ET Money Mutual Fund, SIF, SIP

ET Money: AMFI, SEBI Registered Investment Advisor

About this app

ET Money: All Your Wealth. One Intelligent App

ET Money helps you plan, invest, grow & manage your wealth, simply & intelligently.
Millions of Indians use it to build long-term wealth across various investment products, including Mutual Funds, SIF, Fixed Deposits, NPS, Bonds, Smallcases, PMS, AIFs & more.
It brings your plans, investments & insights together in one clean, powerful app.

All wealth products in one place

- Mutual Funds: Invest in the top mutual funds in India instantly. Start SIP or do a lumpsum effortlessly. No paperwork required. No demat account needed.
- SIFs: Specialized Investment Funds use advanced strategies to adapt to changing markets & protect your capital.
- Fixed Deposits: Get high-interest FDs from trusted names like Bajaj Finance, Shiram Finance & Survoday SF Bank. Insured up to ₹5 lakh by DICGC.
- Bonds: Earn up to 11% fixed returns with SEBI-regulated, top-rated bonds. No lock-in. Sell anytime.
- NPS: Build retirement savings with the world’s lowest-cost pension plan. Save up to ₹62,400 in taxes every year.
- Smallcases: Invest in curated stock portfolios designed around themes & strategies for long-term growth.
- PMS & AIFs: Access PMS & AIFs from India’s top fund managers.
- Loans Against Mutual Funds: Get instant liquidity without selling your investments. Borrow in minutes, pay interest monthly & repay the principal at any time.
- ET Money Cash: Get pre-approved personal loans instantly. No paperwork or collateral.
- Insurance: Secure your life & health with curated, reliable plans that fit your wealth goals.

Intelligent tools for smarter decisions

Investor Personality:
Understand your investing style & risk comfort through India’s most scientific assessment, built with behavioural experts. Align your decisions with who you truly are & stay confident through every market phase.

Fund Report Card:
Discover top funds with strong returns and downside protection, ranked by ET Money for true performance.

Fund Verdict:
Know instantly if a fund & the category are a good fit for you. Decided based on the risk taken by the fund & if it matches your risk tolerance. Also, get to know your ideal investment horizon & the best way to invest in it.

ET Money Select:
Get a personalised list of top mutual funds. Hand-picked after analysing millions of data points & mapped to your risk profile. Regularly reviewed to keep only the best aligned to you.

Portfolio Health Check:
Discover the true health of your portfolio. Get a score based on 100+ parameters — returns, risk, diversification & investing behaviour. See what’s working, what’s not & where to act.

Portfolio Breakdown:
See exactly where your money is invested across asset classes, sectors, companies, credit ratings & debt durations. Check if your diversification matches your plan.

Portfolio Fix:
Turn insights into action. Identify underperforming funds & get better, personalised replacements, so your portfolio always stays in top shape.

Mutual Fund Strategies: Built to Keep You Ahead

Expert-built, data-backed strategies personalised to your risk, goals & horizon. Diversified across assets & styles, rebalanced periodically & tracked with alerts, so you stay disciplined, confident & on course through every market phase.

Ease, Convenience & Control

- Track all your external mutual fund investments for free and view current & lifetime XIRR instantly.
- Download ready-to-use capital gains statements for taxes, free & accurate.
- Complete KYC instantly within the app. 100% paperless.
- Invest without a demat account. Everything from discovery to tracking happens securely on ET Money.

Why investors trust ET Money

- Trusted by 1cr+ investors across India.
- Part of the 360 ONE Wealth group, one of India’s largest wealth & asset managers.
- Regulated by SEBI, RBI, PFRDA, and IRDAI.

Ratings and reviews

the application has become slower and heavy, and has no new features. more efforts on pushing to purchase a premium service plan . the sorting doesn't work properly it's the old filters , can't hold lifetime and current value status permanent, recently found that it was difficult to find the international funds and I had to juggle around to find it.

Even though i faced a couple of issues while using the ETMoney app, those were sorted out and provided a fix. Thanks for the same. But still the app has so much room for improvement. 1. When will ETMoney implement Daily and Weekly SIP where most of the AMCs are allowing the same?? 2. How can i get the details/report of portfolio change happened per week / per month / per year / custom date range?? One request is please don't make it under genius as those are common man necessity features.

They are just pushing their paid subscriptions to the users. I am unable to even manage basic features of my Mutual Funds like Pause SIP / Modify SIP. It is probably because they have made these basic features also paid. There are way better apps available for investments like Paytmmoney, Groww which are easier to use and they do not keep flashing their subscriptions repeatedly.

What’s new

Introducing Global Investing on ET Money!

- Own a piece of Apple, Google, Amazon & more from 10,000+ US stocks
- Diversify beyond India with International ETFs & Global Funds
- AI, semiconductors, clean energy: All innovation within your reach
- Track it all in one place alongside your overall wealth

Start as low as $1 | Lumpsum or SIP: Daily, Weekly or Monthly

Go Global Offer: ₹0 brokerage on all investments, till 15 Aug 2026