Perkwell: Card Benefit Tracker

HandWarmer

About this app

Perkwell is a credit card benefit tracker that helps you squeeze every dollar of value out of the credit cards and bank accounts you already have — without spreadsheets and without handing your data to anyone.

Your premium cards come with credits and perks you paid for: dining and travel credits, streaming rebates, airline fees, lounge access, and more. They quietly reset every month, quarter, or year — and they're easy to forget. Perkwell keeps them all in one place and tells you what's still unused this cycle.

Whether you think of it as a rewards tracker, a card perk tracker, or a bank bonus tracker, Perkwell keeps everything in one place:

WHAT YOU CAN TRACK
• Recurring card benefits — monthly, quarterly, semi-annual, and annual credits, with how much is left to use this cycle.
• Sign-up bonuses — your spend progress toward the bonus and the deadline.
• Bank-account bonuses — opening offers, requirements, hold periods, and when it's safe to close.
• Annual fees — when the next one posts, with payment history.
• Statement payment due dates — an optional reminder for each card.

SEE WHAT NEEDS ATTENTION
• A clear overview of every card and account on one screen.
• Due dates turn red when they're within 5 days (or overdue), so nothing slips.
• "Unused this cycle" shows the money still on the table.

PICK THE RIGHT CARD
• Tell Perkwell a spending category (dining, groceries, travel, gas…) and it ranks your cards by reward rate.

YOUR DATA STAYS YOURS
• Everything is stored on your device. No account, no sign-in, no cloud, no ads, no trackers.
• Move to a new phone anytime with one-tap export and import of a backup file you control.

Perkwell is a personal tracking tool. It is not affiliated with, endorsed by, or sponsored by any card issuer or bank, and it does not connect to your financial accounts. You enter the details you want to track.

What’s new

Stable release for production