Spendtrails: Budget & Money

Spendtrails LLC

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About this app

Spendtrails is your complete financial command center. Connect all your bank accounts, track every dollar, build smarter budgets, and get a real-time picture of your net worth — all in one beautifully designed app.

KNOW YOUR NET WORTH IN REAL TIME
See your total assets, liabilities, investments, and liquid cash at a glance. Spendtrails tracks your net worth automatically as your balances change, so you always know exactly where you stand.

SMART TRANSACTION TRACKING
Every transaction is automatically synced, categorized, and ready to review. Use our swipe-to-review system to quickly confirm and organize your spending — no more digging through bank statements.

BUDGETS THAT FIT YOUR LIFE
Create budgets for every category and get alerted before you overspend. Track spending vs. budget in real time, roll over amounts between periods, and stay in control without the stress.

POWERFUL SAVINGS & DEBT GOALS
Set savings goals, emergency fund targets, debt payoff plans, investment milestones, spending limits, or fully custom goals. Track progress, see projected completion dates, and get the contribution amounts you need to hit your goals on time.

NEVER MISS A RECURRING BILL
SpendTrails automatically detects recurring payments and subscriptions. See every upcoming bill, confirm payments, and plan your cash flow weeks ahead — so you're never caught off guard.

CASHFLOW & SPENDING INSIGHTS
Understand your income vs. expenses month by month. SpendTrails surfaces AI-powered insights and recommendations, highlights your top spending categories, tracks your savings rate, and shows burn rate and runway projections.

FINANCIAL HEALTH SCORE
Get your personal financial health score — graded across savings, debt, emergency fund, diversification, and spending control. Know where you're strong and exactly where to improve.

SHARE WITH PEOPLE YOU TRUST
Share accounts with a partner, family member, or advisor. Set read-only or full-access permissions, manage invitations, and stay financially aligned with the people who matter.

PREMIUM — UNLOCK EVERYTHING
• Unlimited bank account connections
• Unlimited budgets across all categories
• Unlimited savings & debt goals
• Real-time bank sync
• Advanced cashflow analysis & AI spending insights
• Financial health scoring

Start with a 14-day free trial. No charge until your trial ends. Cancel anytime.

YOUR MONEY, SECURELY MANAGED
Bank-level encrypted, read-only connections powered by Plaid. We see your transactions — we can never move your money.

What’s new

Initial release of Spendtrails — personal finance tracking with budgets, accounts, and cashflow insights.