Qube Money | Budget + Banking

Qube Money LLC

About this app

Forget the pen and paper, the spreadsheets, the physical cash and envelopes, the reconciliation, the manual entry, and the inaccurate transaction reporting.

Stop worrying about losing an envelope full of cash, losing your wallet, or having your card lost or stolen.

Qube Money is going where no other budgeting app has gone before—bringing a digital version of the cash envelope system to a proprietary banking platform.

It’s not just a budgeting app, but a full-suite banking and peer-to-peer payments app, too.

QUBE YOUR BUDGET

Qube Money is a mobile banking app that automatically splits your money into separate digital accounts, creating purpose behind every dollar.

SPEND WITH PURPOSE

Choose which qube you’re spending from before each purchase, automatically limiting your spending habits. Each qube controls the available funds ready to spend with your qube debit card.

REAL-TIME BUDGETING

Qube Money automatically keeps track of precisely what, when, and where you spent—no more trying to remember what goes where—it’s already organized in your qubes.

A WHOLE NEW LEVEL OF SECURITY

The Qube Card is engineered so that you're the only one who can use it. Default Zero technology requires a category to be opened from your phone before you can spend with your card. All the advanced security technologies on today’s smartphones make it virtually impossible for someone to get into your phone and your apps. This is a whole new level of security.

HOW QUBE MONEY WORKS

1. Deposit money into your Qube Cloud
2. Create and fund your personal qubes
3. Spend with complete control and transparency
4. Automate tracking

DOWNLOAD THE APP TODAY!

Qube Money bank account services are provided by Choice Financial Group Inc and are FDIC insured.

Opening a Qube Money account will not affect your credit score.

LOVE QUBE MONEY?

Your feedback is what keeps us going!

Please take a moment to rate our app.

Find a bug? Please send an email to [e-mail]. We’re happy to help!

To learn how Qube Money protects your private data, please visit https://qubemoney.com/privacy-policy/

2020 Qube Money LLC. All Rights Reserved.

Ratings and reviews

A great app. Transferring was a breeze and support has been helpful every step of the way. It has the features I need and I look forward to giving it 5 stars as they continue to develop and improve the app. Edit: Every update has been more and more helpful. It runs itself once things are setup and it feels much more secure than my other banks. Love it so much.

Since Simple bank and OneFinanace sold out, Qube has come in to save the day. It really helps me keep budgeting on track. It also makes it easier to get ahead on bills, set aside money for savings, and keep my finances as stress-free as possible. I'm hoping they'll add some additional features soon, like the ability to edit a repeating transfer rather than canceling it and starting over or allowing qubes to earn interest.

I originally thought this was going to be a great way to manage money, however it has caused me more hassle than it was worth. Delayed notifications when certain qubes were negative. I have had several ACH transactions or card declines when there was money in my account. And let's not forget to mention there is a daily limit of $200 for cash withdrawals at an ATM. This has cost me a lot of headache and inconvenience, not to mention return check fees and possibly cancelation of my car insurance policy due to the number of returned checks because of a fluke in the system. Also, no historical reports of your budget. You can see the current month only. No access to viewing details of your account on a desktop either - only on the mobile application. Would not recommend!

What's new

Qube Money v3.1.1 (163)

- Supports Auto-Allocation. Turn it on from the Web App.
- Dark Mode Fixes
- Onboarding 1.2
- General bug fixes and improvements

Learn how to use the new features at https://support.qubemoney.com/hc/en-us