Paisabazaar : Credit Score App

Paisabazaar: Credit Score, Loans & Mobile Recharge

About this app

Check, monitor and build your free credit score with ease on the Paisabazaar App. 60+ million Indians from 860+ cities have checked their free credit score and CIBIL Score from Paisabazaar over the last 12 years.

✔️ Why Choose the Paisabazaar App for Credit Score?
Paisabazaar is the only App in India that provides credit scores from all 4 credit bureaus, including CIBIL, for absolutely free. We have partnerships with all 4 RBI-regulated credit bureaus (CICs) - CIBIL, Experian, CRIF High Mark & Equifax.

The App provides your latest CIBIL and credit score, enabling you to check, track and build a strong credit profile.

Get detailed yet easy to understand insights on your profile - history, repayments, enquiries, credit old and existing credit accounts, utilisation ratio, credit mix - along with personalised recommendations. Regular tracking on the App helps build deeper understanding, encourages the right actions and good credit behaviour, and empowers you to build a strong score.

✔️ Check, Track & Build Credit Score on Paisabazaar

👉Credit Score from all 4 bureaus is free for life
👉Free CIBIL Score
👉Check and track credit score seamlessly
👉Detailed insights & recommendations
👉Report in 7 regional languages
👉AI-led Video Credit Report

✔️Improve CIBIL Score to 750+

👉Track free CIBIL Score to get deeper understanding
👉Detailed insights on what's impacting your CIBIL
👉Clear recommendations on how to improve score
👉Expert assistance to build a 750+ CIBIL Score
👉Credit builder products for damaged credit & New to Credit

✔️ Why Choose Paisabazaar for Instant Personal Loan & Credit Card?

Our free credit score program has helped millions build strong credit health & become eligible for the best personal loan & credit card offers. You can check, compare & apply for an instant personal loan up to Rs. 50 lakh and choose from 100+ credit cards from the Paisabazaar App.

👉 30+ lenders (only RBI-regulated entities)
👉Highest chances of approval
👉Pre-Approved & customised offers
👉Instant disbursal
👉100+ credit cards - Cashback, rewards, travel, UPI (RuPay)
👉Free airport lounge access worth Rs 5000 on getting a new card

(Note: We have a Zero Spam Call Guarantee - expert call only post application)

✔️Use App for Bill Payments & Mobile Recharge & win free lounge access

👉Pay Credit Card Bill, stand a chance to win free lounge access
👉60+ bill payment categories
👉Easy mobile recharge
👉Assured cashback & rewards

Customers applying for a Personal Loan should note:

✔️ Personal Loans have a repayment tenure, ranging from 3 months to 5 years
✔️ Depending on the applicant’s profile & the lender, the APR (Annual Percentage Rate) may vary from 10.99% to 35%

For example, on a Rs. 4.5 lakh personal loan at an interest rate of 15.5% with repayment tenure of 3 years, the EMI will be Rs. 15,710.

Total payout:
Principal Amount: Rs 4,50,000
Interest Charges (@15.5%): Rs 1,15,560
Loan Processing Fees (@2%): Rs 9,000
Documentation charges: Rs 500
Amortisation Schedule charges: Rs 200
Total cost of the loan: Rs 5,75,260

In case of change of payment mode or delay or non-payment of EMIs, additional charges / penal charges may be applicable, depending on the lender's policy. Prepayment options also depend on the lender’s policy and applicable charges for the same may vary.

Paisabazaar is a digital lending marketplace; it is not a direct lender, bank, or NBFC. We are an authorized Lending Service Provider (LSP) facilitating credit applications on behalf of our RBI-registered banking & NBFC partners.

All loan disbursals and repayment collections are processed directly between the borrower & the chosen bank/NBFC.

Our Prime RBI-Registered Lending Partners include - IDFC FIRST Bank Ltd, Tata Capital Ltd, Federal Bank Ltd, HDFC Bank Ltd, YES BANK Ltd.

[The comprehensive and updated list of our partners along with their respective active landing pages can be verified on our official website].

Contact Us: [e-mail]

Ratings and reviews

I've been using the same credit card for years, but I would always pay the bill through my bank's app. A few months ago, I switched to paying through the Paisabazaar App after hearing about the additional benefits. The payment process was quick, and I liked being able to track everything in one place. The best part was that I also got a chance to unlock rewards through the platform.

My wife and I were planning a holiday in Thailand, and I wanted a travel card that would help me earn rewards on flight bookings and hotel expenses. I applied through Paisabazaar and received the card without much hassle. After making my first bill payment through the app, I unlocked a PB Pass. I wasn't aware that I would get an additional complimentary lounge visit. When I eventually used it at an international airport, it made a noticeable difference to the travel experience.

I had been paying my credit card bills regularly for years but had never actually checked my Credit Score. One weekend, I decided to see what my credit profile looked like and downloaded the Paisabazaar App. I was pleasantly surprised by how quickly I could access my score. The report was also much easier to understand than I expected. I could see my accounts, repayment history and other details without having to figure out complicated financial language.

What’s new

What’s New? 🚀

📱 Free Mobile Recharge: Zero platform fees, plus assured rewards with every recharge!

⚡ Faster & Smoother: We’ve crushed bugs and boosted load speeds for a lightning-fast experience.

The ultimate finance toolkit is now better. Update today! ✅