EMI Calculator -Loan & Expense

ShriTechKit

Contains ads

About this app

Take complete control of your personal finances with EMI Calculator — the all-in-one loan planning and daily expense tracking tool.

Whether you're planning a Home Loan, Car Loan, Personal Loan, or Education Loan, EMI Calculator gives you instant, accurate monthly installment breakdowns, interest summaries, and smart prepayment insights.

KEY FEATURES:

📊 Advanced EMI & Loan Calculator
• Instant calculation for Home, Vehicle, Personal, and Education loans.
• Principal vs. Total Interest interactive distribution charts.
• Prepayment Simulator: Discover how extra monthly payments can shave years and thousands of dollars/rupees off your loan tenure.
• Multi-Currency Support: Regional currency auto-detection with USD, INR, EUR, GBP, JPY, AUD, CAD, and more.

🏦 Active Loans Portfolio & Remaining Amount Tracking
• Save your loans with custom titles and terms.
• Live Remaining Balance & Count of EMIs Left: See exactly how much is left to pay and track your repayment progress.
• Due Date Reminders: Schedule proactive notifications so you never miss an installment.

📅 Daily Expense Tracker & Temporal Analytics
• Log daily spending across categories: Food, Transport, Bills, Shopping, Housing, Health, and more.
• All-Time Periodic Breakdown: View total expenditure grouped by Month (e.g. August 2026) and Year (e.g. 2026) with visual proportion indicators.
• Fast time filters: Today, This Week, This Month, This Year, and All Time.

📈 Detailed Amortization Schedules
• Complete year-by-year and month-by-month repayment schedule breakdowns showing principal repayment, interest component, and remaining balance.

🔒 Offline-First & Private
• 100% offline data persistence powered by Room database. Your financial numbers stay strictly on your device.

What’s new

Calculate EMIs, track loan balances, daily expenses & amortization schedules.