Rocco - Fast Cash Advance

3.7
3.08K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Rocco Subscription Information

Cash advance offer amounts range from $20 - $100 depending on eligibility. Not all subscribers qualify for cash advance. A small proportion of subscribers qualify for $100. Up to $8.99 monthly subscription fee for cash advance, bank account monitoring services, and automated alerts to help prevent overdrafts.

Optional expedited delivery of cash advance for $2.99 - $7.99 fee. Subscribers who opt for expedited delivery typically receive funds within 20 minutes. If you do not pay the fee, funds arrive within two business days. Optional tips are accepted and range from 0% - 20% of cash advance amount. Tipping does not impact eligibility.

Cash advance is not available in all states.

Cash Advance 101
Rocco offers qualifying subscribers $20 - $100 to help pay expenses (such as groceries, gas, and bills) and avoid overdraft fees when you’re in a pinch. You must first link a bank account with at least 3 recurring direct deposits and pass an identity verification check. The amount of money you can take (i.e., your eligibility) refreshes daily. Rocco uses several data points—including, but not limited to, your income amount and spending patterns—to determine your eligibility. Rocco does not run a hard credit check. When you take cash, you’ll agree to a repayment date to pay your outstanding balance.

For example, if you cash out $100 for an optional $7.99 expedited delivery fee and add an optional $5 tip, your repayment will be $112.99. Generally, your repayment date will be your next predicted direct deposit date but may be repaid manually in-app at any time.

Rocco has no legal right to repayment. There is no mandatory minimum or maximum repayment term and Rocco does not charge late repayment fees.

Rocco does not sell your personal data to third parties. Learn more about our privacy policy: roccoapp.com/privacy-policy.

You can learn more about our terms at https://roccoapp.com/terms-of-service.

Questions? You can contact us by emailing us at hello@roccoapp.com
Updated on
Jan 26, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Financial info
This app may collect these data types
Personal info and Financial info
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.7
3.04K reviews
Nova Gutierrez
February 4, 2025
Buggy app. Every time I try to request an advance, it tells me to subscribe. I've already subscribed and I can't do anything else. Don't bother with customer support. Like everything else out of Florida, it's all automated and no one will ever respond to your support requests. In trying to delete my account to keep from it being charged for a service I will not be using, the app keeps force closing or saying I don't have a subscription.
98 people found this review helpful
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Rocco Finance, Inc.
February 5, 2025
Oh no! We sincerely apologize for the troubles you've had with the app. We'd be happy to take a look into this for you, please contact us at support@roccoapp.com. Thank you.
T
October 27, 2025
This app is playing games. My account doesn't exist, and my username and password are invalid, etc. This app doesn't load at all, and when it does load, it freezes. When you finally get through, it says come back tomorrow for a cash advance. This app is a rip-off. Don't use it. I just subscribe only for them to say come back tomorrow. It's 8.99, and this app glitches a lot and, for sure, steals your info. It won't let me edit my bank info, and there's two formats or what have you overlapping.
18 people found this review helpful
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Rocco Finance, Inc.
October 28, 2025
Hi, we'd be happy to see what happened with your account. Please contact us at support@roccoapp.com.
Zachary Connell
November 16, 2025
worthless app with no support and no way to correct things. when it finally created my account (after never fully opening for days) it only picked up my savings account. So it registered no regular income since my deposit goes to checking. I go to change it and it won't change. It doesnt give me any options to change it. I go to send an email and to chat and the app crashes or just doesn't do anything. Just garbage and a waste of space.
15 people found this review helpful
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Rocco Finance, Inc.
November 20, 2025
Oh no! We sincerely apologize for the troubles you've had with the app. We'd be happy to take a look into this for you, please contact us at support@roccoapp.com. Thank you.

What’s new

Bug fixing