Qube Money | Budget + Banking

4.3
416 reviews
10K+
Downloads
Content rating
Everyone
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About this app

Forget the pen and paper, the spreadsheets, the physical cash and envelopes, the reconciliation, the manual entry, and the inaccurate transaction reporting.

Stop worrying about losing an envelope full of cash, losing your wallet, or having your card lost or stolen.

Qube Money is going where no other budgeting app has gone before—bringing a digital version of the cash envelope system to a proprietary banking platform.

It’s not just a budgeting app, but a full-suite banking and peer-to-peer payments app, too.

QUBE YOUR BUDGET

Qube Money is a mobile banking app that automatically splits your money into separate digital accounts, creating purpose behind every dollar.

SPEND WITH PURPOSE

Choose which qube you’re spending from before each purchase, automatically limiting your spending habits. Each qube controls the available funds ready to spend with your qube debit card.

REAL-TIME BUDGETING

Qube Money automatically keeps track of precisely what, when, and where you spent—no more trying to remember what goes where—it’s already organized in your qubes.

A WHOLE NEW LEVEL OF SECURITY

The Qube Card is engineered so that you're the only one who can use it. Default Zero technology requires a category to be opened from your phone before you can spend with your card. All the advanced security technologies on today’s smartphones make it virtually impossible for someone to get into your phone and your apps. This is a whole new level of security.

HOW QUBE MONEY WORKS

1. Deposit money into your Qube Cloud
2. Create and fund your personal qubes
3. Spend with complete control and transparency
4. Automate tracking

DOWNLOAD THE APP TODAY!

Qube Money bank account services are provided by Choice Financial Group Inc and are FDIC insured.

Opening a Qube Money account will not affect your credit score.

LOVE QUBE MONEY?

Your feedback is what keeps us going!

Please take a moment to rate our app.

Find a bug? Please send an email to support@qubemoney.com. We’re happy to help!

To learn how Qube Money protects your private data, please visit https://qubemoney.com/privacy-policy/

2020 Qube Money LLC. All Rights Reserved.
Updated on
May 13, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
403 reviews
Jennifer McKinney
March 19, 2025
We are so happy to find an app that allows our desire to really get a hold of our finances to happen! We are impressed with the thoughtfulness that went into the details of creating it. It took a bit of a learning curve, but it was so with it. The only thing I've had trouble with is with Walmart pick up (the preauth). It hasn't worked yet but I'm hopeful. Also, it would be great to be able to see the planning page on the mobile app. But really, it is awesome!
1 person found this review helpful
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James O'Quinn
March 25, 2025
This app has helped my wife and I save money, reach some financial goals and is helping us pay off debt with the proactive budget aspect of it. Being able to have all the qubes automatically funded on the first of the month is a life saver and ensures the money is available for the bill whenever it comes up. The only reason I can't give it 5 stars is because there is no guarantee that checks will work. I have to pay my rent through a check so I have to have a second bank account just for rent.
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Lisette Ruiz
February 3, 2025
This app has been awesome, and exactly what we want from a budgeting app. 4 Stars right now because its missing some features that we'd really like to have, like a Tap to Pay Debit Card, and faster transfers between Bank to Qube, right now it takes long if you're not doing direct deposit. But there is SO much potential and this app helps us keep track of EVERY penny and we love that.
1 person found this review helpful
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What’s new

Qube Money v3.5.0 (176)

○ Ability to search bill qubes and transactions by the last 4 digits of the virtual card or account number
○ Upload Profile Picture
○ Email Alerts
○ Declined Bill Qube
○ Bank Deposit
○ New Create Account Flow
○ Bug fixes

Learn how to use the new features at https://support.qubemoney.com/hc/en-us

App support

Phone number
+18002262261
About the developer
Qube Money LLC
support@qubemoney.com
881 W State Rd Ste 140 Pleasant Grove, UT 84062 United States
+1 800-226-2261