Phinance: Financial Co-pilot

StudioPhoenix

Contains ads

About this app

Meet Phinance — your personal financial co-pilot.

Phinance helps you track where your money goes, split expenses with friends, and actually understand your finances. No spreadsheets, no clutter
— just a calm, beautiful way to stay on top of it all.

TRACK
• Add your bank and credit card accounts and see your real balance at a glance
• Log income and expenses in seconds and organize them your way
• Set budgets that fit your life with simple 50/30/20 presets
• Keep recurring subscriptions in view so nothing slips through

SPLIT
• Share expenses with friends, roommates, and groups
• See who owes whom instantly — no awkward math
• Settle up easily and keep everyone on the same page

LEARN
• Chat with your AI copilot to understand your spending and plan ahead
• Get clear insights into your habits, budgets, and goals
• Ask questions by typing or using your voice

SMART & SIMPLE
• Snap a photo of a receipt and let Phinance fill in the details for you
• A thoughtful, uncluttered design that makes managing money feel effortless

YOUR PRIVACY COMES FIRST
• Your personal data — transactions, accounts, and budgets — stays on your device by default
• Only shared-expense details sync to the cloud, so friends can settle up
• Secure sign-in and app lock keep your information yours

Whether you're saving for something big, splitting rent, or just spending a little smarter, Phinance is the co-pilot that's got your back.

Download Phinance and take control of your money today.

What’s new

Speed improvements across the app, especially in Split.
Minor visual refinements and bug fixes.