Paisabazaar : Credit Score App

Paisabazaar: Credit Score, Loans & Mobile Recharge

About this app

Check, monitor and build your free credit score with ease on the Paisabazaar App. 60+ million Indians from 860+ cities have checked their free credit score and CIBIL Score from Paisabazaar over the last 12 years.

✔️ Why Choose the Paisabazaar App for Credit Score?
Paisabazaar is the only App in India that provides credit scores from all 4 credit bureaus, including CIBIL, for absolutely free. We have partnerships with all 4 RBI-regulated credit bureaus (CICs) - CIBIL, Experian, CRIF High Mark & Equifax.

The App provides your latest CIBIL and credit score, enabling you to check, track and build a strong credit profile.

Get detailed yet easy to understand insights on your profile - history, repayments, enquiries, credit old and existing credit accounts, utilisation ratio, credit mix - along with personalised recommendations. Regular tracking on the App helps build deeper understanding, encourages the right actions and good credit behaviour, and empowers you to build a strong score.

✔️ Check, Track & Build Credit Score on Paisabazaar

👉Credit Score from all 4 bureaus is free for life
👉Free CIBIL Score
👉Check and track credit score seamlessly
👉Detailed insights & recommendations
👉Report in 7 regional languages
👉AI-led Video Credit Report

✔️Improve CIBIL Score to 750+

👉Track free CIBIL Score to get deeper understanding
👉Detailed insights on what's impacting your CIBIL
👉Clear recommendations on how to improve score
👉Expert assistance to build a 750+ CIBIL Score
👉Credit builder products for damaged credit & New to Credit

✔️ Why Choose Paisabazaar for Instant Personal Loan & Credit Card?

Our free credit score program has helped millions build strong credit health & become eligible for the best personal loan & credit card offers. You can check, compare & apply for an instant personal loan up to Rs. 50 lakh and choose from 100+ credit cards from the Paisabazaar App.

👉 30+ lenders (only RBI-regulated entities)
👉Highest chances of approval
👉Pre-Approved & customised offers
👉Instant disbursal
👉100+ credit cards - Cashback, rewards, travel, UPI (RuPay)
👉Free airport lounge access worth Rs 5000 on getting a new card

(Note: We have a Zero Spam Call Guarantee - expert call only post application)

✔️Use App for Bill Payments & Mobile Recharge & win free lounge access

👉Pay Credit Card Bill, stand a chance to win free lounge access
👉60+ bill payment categories
👉Easy mobile recharge
👉Assured cashback & rewards

Customers applying for a Personal Loan should note:

✔️ Personal Loans have a repayment tenure, ranging from 3 months to 5 years
✔️ Depending on the applicant’s profile & the lender, the APR (Annual Percentage Rate) may vary from 10.99% to 35%

For example, on a Rs. 4.5 lakh personal loan at an interest rate of 15.5% with repayment tenure of 3 years, the EMI will be Rs. 15,710.

Total payout:
Principal Amount: Rs 4,50,000
Interest Charges (@15.5%): Rs 1,15,560
Loan Processing Fees (@2%): Rs 9,000
Documentation charges: Rs 500
Amortisation Schedule charges: Rs 200
Total cost of the loan: Rs 5,75,260

In case of change of payment mode or delay or non-payment of EMIs, additional charges / penal charges may be applicable, depending on the lender's policy. Prepayment options also depend on the lender’s policy and applicable charges for the same may vary.

Paisabazaar is a digital lending marketplace; it is not a direct lender, bank, or NBFC. We are an authorized Lending Service Provider (LSP) facilitating credit applications on behalf of our RBI-registered banking & NBFC partners.

All loan disbursals and repayment collections are processed directly between the borrower & the chosen bank/NBFC.

Our Prime RBI-Registered Lending Partners include - IDFC FIRST Bank Ltd, Tata Capital Ltd, Federal Bank Ltd, HDFC Bank Ltd, YES BANK Ltd.

[The comprehensive and updated list of our partners along with their respective active landing pages can be verified on our official website].

Contact Us: [e-mail]

Ratings and reviews

Last year I had applied for a personal loan and got rejected, but I never understood why. This time, before applying again, I checked my Credit Score on the Paisabazaar App. The report helped me understand where my credit profile was weak. Instead of randomly applying to more lenders, I decided to work on those areas first. I wish I had checked my report earlier.

If I had to pick one thing I like most about Paisabazaar, it would be how easy it makes credit monitoring. I can check my CIBIL score and go through my credit report without feeling lost. I also like having access to multiple bureau scores in one place. It saves time and gives me a much better understanding of my overall credit profile.

I started checking my CIBIL score on Paisabazaar completely randomly. There was no loan application or urgent reason behind it. But once I started, I found myself checking periodically just to see where things stood. It became one of those tiny habits that takes almost no effort but keeps me more aware of my finances. Didn't expect a credit score to become part of my routine, but here we are.

What’s new

What’s New? 🚀

📱 Free Mobile Recharge: Zero platform fees, plus assured rewards with every recharge!

⚡ Faster & Smoother: We’ve crushed bugs and boosted load speeds for a lightning-fast experience.

The ultimate finance toolkit is now better. Update today! ✅