PlataNueva

LUVIA FINTECH S.A.S

About this app

PlataNueva

PlataNueva offers practical and accessible digital loan solutions for users in Argentina. Through an online application process and an automated evaluation system, we facilitate a simple and efficient application experience.

PlataNueva Features

100% Online Application: Submit your application without needing to visit a branch or physical service point.

Automated Evaluation: The information provided during the application is evaluated by an automated system to expedite the analysis process.

Clear and Transparent Information: The loan amount, term, interest rate, and applicable fees are clearly displayed before the user confirms the transaction.

Protection and Security: We implement reasonable security measures to protect user accounts and personal information.

Loan Information
Loan Amount: ARS 80,000 – ARS 2,000,000
Term: 91 – 180 days
Daily Interest Rate: 0.06%
Annual Percentage Rate (APR): 21.90%
Service Fee: Depending on the loan amount and specific terms, between 1% and 8%
Total Financial Cost (TFC): Up to a maximum of 36%

The approved amount, term, interest rate, applicable fees, and total amount to be repaid will depend on the final evaluation and the terms established in the loan agreement. All applicable costs will be clearly communicated before loan confirmation.

Example Loan

For example, if a user requests ARS 500,000 for a term of 120 days:

Loan Amount: ARS 500,000
Term: 120 days
Daily Interest Rate: 0.06%
Service Fee: 5%

Interest: ARS 500,000 × 0.06% × 120 = ARS 36,000

Service Fee: ARS 500,000 × 5% = ARS 25,000

Total Amount to Repay: ARS 500,000 + ARS 36,000 + ARS 25,000 = ARS 561,000

This example is for illustrative purposes only. The costs, fees, and total amount to repay will be those indicated in the application and the corresponding loan agreement.

Requirements to Apply for a Loan
Be over 18 years of age.
Have a valid Argentine National Identity Document (DNI).
Provide true, accurate, and complete personal information.
Application Process

01 | Account Registration Download PlataNueva and complete the registration process.

02 | Complete the Information Provide the requested information and complete the identity verification process.

03 | Submit the Application Select the available loan option and submit your application for evaluation.

04 | Evaluation and Disbursement Once the evaluation process is complete, users who meet the corresponding criteria will be able to access the loan. Once approved, the funds will be transferred to the bank account indicated by the user, according to the established terms and conditions.

Privacy and Security

PlataNueva recognizes the importance of the privacy and security of its users' data and adopts reasonable security measures to protect personal information.

The information collected is primarily used for legitimate purposes, such as identity verification, risk assessment, loan application management and approval, account administration, and customer service. Personal data will be processed and protected in accordance with applicable laws and regulations.

Privacy Policy: https://sites.google.com/view/platanueva/pol%C3%ADtica-de-privacidad

Company Information

Company Name: LUVIA FINTECH S.A.S.

Customer Service Phone: [phone]

Email: [e-mail]

Address: Ríobamba 429, 8th Floor, Apartment 801, City of Buenos Aires, C1025ABI, Argentina

Important Information

Loans represent a financial obligation. Users are advised to request an amount that matches their repayment capacity and to fulfill their payment obligations promptly.