Line: Instant Cash Advance App

12K reviews
Content rating
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About this app

Get up to $1000 instant cash advance.

Line app helps you borrow instant money when it matters to live life uninterrupted. Plans start at $1.97/month. Get Cash Now, Pay Later.

Line app is available only in the US and is developed by Line Financial - A Public Benefit Corporation based in the US.

Line is not a loan. It does not impact your FICO score & there is no interest charged for it.

It is an emergency line of money funds available as a benefit to members who qualify and maintain an active paid money subscription on the Line app while adhering to Line's community guidelines that include refilling line to ensure you always have money, no loan required.

Transfer funds effortlessly to Chime, Money App, PayPal, or Venmo money accounts.

Benefits of Line’s Money Advance

$20 - $1000 get cash now Instantly - Users qualify for between $10, $20, $30 up to $1000 & can access Money funds instantly, withdraw into Bank Account, Debit Card, or a Gift Card of choice.

* Unlock higher cash amounts - Unlimited unlocking of higher amounts during active subscription, refill line on time, achieve recommended personal finance milestones.

* Gift Cards, Visa, and MasterCard Prepaid Cards - instantly receive line on a Gift Card of choice or Visa and MasterCard Prepaid Cards and use it at thousands of retailers.

* Up to 20% Quick Cash Back - Link credit or debit cards to Line & win upto 20% Cash Back on transactions you do at local groceries, retailers, restaurants, & more.

* $1M Insurance - All plans include Credit Monitoring, Credit Alerts, Darkweb Monitoring, Identity Theft Protection, Restoration Services, $1M Identity Theft Insurance, & more.

* Credit Predictor - Taking an Auto Loan, applying for a new credit card? Sending money via Chime, Venmo, Cash App, or PayPal? Use Line's What if? feature to see how it could impact you before you take those Loan steps.

#How to sign up for a Line account
* Start with email - Get started on the Not A Loan App with an email.
* Pre-approval - Get pre-approved by providing phone number
* Application - If you like your pre-approval, start the application process. Fill in personal details, SSN, Bank info, DOB, Employment Details, review your income and bills.
* Qualification - Review the application result to see if you qualify for get cash now, pay later
* Subscribe - If you qualify, choose the plan, link your debit card to pay.

Refilling your Line
Pay your subscription on time and refill your Line account per your plan. Once you refill your Line, you become eligible to access more money again.

Line comes with bank-level security, data privacy, and 24/7 dedicated support:
on app, phone at +1415 323 0463, email at, and on website.
Bank-level security protects your sensitive personal information and prevents unauthorized use.
* Your personally identifiable data is never stored with us.
* Our help center can be accessed through the app or on our website.

# Line referrals and rewards program
Line users can refer their family, friends, or followers to earn up to $20 for each new user who signs up.

* If you’ve been rejected by apps like MoneyLion, Dave, Brigit, chime, klover, Albert, float me, empower, or Earnin, or are unable to qualify for a cash advance or a loan, Line is here to support you.

We welcome users from all the other apps including Brigit, Chime, Klover, Float me, Albert, Empower, Earnin.

Borrow cash advance no credit check now
Updated on
Dec 21, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 3 others
Data is encrypted in transit
You can request that data be deleted
12K reviews
Bailey Butler
December 23, 2022
So far it's pretty easy to use, the instant funding fees aren't too high compared to other similar apps, and I have no issues with the app bugging or kicking me out. I would have rated 5 stars if it weren't such a hassle to increase the amount you can borrow. I would have to keep borrowing and paying the subscription for nearly a year before I can bump from $20 to $50. Otherwise it's good in a pinch. Other pros: the app looks nice, the monthly price is very tame and it was easy to get set up.End
41 people found this review helpful
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Line - A Public Benefit Corporation
December 26, 2022
Hi Bailey , Thank you for providing your valuable feedback. Please email us at with your information or get in touch with the support team at regarding your limit increase.
Chris Cruz
December 24, 2022
I enjoy using this app for 3 reasons: Ease of use, ease of funding & ease of payoff. No bank fees, no stress, no worries. Wham bam boom, it is as easy as pie. Best thing since sliced bread. Quick, simple, fast cash advance when you need it most. Not to mention a lot of payout options! Right to a bank acct, debit card, or gift card (w/ plenty to choose from). Easier than a bank run & easier than bills going unpaid. There is no reason to let that happen. Try it and find out for yourself!
41 people found this review helpful
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Line - A Public Benefit Corporation
December 26, 2022
Hi Chris, Thank you for your feedback! We are happy that you are enjoying our app and service. Please look out for exciting new features that we will be introducing in our upcoming app updates. So glad that you loved our app! You made our day! We would appreciate it if you could spread the good word amongst your friends.
Veronica Brown
January 6, 2023
I had a tough time getting started with this app. Keeps asking me to reconnect my bank every time I log in. They wont verify my debit card. I have sent them a bank statement showing the line transactions to expedite the verification and they still won't verify my debit card. Customer service is terrible, they don't help you or dont seem to understand you. Now that it's up and running for me it works well. The only thing I don't like is that it takes months to get a higher advance
25 people found this review helpful
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Line - A Public Benefit Corporation
August 22, 2022
Dear User, We are extremely sorry for all the inconvenience caused. The card verification is dependent on the bank's response. However, you should be able to withdraw the $20 unlocked funds via bank transfer. We tried to reach you on your phone number, there was no response. Please write to us at

What's new

What's new in Line v2.6.17 (Released on December 21st, 2022)
- Enhanced debit card verification flow
- Bug fixes and performance optimizations