Gain FCU Mobile Banking

Gain Federal Credit Union

About this app

The Gain Mobile Banking App gives you access to your account from your device.

-One username and one password to access all your Gain accounts
-Enhanced alert options, including push notifications to your mobile device
-New compatibility with Mint and QuickBooks®
-Deposit Checks
-Turn your debit and credit cards ON and OFF.
-Find a nearby ATM
-View Transaction History
-Transfer Money
-Pay Loans
-Consolidate Debt
-Apply for a Loan
-Secure Messaging for Support.
-Fingerprint Login option on devices equipped with Touch ID.

Contact Us
Got questions about this application? Call us at [phone].

Note: Screenshots are for demonstration purposes only. Your screen may appear slightly different.

GainFCU members are eligible to apply for Personal Loans. Rates are based on loan term and applicant's credit history. All loans are subject to credit approval and are subject to GainFCU policies and procedures. Rates are subject to change without prior notice. Visit https://gainfcu.com/rates.html#personal for the most up-to-date rates. "As low as" rates listed are our best fixed rates on approved credit. The actual interest rate offered may be higher depending upon applicant's credit rating and other underwriting factors. There are no prepayment penalties.

Rates start as low as 10.99% APR* and go up to 17.99% APR*.

The minimum loan amount offered is $500 and the maximum loan amount is $25,000.

Loan terms can range from 1 month to a maximum term of 60 months.

Representative example: A $10,000 loan financed at 10.99% APR* for 60 months would result in 60 payments of $217.45. Total amount paid would be $13,047.

*APR=Annual Percentage Rate

Federally Insured by the NCUA
An Equal Housing Lender

Ratings and reviews

UPDATE: This update they just pushed is asinine. I use fingerprint to login but now it has to send me a code every single time I want to use the app. For the "genius" who thought this is useful, it's not. If I lost my phone and someone is trying to login to the app from my phone, what's the point of this extra step because they're going to have access to the code! This is redundant and annoying. I understand it if I'm using a desktop. Completely useless from the phone app.

Very convenient, I can use anywhere at any time. Even in checkout stand line was able to transfer funds and was available by the time I reached the cashier. If your heading out of town you can put an alert on so that the bank is aware you are on a trip and you won't have any issues concerning your funds. Excellent app!

Gain is a wonderful credit union. The main competitive advantage that I can see - a credit card with 0 foreign transaction fees that also doesn't charge an annual fee. I don't "shop around" for credit cards much, so maybe this exists more than I think, but I've never seen it anywhere else. Also the savings account capitalizes interest monthly - small beans but at least it happens monthly.

What’s new

Bug fixes and performance improvements