Paisabazaar-Credit Score,Loans

Paisabazaar.com

About this app

Paisabazaar is a trusted personal finance app that helps you check your Credit Score for FREE, compare and apply for Instant Personal Loans from 30+ Banks and NBFCs, and choose from 100+ Credit Cards — all in one app. Use the Paisabazaar App to check and track your CIBIL Score, find personalized Personal Loan and Credit Card offers.
Over the last 12 years, Paisabazaar has earned the trust of 5.7 Crore consumers across 860 cities.
Why Choose the Paisabazaar App?
Paisabazaar is India's leading financial app and marketplace for Personal Loans, Credit Cards, and investments.
•One app for credit, payments, and investments
•Free CIBIL Score check
•Wide choice of Loans and Credit Cards
•Pre-approved Instant Loans
•Loan certainty with high Chances of Approval
•End-to-end digital processes
•Secure, digital and unbiased platform
•Trusted by 5.7 crore Indians

Key Features:
Free Credit Score Check | Credit Score App
•Free Credit Score from credit bureaus including CIBIL
•Instant access to your latest credit score
•Monthly Score updates to track changes
•Credit health insights to improve eligibility
•Credit reports in regional languages

How to Improve Your Credit Score / CIBIL Score
•Track your Credit Score regularly on the Paisabazaar app
•Subscribe to our exclusive Credit Health Report for deep insights to improve score

Personal Loan App | Instant Personal Loan
Personal Loan Features & Benefits
•Loan amount up to ₹40–50 lakh
•Pre-approved Personal Loan offers
•Zero to Minimal documentation
•Instant disbursal
•Expert assistance

Other Loans Offered:
•Micro Personal Loan (small ticket size)
•Business Loan
•Home Loan
•Balance Transfer Loans

How to Apply: Check eligibility instantly and apply online through the Paisabazaar App.

Credit Card App | Apply Credit Card Online
Choose from 100+ credit cards, according to your lifestyle and needs.
•Cashback Credit Cards
•UPI Credit Cards (RuPay)
•Travel & Lifestyle Credit Cards
•FD-Backed Cards to build Credit Score


How to Apply: Check eligibility on the App in seconds and apply for the right Credit Card.

Mobile Recharge & Bill Payment App
Use the Paisabazaar App for Mobile Recharge and Bill Payments across 30+ categories.

Payment Categories:
•Mobile recharge (prepaid & postpaid)
•Electricity and utility bills
•Broadband & DTH
•Credit Card bill payments

Benefits
•Zero platform fee
•Assured rewards on bill payments
•Secure and seamless payments
•Zero hassle

Investment App | Bonds & Fixed Deposits
Paisabazaar is also an investment app for Bonds and Fixed Deposits.
Investment Options
•Corporate Bonds
•Fixed Deposits from leading banks

Why Invest?
•Fixed returns up to 13.25% YTM(on Bonds)
•Low-risk, regulated investment options
•Suitable for stable income

Customers applying for a Personal Loan should note that:
•Unlike other loans, Personal Loans usually have a shorter repayment tenure, ranging from 3 months to 5 years
•Depending upon the individual applicant's profile and the lender, the APR (Annual Percentage Rate) of a personal loan may vary from 10.99% to 35%
•For example, on a personal loan of Rs. 4.5 lakh at an interest rate of 15.5% with repayment tenure of 3 years, the EMI will be Rs. 15,710. The total payout here would be:
Principal Amount: Rs 4,50,000
Interest Charges (@15.5%): Rs 1,15,560
Loan Processing Fees (@2%): Rs 9000
Documentation charges: Rs 500
Amortization Schedule charges: Rs 200
Total cost of the loan: Rs 5,75,260

However, in case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable, depending on the lender's policy
Also depending upon the lender, prepayment options may or may not be available and applicable charges for the same may vary.

Download the Paisabazaar App now
Contact Us
[e-mail]

Ratings and reviews

worst app ever, we received a call from there app employee, they said about all the benefits that they provide after all I thought it must be useful but then I tried it the app didn't track our address, I tried another address and it takes it and starts loading then the page opens that tell us to fill the otp but I didn't receive any otp on my phone, worst app ever I recommend u to also ignore there promises.

This is a very bad and misleading app. I paid ₹99 for the monthly plan, and it shows only the credit score—nothing else. If you want to do anything beyond that, they push you to another plan costing 1300+, which is completely unreasonable. There is no real value in the basic plan, and the pricing feels purely money-oriented. Please do not repeat my mistake. This app is not worth even ₹99. Strongly not recommended.

I purchased the Credit+ plan on Paisabazaar for ₹1,300 after multiple promises from their sales team about a "credit expert" call and proper guidance. It has been almost a week, and I haven't received a single call. Every commitment made during the sales pitch was in the air. No follow-up, no support, nothing delivered as advertised. This feels like a fake scheme just to push paid plans. I strongly recommend not opting for Credit+, Credit Health Plus, or any similar add-ons on the app

What’s new

What’s New? 🚀

📱 Free Mobile Recharge: Zero platform fees, plus assured rewards with every recharge!

⚡ Faster & Smoother: We’ve crushed bugs and boosted load speeds for a lightning-fast experience.

The ultimate finance toolkit is now better. Update today! ✅