Synx is a calm, focused personal-finance dashboard for people who want to see where their money actually goes — without the $100-plus-per-year subscription, the ads, the upsells, or the "financial coaching" noise of the big apps.
Connect your checking, savings, credit cards, loans, and investments through Plaid. Synx pulls everything into one place, categorizes your transactions,
tracks your net worth over time, and keeps your household on the same page.
WHAT YOU GET
• Net worth at a glance — assets, debts, and trend, on a single screen
• Every account in one app — up to a dozen banks, all in sync
• Smart transaction categorization — edit once, and Synx remembers
• Monthly budgets that actually move with you — visual progress per category,
clear over/under indicators
• Household spending — split by member, see who's spending what, together
• Spending analytics — donut breakdowns, monthly trends, member comparisons
PRIVACY AND SECURITY FIRST
• Read-only access. Synx cannot move money, pay bills, or make transfers.
• Bank-grade encryption in transit (TLS) and at rest (AES-256).
• Face ID / fingerprint unlock on every app launch.
• Credentials never touch our servers — Plaid handles the bank connection.
• Delete your account and all data any time, straight from Settings.
A FAIRER PRICING MODEL
Most personal-finance apps charge $8 to $15 every month, forever. Synx is a
one-time $35 purchase for lifetime access to the app. A small monthly token
cost (roughly $0.40 per connected bank) covers the real cost of keeping
your data in sync — you only pay for what you actually use.
For a typical household with two or three linked banks, Synx costs under
$20 a year after the first. That's roughly 80% less than a typical
subscription-based finance app over five years — and you're never renting
your own dashboard.
No ads. No affiliate products. No data sales. You're the customer, not
the product.
WHO IT'S FOR
• Couples and households who want shared visibility without shared logins
• People burned out on Mint, Monarch, Rocket Money, and YNAB
• Anyone who wants a beautiful, fast, private money dashboard
DATA SOURCES
Synx uses Plaid Inc. to securely connect to 12,000+ US financial
institutions. By linking your accounts, you agree to Plaid's End User
Privacy Policy.
SUPPORT
Questions, ideas, or issues? Email ryan@synxfinance.com — we read every
message.