Temper: Control your money

BONSAI TECH SOLUTIONS S.R.L.

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About this app

Temper is a budget planner and expense tracker that helps you control your money, with an AI assistant that actually knows your numbers. Track spending, plan every month and see exactly where your money goes.

PLAN EVERY MONTH, NOT JUST TRACK IT
Start each month with a plan. Set your monthly budget and a budget for each category in a couple of minutes. Add planned one-off expenses so they don't catch you off guard, and rebalance your budgets when a category runs over.

MONTHLY REVIEW
On the 1st, see how last month really went: a score out of 100, how you did against your target and your usual month, where the money went, your wins and what to watch next time. Then plan the new month straight from your review.

CAN I AFFORD IT?
Thinking about a purchase? Ask, and get a straight answer based on your real budget and what's left this month.

TRACK INCOME AND EXPENSES IN SECONDS
Log income and expenses in seconds and organize them into categories with custom icons and colors. Set up recurring transactions so bills and subscriptions never get missed. Use multiple accounts, each tracked separately, including a savings account that collects whatever is left at the end of the month.

SEE YOUR SPENDING CLEARLY
Month-to-date overviews, month-over-month trends and side-by-side category comparisons turn raw transactions into a real picture of your spending habits. Want something specific? Build a custom report just by describing what you want to see.

YOUR AI MONEY ASSISTANT
Guide is your personal finance assistant. Ask anything about your money, like "how much did I spend on groceries last month?" or "how am I tracking against my target?", and get real answers from your actual data, not generic advice. Guide spots the patterns behind your spending, like the category or merchant driving a change, and regular check-ins give you a concrete next step.

A GOOD START, WHATEVER DAY YOU JOIN
A short money profile quiz shows where you stand today, from spender to saver. A guided setup then builds your first month's budget, even if you join halfway through the month.

WHY TEMPER
• Budget planner with monthly targets and category budgets
• Expense tracker for income, expenses and recurring bills
• Monthly review with a score, wins and what to watch
• "Can I afford it?" answers based on your real budget
• Spending analytics: trends, comparisons and custom reports
• AI assistant that knows your actual numbers
• Multiple accounts, including automatic savings
• Available in 13 languages

Temper is free to start, with a few free AI uses included. Temper Pro unlocks the full AI assistant and advanced analytics, with a free trial.

Privacy Policy: https://temper-app.com/privacy

What’s new

Plan every month, not just track it.
• Monthly review: a score out of 100, where the money went, your wins and what to watch.
• Plan your month: set your target and budgets in minutes, add planned one-offs, rebalance when a category runs over.
• Can I afford it? A straight answer based on your real budget.
• Smarter AI insights and check-ins with concrete next steps.
• Easier start, automatic Savings account, and many fixes.