CreditScore, CreditCard, Loans

625K reviews
Content rating
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About this app

Check your Free Credit Score from CIBIL and other credit bureaus. And choose from a wide range of personalized Loan & Credit Card offers, from India’s top Banks (HDFC Bank, ICICI Bank, Axis Bank, Kotak Mahindra Bank, IDFC First Bank, RBL Bank etc.), NBFCs(Bajaj Finserv, Tata Capital Financial Services etc.) and fintech lenders (KreditBee, Money View, EarlySalary etc.)

What you get with the Paisabazaar App:

• Free Credit Report from multiple credit bureaus including CIBIL
• Updated Credit Score & refreshed Credit Report every month for free
• Credit Report in regional languages, including Hindi, Marathi, Gujarati, Telugu etc.
• A wide choice of products from 60+ partners
• 35+ Credit Cards, matching your lifestyle, spends and eligibility
• Instant micro-loans (Rs 1000 to Rs 50,000) for immediate cash needs
• All Loan & credit card offers – ranked according to your need & eligibility
• Pre-approved loan & credit card offers, curated just for you (Zero/Minimum documentation, Instant disbursals)
• Compare, Choose & Apply for the most-suited loan & card with ease, digitally
• Expert assistance for free till disbursal of loan / card out
• Different types of Business Loan offers to grow your business
• Home loans with lowest interest rates from wide range of lenders
• Explore secured loans offers on Loan Against Property
• For existing borrowers, wide choice to transfer your home/personal loan
• PaisaTrackr to conveniently track all your spends with real-time analysis

Who are we? A brief introduction’s brand philosophy is “Paison Se Badhkar” and as India’s largest marketplace platform for lending products, our brand promise to all our consumers is to be their financial companion for life, always available to them with the right advise, product and assistance. All for absolutely free. was founded in 2014 under the Policybazaar Group and in three years, became the largest marketplace platform for lending products. Here are some other milestones our consumers and partners have helped us achieve along the way --
• In FY 2019-20, became the only independent digital platform to disburse USD 1.5 billion or Rs 11,000 crore worth of loans (on an annualized basis)
• Receives over ~1.7 million product enquires in a month from more than 1100 cities and towns in India
• Introduced a ‘Chance of Approval’ model for loans and Credit Cards. This helps our consumers get the most-suited lending product, according to need and eligibility
• One of India’s most recognized and popular consumer brands, awarded ‘Best Fintech Brand’ by the Economic Times in 2016 & 2018
• Earned the trust and goodwill of over 22 million consumers

Download the Paisabazaar App to become credit healthy and avail loan and card offers from India’s leading banks and financial institutions via seamless digital processes.

Contact us:
Toll Free: 1800 208 8877
WhatsApp: 851 009 3333

Customers applying for a Personal Loan should note that:

• Unlike other loans, Personal Loans usually have a shorter repayment tenure, ranging from 3 months to 5 years

• Depending upon the individual applicant's profile and the lender, the APR (Annual Percentage Rate) of a personal loan may vary from 10.99% to 35%

• For example, on a personal loan of Rs. 4.5 lakh at an interest rate of 15.5% with repayment tenure of 3 years, the EMI will be Rs. 15,710. The total payout here would be:

Principal Amount: Rs 4,50,000
Interest Charges (@15.5%): Rs 1,15,560
Loan Processing Fees (@2%): Rs 9000
Documentation charges: Rs 500
Amortization Schedule charges: Rs 200
Total cost of the loan: Rs 5,75,260

• However, in case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable, depending on the lender's policy

• Also depending upon the lender, prepayment options may or may not be available and applicable charges for the same may vary.
Updated on
Jul 7, 2022

Data safety

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625K reviews
Jeeva R
June 28, 2022
WORST APP Tried with multiple times. It's stuck with the otp screen. I entered the mobile number and got the otp as auto populated. After nothing was happened. It's staying with the same otp screen. Tried to uninstall and reinstall again. Facing same issue. Feels very bad. Do the proper testing before releasing or after gave the updates.
9 people found this review helpful
June 29, 2022
We regret the inconvenience you had to face and we really appreciate you bringing this to our attention. We would like to investigate the issue. Please share your contact details with us at so that we can resolve the issue. Team Paisabazaar
Abu Bakr Khan
July 17, 2022
Worst app ever i am using credit cards from many banks but there is no offer on this app and also it is asking for details again and again when i check the credit card offers and also it is compulsory to give our consent to check cibil score on our behalf which is very bad even worst. I want to delete all my data and information from paisabazar immediately.
5 people found this review helpful
July 18, 2022
HI, we request you to share your contact details with us at, our team will connect with you immediately and address your concerns.
Jp Yadav
July 19, 2022
Such a worst app don't install like this type of third class app.. ones we pay the amount after that.. they never call u soon.. i have pay the amount 1179 after last seen was 12/7/2022. They don't need the customer... Only payment's too difficult to contact with credit plus service members.. kindly resolve or refund it.
3 people found this review helpful
July 22, 2022
This is not the impression we want you to have of us. We will take suitable action to ensure a better future experience for you. Kindly share your contact details with us at, our team will connect with you immediately.

What's new

- Experience all new design of home screen to avail financial services in 1 go
- Now refresh your credit score by clicking Refresh Score button in Bureau Section if score of last month is appearing
- Check the new factors affecting your credit score and improve it using Credit Assist services from us
- Update your App while you are browsing through and experience the latest features & offers personalized for you