4.2
1.37K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Introducing Optimus 2.0 – Your Upgraded Financial Companion is Here
We’re excited to announce the launch of Optimus 2.0, the latest and most powerful version of the Optimus by Afrinvest app. This major update brings a refreshed look, enhanced performance, and innovative new features designed to give you more control, convenience, and confidence in your financial journey.

What’s New in Optimus 2.0
Optilock Top-Up
Now you can top up your locked savings anytime while keeping your lock period intact—build your savings effortlessly.

OptiTarget Savings Plans
Save towards personal goals or collaborate with friends and family using our new Personal, Public Group, and Private Group savings options. Set goals, automate contributions, and track your progress.

Wallet-to-Wallet Transfers
Easily send and receive funds within the Optimus community using a simple username or email. It’s fast, secure, and seamless.

Learning & Video Services
Gain financial knowledge with in-app access to engaging video courses and educational content.

Direct Debit Integration
Automate your savings and contributions directly from your bank account—no more missed payments.

Enhanced Security & Fraud Detection
Enjoy greater peace of mind with advanced fraud detection powered by machine learning and improved back-office stability through Nova.

Light & Dark Mode Toggle
Customise your viewing experience with support for both light and dark themes.

Performance Improvements
Experience faster loading, smoother navigation, and a more intuitive user interface.

Why This Matters
Optimus 2.0 was built based on your feedback and our commitment to providing a smarter, safer, and more flexible financial platform. From goal-based savings to educational resources and real-time transactions, Optimus 2.0 empowers you to Save, Invest, Learn, and Grow—all in one place.

Update your app today to experience the new Optimus 2.0. Welcome to the future of digital finance.

Thank you for choosing Optimus by Afrinvest.
Updated on
Jul 20, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Personal info
Data isn’t encrypted
You can request that data be deleted

Ratings and reviews

4.3
1.36K reviews
Sanni-Thomas Rasheed Damilare
August 6, 2025
I don't know if it's because the app is still new and all, but I am finding difficult to receive OTP on both my mobile number and email, and the frustrating part is I cannot move to the next category of 8 if i dont finish the one i am currently on., it just leaves me to unfinished requirements of (0/8). I really hope they work on it fast but aside that, I love the typography, the UI and the user experience.
12 people found this review helpful
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Minister Ken
July 19, 2025
I've been trying to get my face verified on the App for what seems like ages, but it kept failing. I've tried different styles, different backgrounds, different emails, even outside and inside still the same. I've reached out to their customer service, no response! I simply want ask if this is what you call efficiency and outstanding amongst others, cause I've never experienced such with all the other apps. please I honestly want to make use of your App, until then, the review remains this way!
51 people found this review helpful
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odion unuigbe
July 13, 2025
This is the worst app on Play store that I have used. It was doing very well until their recent update. All the accrued interest on my locked fund disappeared. To even log in became a problem. I tried reaching out to their customer care by sending an email but up till now there's no response. When eventually I later had access, I have to withdraw my money not minding the loss of the interest. I don't think they are ready for business.
37 people found this review helpful
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What’s new

Top up Optilock savings anytime
Save solo or in groups with OptiTarget
Wallet-to-wallet transfers via username or email
In-app financial video learning
Direct debit for automated savings
Enhanced fraud detection
Light & dark mode
Faster, smoother performance
Bug fixes