reviews
chijioke Israel Nnamdi Nwalusi (Lucifer)
May 1, 2026
MiniPay is a very reliable and smooth app to use. Although the registration process was a little stressful at first, everything became easier after setup. Transactions are fast, secure, and convenient. I really enjoy using the platform for payments and transfers. The user interface is simple and friendly. Overall, it is a great financial app and I highly recommend it to others. Keep up the good work.
2 people found this review helpful
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Opera
May 2, 2026
Thank you for your feedback! We're glad you're enjoying the app and find it reliable and user-friendly. It's great to hear that registration was easier for you and that you appreciate fast, secure transactions. Your recommendation means a lot!
Philemon Ndace
March 11, 2026
Hello MiniPay Support Team, I am experiencing two issues with my account. First, I made a deposit yesterday but the funds have not reflected in my MiniPay wallet. Secondly, I also purchased an electricity recharge token through the app, but the transaction failed and the token was not delivered. The amount used for the purchase has not been reversed to my account. Please kindly look into these transactions and assist in resolving them. I would appreciate it if the deposit is credited
23 people found this review helpful
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Opera
March 17, 2026
Thank you for sharing your concerns about the deposit not showing in your wallet and the electricity recharge token issue. We want to help resolve these matters. Please use the support option in the app to provide more details, and we’ll assist you promptly. Your feedback is truly appreciated!
Akintoroye Stephen bankole
March 12, 2026
My experience with MiniPay has been very good. The app is reliable, easy to use, and it makes transactions convenient. I have been happy using it because it helps me send and receive money without much stress. However, the only small challenge I have noticed is that withdrawals are sometimes not credited quickly. It can take a little time before the money reflects after making a withdrawal. Aside from that, MiniPay is a great app and I enjoy using it for my transaction
15 people found this review helpful
Did you find this helpful?
Opera
March 12, 2026
Thank you for your feedback, and we're happy you are enjoying the app! It's great to hear that you find it reliable and easy to use for stress-free transactions. We appreciate your input about the withdrawal timing and will certainly take it into consideration. Your support means a lot to us!

What’s new

Bug fixes and performance improvements