Maly UAE: Smart Money Account

187 reviews
Content rating
Everyone
50K+
Downloads
Content rating
Everyone
Learn more
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Your everyday account, with a lot more built in.

Maly helps you spend, transfer and stay in control of your everyday money, all from one seamless experience. Your account is issued by Ruya Community Islamic Bank LLC, licensed by the Central Bank of the UAE.

✨ What you can do with Maly

💳 Open your account in minutes with UAE Pass
↔️ Send and receive local transfers instantly
🤝 Save together with family and friends using Circle
⭐ Unlock exclusive benefits with Maly+

CIRCLE
Reach your savings goals together. Create private, invite-only savings circles with family and friends, contribute regularly, and take turns receiving payouts. The tradition of the Jamʼiya, reimagined.

Your account is issued by Ruya Community Islamic Bank LLC, licensed by the Central Bank of the UAE. Maly is a technology platform, not a bank. Your funds are always held by the licensed bank.

Download Maly today and experience a better way to spend, save and share.
Open your bank account in minutes. Issued by Ruya Community Islamic Bank.
Updated on
Sep 4, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Device or other IDs
  • This app may collect these data types
    Location
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

184 reviews
Octavian Radu
September 30, 2023
So, the idea behind this app is not bad at all. However, the app lacks some very important features: I should also be able to remove banks. There must be an option to disable or set round up to zero. Deleting the account... Plus , I was expecting that round to happen after each transaction, not at the end of the month. I'm really looking forward to these improvements. And I'll increase my rating;)
14 people found this review helpful
Did you find this helpful?
Maly Tech
September 30, 2023
Hi Octavian, we truly appreciate your comments and working hard on addressing them 1) account de-linking is coming soon 2) latest app version 1.2.4 allows you to set roundups on and off 3) each roundup is calculated when transaction is posted by your bank and they're transferred to your MALY card once they accumulate to 50 Dhs. Thank you, Team MALY
Jacob Joseph
March 29, 2024
I am having Maly account. As they say their idea of saving is good. However the saved amount I transfered to the Maly account from my bank account is not credited to the Maly account. They say 3 days for crediting the amount to Maly account. On the 4th day I contacted the support team through the application regarding the same subject an the issue is resolved. Very good customer support.
21 people found this review helpful
Did you find this helpful?
Ken Tembe
November 5, 2023
If the app has a delay(completely refused to link my bank card) even after trying 4 times, then that's a red flag on its efficiency. It's the small things that customers look at , that help us make decision whether it's a good product or not.
7 people found this review helpful
Did you find this helpful?
Maly Tech
November 10, 2023
We apologize for the difficulties you experienced while connecting your bank with us. This often happen due to issues from the back side especially with the recent ongoing upgrades by banks in UAE. We will take a special care of your case, please contact us at contact@maly.ai and we will have our team supporting on urgent basis.

What’s new

Open your zero balance bank account in minutes with UAE Pass. Issued by Ruya Community Islamic Bank and licensed by the Central Bank of the UAE.
Content rating
Everyone
Learn more

App support

About the developer
Maly Tech Ltd
contact@maly.ai
DIFC Innovation Hub 702 Innovation One, DIFC إمارة دبيّ United Arab Emirates
+971 56 665 2919

Similar apps