SuperKwacha - Online Loan

SuperKwacha DEV

About this app

SuperKwacha helps eligible users in Zambia apply for personal loans online. You can submit a loan application through the app, review the available loan terms before acceptance, and receive funds through supported mobile money channels if your application is approved.
* Security measures: We use reasonable technical and organizational security measures to help protect your information.
* No collateral required: Apply for a loan without pledging property or assets as collateral.

Loan details:
Loan amount: ZMW 50 to ZMW 15,000
Repayment term: 91 to 120 days
Maximum daily interest rate: 0.1%
Maximum daily service fee rate: 0.4%
Maximum APR: 183% per year, including interest and service fees
Representative example:
If you borrow ZMW 15,000 for 91 days at a daily interest rate of 0.1% and a daily service fee rate of 0.4%, the repayment amount will be:
Principal: ZMW 15,000
Interest: ZMW 15,000 x 0.1% x 91 = ZMW 1,365
Service fee: ZMW 15,000 x 0.4% x 91 = ZMW 5,460
Total repayment amount: ZMW 21,825
Your actual loan amount, fees, repayment date, and total repayment amount will be shown in the app before you accept a loan.

Three steps to get your loan:
* Download the app.
* Provide the required information.
* Wait for the application review and receive the loan if approved.

Loan Requirements:
- Be a Zambian citizen.
- Must be at least 18 years old.
- Have a stable monthly income.
Our Benefits:
- Apply online anytime, and complete the process digitally on your mobile phone.
- If your application is approved, funds may be disbursed to a supported mobile money account according to the loan terms you accept in the app.
- As your repayment record and eligibility assessment improve, your available loan limit may gradually increase.
Contact us:
Email: [e-mail]
Address: Plot Number 25/A/109/A, Katima Mulilo Road, Garden, Lusaka, Zambia

Privacy and data use:
SuperKwacha collects information needed to verify your identity, assess your loan application, prevent fraud, manage your account, provide customer support, and for the other purposes described in our Privacy Policy. This data may include certain financial SMS messages selected using financial keywords. We explain any sensitive data request in the app before collection and ask for your consent where required. We do not sell your personal data.
Privacy Policy: https://h5.superkwacha.com/privacy-notice

Download SuperKwacha to apply online. Please borrow responsibly and review all loan terms, fees, and repayment obligations before accepting a loan.

What’s new

Improved app stability and fixed some known issues.