Raqami Islamic Digital Bank

Raqami Developer

About this app

Raqami Islamic Digital Bank is a licensed Islamic bank operating under the State Bank of Pakistan's Digital Retail Bank framework, offering secure, seamless, and Shariah-compliant banking designed around your everyday financial needs — jo tum chaho.

Backed by Pakistan Kuwait Investment Company (Private) Limited and Enertech Holding Company, a subsidiary of the Kuwait Investment Authority, Raqami combines global institutional strength with local expertise to deliver a modern Islamic banking experience in Pakistan.

Whether you're looking to open a bank account online, earn halal profit on your savings, transfer money instantly, pay bills, or manage your finances securely, Raqami makes Islamic banking simple, accessible, and convenient.

OPEN AN ISLAMIC BANK ACCOUNT ONLINE
• Open your Islamic bank account in under 5 minutes
• 100% paperless onboarding
• No paperwork or branch visits required
• Start banking anytime, anywhere in Pakistan

SECURE ISLAMIC BANKING YOU CAN TRUST
• Licensed by the State Bank of Pakistan under the Digital Retail Bank framework
• Biometric login and device-bound security
• Bank-grade protection designed to safeguard your identity and funds
• Shariah-compliant banking solutions built around your financial needs

GROW YOUR SAVINGS WITH HALAL PROFIT
• Competitive halal profit rates on savings
• Monthly profit credited directly to your account
• Open and manage Islamic Term Deposits with ease
• Swift profit disbursement upon maturity
• Pakistan's first Shariah-compliant 7-Day Digital Term Deposit without unnecessary delay in profit disbursement

EVERYDAY BANKING MADE SIMPLE
• Free PayPak Debit Card accepted nationwide
• Free cash withdrawals from designated ATM networks*
• Withdraw up to PKR 100,000 in a single transaction from Askari Bank ATMs
• Free bill payments anytime, anywhere
• Instant money transfers through Raast
• Smart routing with automatic fallback to 1LINK when required
• Eco-friendly debit card made using recyclable materials

MORE REWARDS, MORE VALUE
• Exclusive discounts and offers through PayPak and Golootlo partner merchants
• Enjoy savings on dining, shopping, travel, and more across Pakistan

HIGHER LIMITS, GREATER FLEXIBILITY
• Open additional accounts without additional KYC requirements
• Daily transaction limits up to PKR 10 million
• Built for secure, high-value banking

24/7 CUSTOMER SUPPORT
• Dedicated support whenever you need assistance
• Call us anytime at 051-111-727-264
• Email: [e-mail]

WHY CHOOSE RAQAMI?
• Licensed by the State Bank of Pakistan
• Shariah-Compliant Banking
• Online Account Opening
• Halal Profit on Savings
• Islamic Term Deposits
• Free Bill Payments
• Instant Raast Transfers
• Free Debit Card
• Discounts through PayPak & Golootlo
• Secure Banking
• High Transaction Limits
• 24/7 Customer Support

Download Raqami Islamic Digital Bank today and experience secure, Shariah-compliant banking built for Pakistan.

Ratings and reviews

Love the idea. Love the app. Just a few complaints: 1. Please make the app faster, and reduce the loading times as much as possible. It loads a lot! 2. Please let us use the app with Developer Options on. All the banking apps run with it. This is the first app I've encountered so far that doesn't run with Developer Options turned on.

This app appears to be completely fake and misleading. There is no option for customer support, no helpline number, and no customer care service available to resolve user issues. If you run into any problems or need assistance, there is absolutely no way to contact the developers. Extremely disappointing experience—do not recommend downloading it."

The app suddenly stopped working on my device. now it keeps crashing with the message "The application will not run on a rooted device". The device has not been rooted ever. I tried reinstalling it but it didn't work. also,I tried to login via my other mobile. for registering a new device it sends an OTP to your mobile number. now I cannot see any keyboard layout to enter that OTP.

What’s new

Minor bug fixes & improvements