Possible: Fast Cash & Credit

Possible Finance - A Public Benefit Corporation

About this app

ACCESS UP TO $300 IN MINUTES*

Possible is the financial health app that gives you a better way to access cash when you need it. With the Possible Advance, you can access cash in minutes with no credit check, no interest, and no late fees, ever.

Possible Advance is an Earned Wage Access (EWA) product, not a personal loan, and has no interest rate or APR. Optional instant transfer fees might apply. Proof of income is required, and eligibility varies by state. Not everyone will qualify, and products may not be available in all states. No membership fee required, offers up to $150 with no interest or late fees, although some features are subject to a paid plan.

POSSIBLE MEMBERSHIP
In select states, customers can enroll in the Possible Membership for $15/month to unlock even more benefits. Benefits include: Pay Over Time (split your repayment into 4 installments), free instant transfers, build credit history with optional bill & rent reporting to credit bureaus, and advance offers up to $300. Possible Membership is not available in all states.

PAYMENTS ON YOUR TERMS
Unlike other cash advance apps that demand payment on your next payday, with Possible, you’re in control of how and when you repay.
● More room in your budget: Option to repay in 4 smaller installments when you have the Possible Membership, making it easier to stay on track.
● Time when you need it: Push back your payment date by up to 29 days, giving you flexibility when life doesn’t go as planned.
● Keep more of your money: Zero interest means more cash stays in your pocket.

BUILD CREDIT HISTORY
Use the bills you already pay to help build your credit. With Bill & Rent Reporting, your rent and utility payments work for you. Start building credit history today by enrolling in the Possible Membership.
● Grow your credit history effortlessly: We report your on-time rent and utility payments to TransUnion, helping you build history as you go.
● Jump start your credit journey: Up to 24 months of prior payments are included to help accelerate your credit journey.

SIMPLE, SECURE, AND TRANSPARENT
● Bank-Level Security: Your data is protected with 256-bit encryption.
● Fast Setup: Link your bank account and apply in minutes.
● No Direct Deposit Needed: Access your funds without changing your payroll setup.

JOIN THE COMMUNITY
Join millions of people who are taking control of their financial health with Possible. Download the app today to get cash fast and build for tomorrow.
Possible Finance is a registered Public Benefit Corporation with the stated mission of making financial health possible for everyone. Give us a chance, and we will earn your trust and respect:
● 100,000+ 5-star reviews
● Join over 4 million Possible members
● On average, customers saved over $470† by choosing Possible
● Over $1.6 billion of credit provided to our customers

This app is also used to manage the Possible Card. The Possible Card has maximum 0% Annual Percentage Rate (APR) for qualified customers**. Currently only available in select states and by invitation only.

*Instant transfer fees may apply if you’d like to receive funds within minutes. You can always elect to receive your funds to arrive next business day for free. 
** The Possible Card membership fee is $8/month for a $400 credit limit and $16/month for an $800 credit limit. The Possible Card is issued by Coastal Community Bank and serviced by Possible Finance.

Possible products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank. Eligibility varies by state.

Possible Finance is a Public Benefit Corporation and is not affiliated with Tilt, Klover, Gerald Cash Advance, Grant Cash Advance, FloatMe, Oasis, Kiwi, Brigit, Cleo, Beem, EarnIn, Varo, Dave, Moneylion, Albert, Cash App, Self, Kikoff, Ava, Grow Credit, Atlas, Arro, Grid Money, FloatMe, True Cash Advance, Money app Cash Advance, Credit Genie, or SoLo Funds.

Ratings and reviews

It is a great app, works just as stated. The sign-up/approval process was quick and easy. My only complaint and reason for 4 stars is the repayment process takes forever. They take your payment, but it takes several days for the app to show those payments, it's a bit frustrating. Over all, a great app. *Edit I've now dropped it to 2 stars due to the amount of time it takes a payment to process. I paid my balance in full and 6 days later, it's still not done processing.

I used Possible over a year ago without problems, but now it’s a mess. Every time I apply, it takes 3–4 days just to get denied. The app constantly says “lost connection to bank,” and the last denial was blamed on an “incomplete application” — but they never told me what was missing. No communication, just days of waiting for a rejection.

This app was good at first, but then it got worse for me. I got denied twice. Fist it was for insufficient funds being in the bank, so I promptly added plenty. Then it said I had to wait 4 days to really. When I did reapply, with the sufficient funds no less, it told me I didn't have ANY credit built with them! I had JUST paid my credit off!!!! I had PLENTY of credit (good credit at that) built with them.

What’s new

Small improvements and bug fixes