Credit Score App: Paisabazaar

Paisabazaar.com

About this app

Paisabazaar is a free credit score app, enabling consumers to check & monitor their credit score from all 4 credit bureaus for free. Currently, Paisabazaar is running the Credit Premier League, where individuals with high credit score can win upto Rs 1 lakh. Trusted by more than 5.8 crore Indians from 860+ cities across the country, Paisabazaar has been offering consumers lifetime free credit score for the last 11+ years.

Credit score on the Paisabazaar App is powered by CIBIL, Experian, CRIF High Mark and Equifax. It is not just free, but seamless to check and track, helping millions of consumers stay on top of their credit health and become eligible for the best offers on personal loans & credit cards.

✔️ How does Paisabazaar App help check Credit Score Free?

Paisabazaar has built deep partnerships with all 4 RBI-regulated credit bureaus. The app offers the latest score from these bureaus including CIBIL. You can check your credit score across bureaus, from anywhere, anytime - instantly and conveniently with our Zero Spam Call Guarantee.

✔️ Why choose the Paisabazaar Credit Score App
👉 Free Credit Score check from all credit bureaus including CIBIL
👉 Instantly track your CIBIL score with ease every month
👉 Personalized insights to build & improve your CIBIL score
👉 Detailed Credit Health Report in 7 regional languages
👉 India's first AI-led Video Credit Report deep-diving into your credit profile
👉 PB Assist - An AI chatbot to help answer all credit queries
👉 Secure, digital and unbiased platform

✔️ How Paisabazaar helps consumers improve Credit Score to 750+?
👉 Check your CIBIL Score regularly on the Paisabazaar Credit Score app
👉 Exclusive Credit Health Report for key insights to improve score to 750+
👉 Expert assistance, tips and personalized recommendations
👉 Credit builder products for consumers with damaged credit & New to Credit Consumers

✔️ Personal Loan & Credit Cards on Paisabazaar App

Paisabazaar's free credit score initiative also enables access to credit with ease. Partner Banks & NBFCs provide customized offers, according to need & credit profile, while Paisabazaar's chance of loan approval model rank orders offers according to each consumer's eligibility.

Instant Personal Loan App
✅ Personal Loan amount up to ₹40–50 lakh
✅ Pre-approved Personal Loan offers
✅ Instant Personal Loan disbursal
✅ Expert assistance
✅ Highest chances of approval

Other Loans Offered:
✅ Micro Personal Loan
✅ Business Loan
✅ Home Loan

Choose from 100+ Credit Cards
✅ Cashback Credit Cards
✅ UPI Credit Cards (RuPay)
✅ Travel & Lifestyle Credit Cards
✅ FD-Backed Cards to build Credit Score

Mobile Recharge & Bill Payment App
✅ Mobile recharge (prepaid & postpaid)
✅ Electricity and utility bills
✅ Credit Card bill payments
✅ Zero platform fee
✅ Assured rewards
✅ Secure and seamless

Customers applying for a Personal Loan should note that:
✔️ Unlike other loans, Personal Loans usually have a shorter repayment tenure, ranging from 3 months to 5 years
✔️ Depending upon the individual applicant's profile and the lender, the APR (Annual Percentage Rate) of a personal loan may vary from 10.99% to 35%
✔️ For example, on a personal loan of Rs. 4.5 lakh at an interest rate of 15.5% with repayment tenure of 3 years, the EMI will be Rs. 15,710. The total payout here would be:

Principal Amount: Rs 4,50,000
Interest Charges (@15.5%): Rs 1,15,560
Loan Processing Fees (@2%): Rs 9000
Documentation charges: Rs 500
Amortisation Schedule charges: Rs 200
Total cost of the loan: Rs 5,75,260

However, in case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable, depending on the lender's policy.

Also depending upon the lender, prepayment options may or may not be available and applicable charges for the same may vary.

Download the Paisabazaar App now

Contact Us
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Ratings and reviews

I wanted to buy a credit card that provides a number of benefits such as cashbacks and offers on online shopping. I already have a credit card but I get next to zero benefits on it. So I installed the Paisabazaar app, checked my credit score for FREE and got numerous credit card options based on my credit score. Checking credit score was quick and I chose my card at Paisabazaar and they helped me to get instant approval for the card. Great job guys!

use it only for checking free credit scores. for other things it is worth less. His pre-approved credit card mostly gets rejected from banks and increases the number of hard queries on credit beuro. Just think if it is already approved how it could be rejected. similarly for loan offers too. I think this app showcases false offers. The worst thing is that if you touch anything on the app, immediately you will receive calls from the marketing team.

I had a very disappointing experience with Paisa bazaa. I subscribed to their Credit Plus Support Service for CIBIL score improvement. Even after two months, I have not received a single call or any form of support from their team. The service was paid for in advance, but there has been no follow-up, no guidance, and no response. This feels highly unprofessional and misleading. I strongly do not recommend their financial or insurance services, as the support completely stops once the payment.

What’s new

What’s New? 🚀

📱 Free Mobile Recharge: Zero platform fees, plus assured rewards with every recharge!

⚡ Faster & Smoother: We’ve crushed bugs and boosted load speeds for a lightning-fast experience.

The ultimate finance toolkit is now better. Update today! ✅