Sparrow Card App

2.18K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
Learn more
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About this app

Sparrow was born with a mission to empower the underserved and overlooked by removing the financial barriers that arise from less than perfect credit. We have designed a revolutionary credit card, meticulously crafted to help guide our customers on a journey to financial freedom.

Introducing the Sparrow Rewards Mastercard, an unparalleled credit card with a range of unique features:

- Experience the convenience of a virtual card, granting you immediate and continuous access to your credit line
- Earn 1% cashback on all your on-time payments, rewarding you for responsible financial behavior
- Stay informed with real-time notifications, keeping you updated on all your card activity
- Explore the Climb to Prime app feature where you can gain access to credit line increases, keep an eye on your credit score, and learn the rules of the credit-scoring game

In addition to these remarkable benefits, the Sparrow app provides a seamless user experience, allowing you to effortlessly make payments, freeze and replace your card, update personal information, reset your PIN, and easily manage recurring subscription charges.

Plus, Sparrow reports your account performance to all 3 major credit bureaus, guaranteeing that your creditworthiness is recognized and rewarded, opening doors to better financial opportunities.

The Sparrow Mastercard is issued by Evolve Bank & Trust pursuant to a license from Mastercard International Incorporated.
Building Credit Smarter
Updated on
Aug 7, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, Financial info and 3 others
  • Data is encrypted in transit

Ratings and reviews

2.15K reviews
Antonino Giuliano
August 16, 2026
I cannot even get started. I launch the app, enter the mobile number, enter the code it sends, and it tells me the code is wrong, every time. The app finally fails by saying "...Something went wrong, try again later." Uninstalling and reinstalling does no good. Oh, hooray, the website is a mirror image of the app and vice versa and I can get in through there. Sheesh.
2 people found this review helpful
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sherry boshell
August 8, 2025
I love my Sparrow card. It is helping me to build my credit score up, while also giving me rewards for each payment I make. And also I love that their mobile app works great. I haven't had any issues logging in. And making my payments are quick and easy. To me, the mobile app working so great, is a nice change from some cards that tell you to download their app, and then it never lets you register. So I don't see any statements, and have to call to make payments, or need help with something.
58 people found this review helpful
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Jaimie
August 13, 2025
Tried to access my virtual card to use prior to getting the physical card. It just gives the last 4 numbers and when you click on the arrow it just spins, it doesn't show entire number. Called customer service, all they said was to uninstall/reinstall- still didn't work. Stated they would contact IT and email me, but reading reviews it's an ongoing issue.
30 people found this review helpful
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What’s new

Thanks for using the Sparrow mobile app! We regularly update the app to improve your experience and make sure everything is running smoothly.

Any questions or feedback? Send us an email at hello@sparrowcard.com