1.68K reviews
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About this app

ScoreSense® Mobile App

Stay informed and protected! Easily access your latest credit scores and credit reports from TransUnion, Equifax and Experian – in one convenient place. Quickly check for credit alerts to help guard against identity theft or fraud. Make better-informed decisions and track your progress with simple credit tools, right at your fingertips.

Check your latest credit scores. See what lenders may see, anytime, without hurting your scores.
Protect your credit and identity. Get alerted when Daily Monitoring detects suspicious activity or changes on your credit report that may pose a threat.
Know what’s affecting your scores. See how your scores are calculated and which Score Factors have the biggest impact.
Analyze your credit reports. See any Account Discrepancies we find when comparing your reports across all 3 bureaus.
Dispute credit report errors. File a dispute with all 3 bureaus using the Dispute Center step-by-step guide.
Simulate score changes. See how certain credit actions you take could change your scores with ScoreCast™.
Track your credit scores. Update your scores every month to plot your progress on ScoreTracker™.
Boost your credit IQ. Get tips on everything from credit basics to identity theft in the Learning Center.
Compare your scores. See how your scores rank against others in the U.S., your State or Age Group.


Q: Will checking my own credit affect my scores?
A: No! Checking your credit scores through the ScoreSense app or ScoreSense.com does not hurt your scores.

Q: Is credit monitoring that important?
A: Yes! Early detection is critical to minimize the damage of identity theft or fraud. We monitor your credit report, daily, and alert you to changes that may pose a threat.

Q: How often should I check my credit scores and reports?
A: Monthly. You should regularly review your credit scores and credit reports to be sure your information is accurate, uncover signs of identity theft and address errors that could lower your scores.

NOTE: A ScoreSense account is required to access the ScoreSense app. If you are not a ScoreSense member, sign up for a free, 7-day trial and get access to your credit scores, credit reports and credit monitoring.
Updated on
Mar 15, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

1.6K reviews
Jeff O
January 25, 2021
In a matter of 1 year, I changed my credit score from 515 to a 706 using this app! it helps you see what needs fixing, and where you need help. I was able to see defaults that were incorrect and dispite them easily. 3 out of 4 negative accounts got removed. Yes at $35/mo its a bit spendy but I was able to purchase a new car for 4% interest because of this sites help. Updates monthly to see where your going. new house is next and I am happy with the site!
122 people found this review helpful
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Jonathan “JetLag” Jardine
October 11, 2023
This is a really nice credit monitoring app, very clean layout. A major drawback that will prevent me from renewing at the premium price is the fact it only updates the credit score every 30 days. My credit builders out there know, we are looking for constant updates reflecting our utilization rate, accnt status, pymnt hstry, etc. Every 30 days for a premium service seems absurd when others provide daily updates for free. If your credit is where it should be, then maybe 30 day updates are fine
27 people found this review helpful
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Kenneth Deadmond
November 12, 2020
Great app very friendly user face. And all you can imagine to help you secure your identity and help rebuild your credit. The customer service is very nice and polite understanding to individual needs. Would recommend to anyone trying to rebuild credit to download this app. It is a must have when it comes to credit insight. Thank you ScoreSence.
182 people found this review helpful
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What's new

The latest and greatest update is now available! Here are a few things we've done to make your experience even more awesome:
• Google Update feature upgrades to the latest version within the App
• User Experience Enhancements
• Print and Download the credit reports
• General bug fixes and security improvements