Paisabazaar-Credit Score,Loans

4.6
1.58M reviews
10M+
Downloads
Content rating
Everyone
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About this app

Paisabazaar is a trusted personal finance app that helps you check your Credit Score for FREE, compare and apply for Instant Personal Loans from 30+ Banks and NBFCs, and choose from 100+ Credit Cards — all in one app.
Use the Paisabazaar App to check and track your CIBIL Score, find the right personalized Personal Loan and Credit Card offers in minutes.
Over the last 12 years, Paisabazaar has earned the trust of 5.7 Crore consumers across 850 cities by offering best-matched financial products with transparency and convenience.
Paisabazaar is also a convenient app for Mobile Recharge and Bill Payments. Pay electricity bills, broadband bills, mobile recharge (prepaid & postpaid), and credit card bills securely from the app - with zero platform fee and assured rewards.
You can also invest using the Paisabazaar App. Explore Bonds and Fixed Deposits and earn up to 13.25% fixed returns (YTM).
Why Choose the Paisabazaar App?
Paisabazaar is India’s leading financial app and marketplace for Personal Loans, Credit Cards, and investments.
The Paisabazaar App connects you with Banks and NBFCs from across the ecosystem, helping you compare offers, check eligibility, and apply online with ease.
•One app for credit, payments, and investments
•Free CIBIL Score check
•Wide choice of Loans and Credit Cards
•Pre-approved Instant Loans
•Loan certainty with high Chances of Approval
•End-to-end digital processes
•Secure, digital and unbiased platform
•Trusted by 5.7 crore Indians
Key Features:
Free Credit Score Check | Credit Score App
•Free Credit Score from credit bureaus including CIBIL
•Instant access to your latest credit score
•Monthly Score updates to track changes
•Credit health insights to improve eligibility
•Credit reports in regional languages
How to Improve Your Credit Score / CIBIL Score
•Track your Credit Score regularly on the Paisabazaar app
•Subscribe to our exclusive Credit Health Report for deep insights to improve score
•Use Score Simulator to see probable impact on credit score with each credit action
Personal Loan App | Instant Personal Loan
Personal Loan Features & Benefits
•Loan amount up to ₹40–50 lakh
•Pre-approved Personal Loan offers
•Zero to Minimal documentation
•Instant disbursal
•Expert assistance
Other Loans Offered:
•Micro Personal Loan (small ticket size)
•Business Loan
•Home Loan
•Balance Transfer Loans
How to Apply: Check eligibility instantly and apply online through the Paisabazaar App.
Credit Card App | Apply Credit Card Online
Choose from 100+ credit cards, according to your lifestyle and needs.
Types of Credit Cards
•Cashback Credit Cards
•UPI Credit Cards (RuPay)
•Travel & Lifestyle Credit Cards
•Secured Credit Cards to build Credit Score
Credit Card Features & Benefits
•Pre-qualified offers from leading Banks
•Faster approvals with minimal documentation
•Digital process
How to Apply: Check eligibility in seconds and apply for the right Credit Card from the app.
Mobile Recharge & Bill Payment App
Use the Paisabazaar App for Mobile Recharge and Bill Payments across 30+ categories.
Payment Categories:
•Mobile recharge (prepaid & postpaid)
•Electricity and utility bills
•Broadband & DTH
•Credit Card bill payments
Benefits
•Zero platform fee
•Assured rewards on bill payments
•Secure and seamless payments
•Zero hassle
Investment App | Bonds & Fixed Deposits
Paisabazaar is also an investment app for Bonds and Fixed Deposits.
Investment Options
•Corporate Bonds
•Fixed Deposits from leading banks
Why Invest?
•Fixed returns up to 13.25% YTM (on Bonds)
•Low-risk, regulated investment options
•Suitable for stable income
Take control of your Credit Score, Personal Loans, Credit Cards, Bill Payments, Bonds, and Fixed Deposits with one powerful financial app.
Download the Paisabazaar App now.
Contact Us
📧 feedback@paisabazaar.com
Updated on
Feb 6, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
1.57M reviews
Sankar Pradhan
January 31, 2026
I purchased the Credit+ plan on Paisabazaar for ₹1,300 after multiple promises from their sales team about a "credit expert" call and proper guidance. It has been almost a week, and I haven't received a single call. Every commitment made during the sales pitch was in the air. No follow-up, no support, nothing delivered as advertised. This feels like a fake scheme just to push paid plans. I strongly recommend not opting for Credit+, Credit Health Plus, or any similar add-ons on the app
3 people found this review helpful
kunal bangera
November 28, 2025
I purchased the Credit+ plan on Paisabazaar for ₹1,300 after multiple promises from their sales team about a “credit expert” call and proper guidance. It has been almost a week, and I haven’t received a single call. Every commitment made during the sales pitch was in the air. No follow-up, no support, nothing delivered as advertised. This feels like a fake scheme just to push paid plans. I strongly recommend not opting for Credit+, Credit Health Plus, or any similar add-ons on the app.
39 people found this review helpful
Paisabazaar.com
February 9, 2026
Dear Customer, We regret the inconvenience caused. Please share your contact details at our WhatsApp 8510093333 or at appreviews@paisabazaar.com. We will look into it immediately and get back to you at the earliest.
Prashant Chauhan
February 5, 2026
Paisabazaar Bill Payments: Highly unreliable for credit card bills. My due-date payment showed “in progress,” later marked failed with no alert. Support only gave ticket numbers, phone executives were clueless, and the refund is still in limbo. I had to pay again to avoid penalties. Unsafe for time-critical payments.
1 person found this review helpful