Sniip – The easy way to pay

1.8
382 reviews
100K+
Downloads
Content rating
Everyone
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About this app

Join 120,000 Australians paying their bills with the Sniip app. There’s a reason we’ve become the bill-payment service of choice and why we have processed over 566,000 transactions and counting … it’s because Sniip is the easiest way to pay!
With Sniip, you take back control of your bill payments and choose the way YOU want to pay!
Easily keep track of your bill payments and receipts, schedule a payment, set-up an instalment plan or create recurring payments. You can even have your emailed bills delivered automatically to the Sniip app and receive a push notification when it’s ready for payment. Never miss a bill again!
So, whether it’s your tax bill, school fees, rent, rego, membership renewal, phone bill, health insurance, car insurance, general insurance, body corporate, rates, water, utilities (or whatever bill you’ve got to pay) - if it’s one of the more than 60,000 Australian bills with a BPAY Biller Code on it, you can pay it with Sniip!
NEW FEATURE: We’ve partnered with Google Pay! All your cards at your fingertips. You’ll see your Google Wallet in the Sniip app and you can pay your bills with the click of a button. Simple!


Whether it’s your tax bills, school fees, rates, insurance or any other bill that offers a BPAY Biller Code, paying with Sniip earns you FULL POINTS!

HOW IT WORKS:
Does it really take less than 20 seconds to pay a bill with Sniip? Yep, sure does!
Use Sniip app to scan the BPAY Biller Code
Enter the amount you want to pay
Select the debit or credit card you want to pay with
Pay securely with Touch ID, Face ID, or a four-digit pin.
Done!
PROCESSING FEES
Paying from a bank account is FREE in the Sniip app.
Debit cards incur a 0.65% processing fee, and prepaid cards incur a 0.85% processing fee.
We offer both personal and business processing fees for American Express.
Diners and other credit cards (visa and mastercard) incur a 1.5% (incl GST) processing fee (international cards are 3%).

NOTE: There are no subscription fees, fixed-fees per transaction or any other hidden fees in the Sniip app.
Updated on
Mar 19, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

1.8
368 reviews
Thanh Nguyen
February 28, 2026
Why do I get charged a fee to pay my bills? Can do it for free using my banking app. Oh, the bank account option is free but you need to give away your driver licence details. No thank you.
1 person found this review helpful
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Super Lenny
June 12, 2024
So easy to use and great customer service. I have switched most bill payments, and rent, to Sniip. It means I can use my Amex card far more than I could have AND earn points. I don't mind the small surcharge as the points benefit far outweigh it. Quick, local, and helpful customer service. I have had no issues with the app or my payments. I just make sure to set the payment 2 to 3 days b4 a bill due date. All have gone through without a glitch, by their due date. Would highly recommend.
8 people found this review helpful
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Alistair Robinson
February 23, 2021
Signed up to Sniip so I could use payment options that my billers disallow or charge a higher surcharge on. Worked a few times. Unfortunately, even Sniip disallows some payment types depending on the biller. Kind of defeats the purpose, don't you think? As a middle-man who takes payment (with surcharge) and then passes on the payment to the biller, I don't understand why Sniip has this restriction. Side note: Always pay your bills with the surcharge-free option. Points aren't worth higher costs
38 people found this review helpful
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Sniip Ltd
March 3, 2021
Hi Alistair, Sniip has moved all credit card surcharges to 1.5% and offers free debit cards. This allows Sniip customers the option to use a credit card where it's not always available. We enable payments to all major billers that offer BPAY as a payment option - you may have tried to pay a restricted biller? Let us know who and we can help. 👍

What’s new

Bug Fixes
• We've added improved functionality for offer program when accessing Loyalty rewards, squashed a few bugs that were getting too comfortable, and done a solid chunk of behind-the-scenes work that we can't quite spill on yet. Let's just say the best is yet to come... stay tuned!