Pocketly Instant Personal Loan

Speel Finance Company Private Limited

About this app

Pocketly–Your Go-To Instant personal loan app!

Need a quick loan? Say goodbye to long bank queues & endless paperwork! Welcome to Pocketly, the ultimate instant personal loan app designed to give you financial freedom exactly when you need it. Whether you are a student needing tuition fees or a salaried professional facing an end-of-month crunch, Pocketly is the secure online loan solution you have been waiting for.

With the Pocketly money app, credit is just a tap away. We offer a seamless experience that lets you get credit up to ₹25,000. Our smart technology ensures that once your KYC is approved, the loan amount is disbursed into your account within seconds!

Why Choose Pocketly?

We understand that financial needs can be urgent. That is why our quick loan process is designed for speed & simplicity.
- Zero Physical Documentation: Complete your KYC online. No paper forms, no fuss. Everything is 100% digital.
- Lightning-Fast Disbursal: Get cash in your bank account in seconds after KYC approval.

Key Features:

- Credit up to ₹25,000: Bridge your financial gaps with Pocketly. Get instant access to funds from small amounts up to ₹25,000 anytime!
- Instant Disbursal: Complete your 100% online KYC in minutes on our instant personal loan app. Once verified, your quick loan is transferred immediately to your account.
- Specialized for Everyone: Manage your cash flow seamlessly with Pocketly, the widely trusted personal loans for student and salaried individuals .
- Flexible Repayment Plans: Repay on your own terms! Choose a payback period of 61 to 180 days. Our interest rates are affordable, starting from just 2% to 3% per month.
- Referral Rewards: Spread the word about our online loan platform! Refer your friends to Pocketly & earn up to ₹10,000 in benefits.

Who is Pocketly Money App For?

- Students: Do you need extra cash for books, exams, or a trip? Pocketly is the perfect student loan companion to keep your studies & lifestyle on track.
- Salaried Professionals: Facing an unexpected medical bill or utility expense? Use our quick loan feature to bridge the gap until payday.
- Self-employed Professionals: Need urgent funds to cover small business expenses? Our loan assist feature provides the financial backup you need.

Transparent Fees & Charges

Transparency is the core of our loan assistance promise.
- Interest Rates: 2% to 3% per month.
- APR: 30% to 132%.
- Processing Fees: 0% - 7.5% (GST extra as applicable).
- Tenure: 61 days to 180 days.

Representative Loan Example
Here is how our online loan calculation works:
Loan Amount: ₹5,000
Tenure: 90 Days
Interest Rate: 36% per annum
Processing Fee: As applicable (assumed small fee for calculation)
Calculation:
Interest = ₹5,000 x 36% x 90/365 = ₹443.8
Total Repayment Amount: ₹5,000 (Principal) + ₹443.8 (Interest) = ₹5443.8
(Note: GST & processing fees will be extra as applicable)

Lending NBFC
Speel Finance Company Pvt. Ltd. (CIN: U65920MH1995PTC090558). Speel Finance Company Pvt. Ltd. is a RBI registered NBFC.
Speel Finance Company Pvt. Ltd. provides the loans as well as owns and operates the digital lending platform application Pocketly.

Take Control of Your Finances Today!
Get access to funds exactly when you need them. Whether you need a student loan for college expenses, loan assistance to manage monthly budgets, or a quick loan for a medical emergency, we are here to help. Funds are just seconds away!

Join millions of satisfied users who have made Pocketly their online loan partner.
We store and analyze the transactional SMSs present on the users
device to assess his/her credit worthiness.

Contact Us
If you have any queries or need help with our loan application, please reach out: [e-mail]
Privacy & Policy : https://speelfinance.com/privacy-policy ; https://pocketly.in/privacy-policy

Download Pocketly now—the smart loan assist & borrowing solution for modern India!

Ratings and reviews

Pocketly is a total scam! I've paid my loan on time, even before the due date. But when I try to reapply, it shows 'something went wrong and says clear your all dues. This is ridiculous. I've tried contacting customer support through their website and email, but there's no response. As a customer, I trusted them, but I was wrong.

I had a really stressful moment when I needed ₹2,800 urgently for my exam-related expenses, and I had no idea how to arrange it on such short notice. Asking friends or family wasn’t an option at that time, so I decided to explore loan apps and came across Pocketly. Honestly, I was expecting a complicated process, but the app turned out to be very simple and easy to use. The steps were clearly guided, and I didn’t face any confusion. My application got approved quickly, and the money was credited

Pocketly is a total scam! I've paid my loan on time, even before the due date. But when I try to reapply, it shows 'something went wrong and says clear your all dues .This is ridiculous. I've tried contacting customer support through their website and email, but there's no response. As a customer, I trusted them, but I was wrong.

What’s new

Refer and Earn Feature 🎉
Swipe to Confirm the loan ✅
Customer Support Screen Added 🥳
We will tell you explicitly how much time we will take to do the KYC ⏱
In App Review to gain customer feedback 🥂
Now you can operate this app in multiple languages 🇮🇳
We will tell you exactly how much time we will take to disburse your loan ⏱
Video Call KYC Feature 🤙🏻