BudgeTrak SYNC — Shared Budget

Tech Advantage

Contains adsIn-app purchases

About this app

BudgeTrak is a private daily budget and expense tracker designed for the solo user or families that keeps your data secure — and your spending under control!

Track every transaction, see where your money goes, and stay ahead of your bills with a budget engine designed around real life. Families and couples can share a SYNC group so they can budget together! BudgeTrak handles daily, weekly, or monthly budgets, recurring expenses, income sources, savings goals, bill reminders and notifications, amortization (spreads an unexpected one-time expense over multiple periods), and includes an AI Help assistant that can answer most questions that come up about setup and usage.

BudgeTrak is a budgeting app. We don't link to your bank — and money manager apps that do connect through a third party still wait days for a purchase to appear. If your bank sends purchase alerts to your phone, BudgeTrak turns them into pending entries seconds after you tap your card: no bank login, no third-party connection, no SMS permission, and you review each one before it's added (Subscriber). BudgeTrak tracks how much you spend, and how much you can spend each day to stay on track.

Privacy by Design:

Your personal finance data never leaves your device unless you choose to enable BudgeTrak SYNC. When you do, every transaction, balance, and receipt is end-to-end encrypted on your device with industry-standard encryption before it even touches the cloud. Even we cannot read it. No account numbers, no name, no profile required — just a random anonymous identifier and an encryption key that lives only on your devices.

We never sell your personal or financial data, and your financial data is never shared with advertisers or used to profile you. The free version is supported by ads from Google, which uses your device's advertising ID to show them — upgrade to the Paid or Subscriber tier to remove all ads entirely. A single opt-out toggle in Settings stops all crash reporting and anonymous usage telemetry whenever you want.

What You Get Free:

• Full budget engine: transactions, budget, spending charts
• Recurring expenses, income sources, savings goals, amortization
• Customizable categories and multiple currency support
• Local encrypted backup and restore
• Join a family SYNC group set up by a subscriber
• AI Help assistant

Paid Tier — inexpensive one-time purchase:

• Ad-free experience
• Notifications for upcoming bills
• Everything in Free plus...
• CSV import: load bank statements directly
• Optional AI categorization for bank-statement imports
• Receipt photos: attach up to 5 per transaction
• Export to CSV, Excel, or PDF for taxes and records
• Cash-flow simulation: 18-month forward projection
• Unlimited widget transactions

Subscriber Tier — low monthly subscription:

• Everything in Paid plus...
• Create and share a BudgeTrak SYNC group with family
(up to 5 devices, all end-to-end encrypted)
• Scan receipts with the camera using AI to auto-fill the transaction

Your Data, Your Control:

• All financial data lives in your app's private storage by default
• Backups are always encrypted with your password
• Export anytime to CSV, Excel, or PDF
• Leave or dissolve a SYNC group to remove cloud data
• Uninstall and everything local is gone (except your backups and save files)

BudgeTrak is published by Tech Advantage LLC. Read our full privacy policy at https://techadvantagesupport.github.io/privacy.

If you have tried other money manager apps and felt locked into an expensive subscription, profiled by an algorithm, or unable to leave with your data, BudgeTrak was built differently — and we invite you to compare!

What’s new

• Your daily budget now holds steady through a bill's due date instead of jumping
• Set-aside amounts no longer drift or get reverted by another device, and devices now repair themselves if they disagree
• New Practice Mode: explore a sample budget without touching your own
• Swipe the dashboard chart across for a welcome page
• Clearer names: Safe Budget and Base Budget
• A savings goal's saved balance is now editable
• Better duplicate detection on imports