MACU Mobile Banking

Mountain America Credit Union

About this app

TRANSFERS
- Move money between your Mountain America accounts.
- Make loan payments or set up recurring payments.
- Move funds between your Mountain America accounts and those at other financial institutions.
- Securely send and receive money with Zelle® using a U.S. mobile number or email address.¹

MOBILE DEPOSIT
- Deposit checks by taking a picture with your device.

MOBILE LOANS
- Apply for credit card, auto, RV, ATV, motorcycle and personal loans.

BILL PAY
- Schedule, edit and cancel bill payments.

SECURITY
- Set up text and email alerts based on balances, approvals, transactions and more.
- Use your fingerprint or face scan to log in with supported devices.

DEBIT & CREDIT CARDS
- Freeze and unfreeze your card.
- Change or reset your PIN.
- Request a new or replacement card.
- Set travel notifications.
- Update your card information for shopping sites, streaming services, online subscriptions and more—all from one place.

FICO® SCORE
- Access your FICO® Score for free (must have a checking account or loan).2

BRANCH & ATM LOCATOR
- Find the nearest Mountain America branches.
- Locate Mountain America, CO-OP Network and MoneyPass surcharge-free ATMs (nearly 50,000 nationwide).

1. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
2. FICO is a registered trademark of Fair Isaac Corporation.

Ratings and reviews

They recently added cloudflare and some other things and now it takes me a hot minute just to login and do my banking. they need to find a way to streamline their security procedures, and make it so it doesn't require me to input a text verification code every single time I log in (no it doesn't make a difference when I say "remember this device". no matter where I am it requires the text! I like MACU for banking, but their app is a bit slow and clunky compared to Chase, or Capital One, etc.

I've used this app for years and never really experienced that many problems. For some reason, now the card manager is completely unusable! I got stuck at the register today trying to change my pin to complete a transaction, and I couldn't. Luckily, someone was with me who could cover the payment, and the money transfer was still usable, but this app caused a completely avoidable embarrassing moment if it wasn't full of bugs. Fix this please!

Slow app that as of recent lacks functions it used to have. It's a nightmare to use and navigate and the customer service will "fix" your disabled account only for transfers between your accounts to become unavailable and for the disabling to occur every few weeks. I feel forced to switch banks because of the experience I've had at MACU and I've literally never had another bank in my entire life. Would rather risk a stranger than keep up with this consistently poor performance.

What's new

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.