Qube Money | Budget + Banking

Qube Money

About this app

Forget the pen and paper, the spreadsheets, the physical cash and envelopes, the reconciliation, the manual entry, and the inaccurate transaction reporting.

Stop worrying about losing an envelope full of cash, losing your wallet, or having your card lost or stolen.

Qube Money is going where no other budgeting app has gone before—bringing a digital version of the cash envelope system to a proprietary banking platform.

It’s not just a budgeting app, but a full-suite banking and peer-to-peer payments app, too.

QUBE YOUR BUDGET

Qube Money is a mobile banking app that automatically splits your money into separate digital accounts, creating purpose behind every dollar.

SPEND WITH PURPOSE

Choose which qube you’re spending from before each purchase, automatically limiting your spending habits. Each qube controls the available funds ready to spend with your qube debit card.

REAL-TIME BUDGETING

Qube Money automatically keeps track of precisely what, when, and where you spent—no more trying to remember what goes where—it’s already organized in your qubes.

A WHOLE NEW LEVEL OF SECURITY

The Qube Card is engineered so that you're the only one who can use it. Default Zero technology requires a category to be opened from your phone before you can spend with your card. All the advanced security technologies on today’s smartphones make it virtually impossible for someone to get into your phone and your apps. This is a whole new level of security.

HOW QUBE MONEY WORKS

1. Deposit money into your Qube Cloud
2. Create and fund your personal qubes
3. Spend with complete control and transparency
4. Automate tracking

DOWNLOAD THE APP TODAY!

Qube Money bank account services are provided by Choice Financial Group Inc and are FDIC insured.

Opening a Qube Money account will not affect your credit score.

LOVE QUBE MONEY?

Your feedback is what keeps us going!

Please take a moment to rate our app.

Find a bug? Please send an email to [e-mail]. We’re happy to help!

To learn how Qube Money protects your private data, please visit https://qubemoney.com/privacy-policy/

2020 Qube Money LLC. All Rights Reserved.

Ratings and reviews

Qube + allows you to easily use an "envelope" style of budgeting where each Qube is designated a specific budget item, which decreases as you spend money. I love that it integrates with my bank and credit card, so each transaction shows up and can be easily be assigned to the correct Qube. I can buy something without worry, because I'm confident I have enough left in that Qube, and won't be using money I need for rent!

Unfortunately since their contract ended with the previous bank, there has a been a lot of time without the service. I've requested a refund for my membership that I had been paying yearly and it seems they have decided to ignore that request, in my personal opinion I wouldn't even bother trying qube +, if I heard correctly this is not the first time they've switched like this.

It's a good idea. Personally, I found it a little more inconvenient. My bank account would randomly unlink, and even when it is linked, I do not have the option to transfer money into Qube via my debit card, like I did only one time when I first signed up. The unallocated funds section wouldn't work for me no matter how high I set the limit, my card always declined until I went into the app and "allocated" the money to a qube. I ended up charging my credit card because it was more convenient.

What’s new

- Report a problem from past transactions when something looks wrong.
- After creating a qube, the button is Fill this Qube Now.
- Pre-Qubes list rows show the date.
- Create Account says Verify Your Email.
- Confirm Auto-Qube no longer crashes.
- Report a Problem titles stay readable in dark mode.
- Opening Profile no longer crashes.
- The last tab you used stays selected.
- Transaction dates match your local calendar day.