Rocco - Fast Cash Advance

3.91K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
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About this app

Rocco Subscription Information

Not all subscribers qualify for Cash Advance and few qualify for $250. Depending on eligibility, Cash Advance offers range from $20-$40 for first-time customers and $20-$250 for all others. Expedited delivery is available for a $1.99-$14.99 fee and usually arrives within 20 minutes. Standard delivery takes up to two business days. Tipping is voluntary, ranges from 0%-20% of the Cash Advance amount, and does not impact your eligibility for future Cash Advances.

Rocco offers a 14-day trial. Once the trial concludes, Rocco charges an auto-recurring $8.99/month subscription fee for cash advance, personalized budgeting tools, spending insights, and automated alerts to help prevent overdrafts. If you do not wish to pay the subscription fee, you must cancel your subscription by visiting “Billing” in the mobile app or contacting hello@roccoapp.com.

Cash advance is not available in all states.

Cash Advance 101
Rocco offers qualifying subscribers $20 - $250 to help pay expenses (such as groceries, gas, and bills) and avoid overdraft fees when you’re in a pinch. You must first link a bank account with at least 3 recurring direct deposits and pass an identity verification check. The amount of money you can take (i.e., your eligibility) refreshes daily. Rocco uses several data points—including, but not limited to, your income amount and spending patterns—to determine your eligibility. Rocco does not run a hard credit check. When you take cash, you’ll agree to a repayment date to pay your outstanding balance.

For example, if you cash out $100 for an optional $7.99 expedited delivery fee and add an optional $5 tip, your repayment will be $112.99. Generally, your repayment date will be your next predicted direct deposit date but may be repaid manually in-app at any time.

Rocco has no legal right to repayment. There is no mandatory minimum or maximum repayment term and Rocco does not charge late repayment fees.

Rocco does not sell your personal data to third parties. Learn more about our privacy policy: roccoapp.com/privacy-policy.

You can learn more about our terms at https://roccoapp.com/terms-of-service.

Questions? You can contact us by emailing us at hello@roccoapp.com
Cash advance & Personal finance services
Updated on
Aug 12, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info and Financial info
  • This app may collect these data types
    Personal info and Financial info
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

3.84K reviews
Terance Glass
August 1, 2026
so I gave the app a chance, needed some short change to the next day when pay period hit. I have tried to repay this loan four times. every time you open the app it doesn't give you a button to repay it. when you click on the amount that's passed due, it doesn't give you any other options. I've tried to reach out to them but there is no actual way that I can find to get to customer service. so I wouldn't waste your time. I wouldn't give it anything. find another solution
5 people found this review helpful
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Rocco Finance, Inc.
August 3, 2026
Hi Terance, We're sorry for the trouble, and we’d like to help to resolve this for you and assist you with cancellation if needed. Please reach out to us at hello@roccoapp.com for further assistance.
Melanee Merchen
August 7, 2026
started a trial, was denied for an advance even though I meet all requirements, and when trying to log back in to cancel trial so im not charged, it constantly gives me a log in screen so I cant access the app and ive been charged twice for a subscription! customer support is non existent so im at a loss. going to have to challenge the fee thru my bank and get a new card!
2 people found this review helpful
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Rocco Finance, Inc.
August 7, 2026
Hi Melanee, We're sorry for the trouble, and we’d like to help to resolve this for you and assist you with cancellation if needed. Please reach out to us at hello@roccoapp.com for further assistance.
Brandi “FunLuvnFish” Hughes
July 11, 2026
FIX YOUR BUG PLEASE! Would love to be able to leave more than two stars but, there is an error in the app itself. I can't proceed after connecting my bank, keeps popping up with a JSON error. I followed all the troubleshooting steps customer service gave me, and found out it's their app itself. Kinda hard to leave a decent rating when you can't get past the beginning. Would love to see if I qualify.
7 people found this review helpful
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Rocco Finance, Inc.
July 13, 2026
Hi Brandi, We're sorry for the trouble, and we’d like to help to resolve this for you and assist you with cancellation if needed. Please reach out to us at hello@roccoapp.com for further assistance.

What’s new

Bugs fixes and app improvements