Rocco - Fast Cash Advance

Rocco Finance, Inc.

About this app

Rocco Subscription Information

Cash advance offer amounts range from $20 - $100 depending on eligibility. Not all subscribers qualify for cash advance. A small proportion of subscribers qualify for $100. Up to $8.99 monthly subscription fee for cash advance, bank account monitoring services, and automated alerts to help prevent overdrafts.

Optional expedited delivery of cash advance for $2.99 - $7.99 fee. Subscribers who opt for expedited delivery typically receive funds within 20 minutes. If you do not pay the fee, funds arrive within two business days. Optional tips are accepted and range from 0% - 20% of cash advance amount. Tipping does not impact eligibility.

Cash advance is not available in all states.

Cash Advance 101
Rocco offers qualifying subscribers $20 - $100 to help pay expenses (such as groceries, gas, and bills) and avoid overdraft fees when you’re in a pinch. You must first link a bank account with at least 3 recurring direct deposits and pass an identity verification check. The amount of money you can take (i.e., your eligibility) refreshes daily. Rocco uses several data points—including, but not limited to, your income amount and spending patterns—to determine your eligibility. Rocco does not run a hard credit check. When you take cash, you’ll agree to a repayment date to pay your outstanding balance.

For example, if you cash out $100 for an optional $7.99 expedited delivery fee and add an optional $5 tip, your repayment will be $112.99. Generally, your repayment date will be your next predicted direct deposit date but may be repaid manually in-app at any time.

Rocco has no legal right to repayment. There is no mandatory minimum or maximum repayment term and Rocco does not charge late repayment fees.

Rocco does not sell your personal data to third parties. Learn more about our privacy policy: roccoapp.com/privacy-policy.

You can learn more about our terms at https://roccoapp.com/terms-of-service.

Questions? You can contact us by emailing us at [e-mail]

Ratings and reviews

had some complications with this app double charging originally. took a bad review to get things straightened out but they were reasonable once I left a review and showed them I seriously had been double charged. I won't say don't use this app anymore. but do be aware that it doesn't work with current or at least they refused to allow me a advance even after paying the monthly subscription fee.

App is very glitchy or constantly trying to load. When or if it finally does, they want to charge you $8.99 a month for no features except seeing your bank transactions and possibility of a cash advance. I've always been approved for cash advance apps, but not this one, because I transfer money to my savings account. From what read, you can't have transfers to any other account-including a savings that is attached to your checking. You can't cancel subscription, you have to delete the account.

I really tried to give this app a go. I've been paying 4.99 every month before it went up, for about 4 months and only received a cash advance once during that time and the amount wasn't much at all. (Less than 20 dollars) I say its not worth it to be honest, especially after the price going up to 8.99/month now. The problem with Rocco is that you pay every month and rarely ever get approved for an advance. So I ended up closing my account in the end. Wouldn't recommend.

What’s new

Bug fixing