Sparrow Card App

4.4
833 reviews
100K+
Downloads
Content rating
Everyone
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About this app

Sparrow was born with a mission to empower the underserved and overlooked by removing the financial barriers that arise from less than perfect credit. We have designed a revolutionary credit card, meticulously crafted to help guide our customers on a journey to financial freedom.

Introducing the Sparrow Rewards Mastercard, an unparalleled credit card with a range of unique features:

- Experience the convenience of a virtual card, granting you immediate and continuous access to your credit line
- Earn 1% cashback on all your on-time payments, rewarding you for responsible financial behavior
- Stay informed with real-time notifications, keeping you updated on all your card activity
- Explore the Climb to Prime app feature where you can gain access to credit line increases, keep an eye on your credit score, and learn the rules of the credit-scoring game

In addition to these remarkable benefits, the Sparrow app provides a seamless user experience, allowing you to effortlessly make payments, freeze and replace your card, update personal information, reset your PIN, and easily manage recurring subscription charges.

Plus, Sparrow reports your account performance to all 3 major credit bureaus, guaranteeing that your creditworthiness is recognized and rewarded, opening doors to better financial opportunities.

The Sparrow Mastercard is issued by Evolve Bank & Trust pursuant to a license from Mastercard International Incorporated.
Updated on
May 28, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit

Ratings and reviews

4.4
824 reviews
M Craige
October 7, 2024
The App is laid out nicely. It is easy once you get in. Getting in is an issue. It does not put up the screen for your PIN or Fingerprint. It goes right to the Phone # entry and then it stalls out. You can try to get in several times before it let's you in. Please update this app. It should not be that hard to use. Thank you.
26 people found this review helpful
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Trevor Radzewicz
November 2, 2024
Absolutely worthless card. Huge annual fee proportional to your initial credit limit. They also decline almost everything. I've had this card declined at Amazon, PayPal, etc. So I'm not sure where they expect you to use it. Their customer support is no help at all. Apparently Amazon is a "high risk" transaction.
46 people found this review helpful
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Matt Fro
May 20, 2025
Great app! Fast and easy. Great credit card for those trying to build back their credit. The app really is second to none. I only wish I had a higher limit so I can get rid of some of my horrible low limit cards with awful apps!
6 people found this review helpful
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What’s new

Thanks for using the Sparrow mobile app! We regularly update the app to improve your experience and make sure everything is running smoothly.

Any questions or feedback? Send us an email at hello@sparrowcard.com