Sparrow Card App

4.8
1.64K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Sparrow was born with a mission to empower the underserved and overlooked by removing the financial barriers that arise from less than perfect credit. We have designed a revolutionary credit card, meticulously crafted to help guide our customers on a journey to financial freedom.

Introducing the Sparrow Rewards Mastercard, an unparalleled credit card with a range of unique features:

- Experience the convenience of a virtual card, granting you immediate and continuous access to your credit line
- Earn 1% cashback on all your on-time payments, rewarding you for responsible financial behavior
- Stay informed with real-time notifications, keeping you updated on all your card activity
- Explore the Climb to Prime app feature where you can gain access to credit line increases, keep an eye on your credit score, and learn the rules of the credit-scoring game

In addition to these remarkable benefits, the Sparrow app provides a seamless user experience, allowing you to effortlessly make payments, freeze and replace your card, update personal information, reset your PIN, and easily manage recurring subscription charges.

Plus, Sparrow reports your account performance to all 3 major credit bureaus, guaranteeing that your creditworthiness is recognized and rewarded, opening doors to better financial opportunities.

The Sparrow Mastercard is issued by Evolve Bank & Trust pursuant to a license from Mastercard International Incorporated.
Updated on
Dec 11, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit

Ratings and reviews

4.8
1.62K reviews
Hermsadventures
September 18, 2025
I'm on the fence about this card. I use tap & pay for most of my transactions. However, this card is hit or miss whether the transaction is approved or declined. I couldn't use it at the dollar store. Luckily, I have other means of paying that work every time with tap & pay. Sending money can be hit or miss as well. Tried sending someone money, and this card kept blocking it. No one should have to worry whether or not their transaction is going to go through when they know the funds are there.
27 people found this review helpful
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sherry boshell
August 8, 2025
I love my Sparrow card. It is helping me to build my credit score up, while also giving me rewards for each payment I make. And also I love that their mobile app works great. I haven't had any issues logging in. And making my payments are quick and easy. To me, the mobile app working so great, is a nice change from some cards that tell you to download their app, and then it never lets you register. So I don't see any statements, and have to call to make payments, or need help with something.
29 people found this review helpful
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Amber
August 10, 2025
I planned to close this card but fell in love with the company. I'd made an error with my payment, I have 13 credit cards and the payments all come from one account. I'd forgotten that my Sparrow was linked to a separate checking account that I use for online purchases so I forgot to transfer the funds for payment. Sparrow emailed to let me know my payment didn't process and I was able to transfer the funds right away and resubmit payment, I still have a 100% payments with all cards! Score ⬆
31 people found this review helpful
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What’s new

Thanks for using the Sparrow mobile app! We regularly update the app to improve your experience and make sure everything is running smoothly.

Any questions or feedback? Send us an email at hello@sparrowcard.com