Vértz: Cartão de Crédito Ideal
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About this app
Your next credit card starts with a comparison. With Vértz, compare cards, explore loans, and learn about investments and global accounts all in one app.
CREDIT CARD: COMPARE BEFORE YOU CHOOSE
Looking for a card with no annual fee, cashback, or miles? Compare credit cards side-by-side and check annual fees, rewards, and benefit rules. Save your favorite cards.
CASHBACK, POINTS, AND MILES
Understand what each card offers. Use the calculators to evaluate annual fees, points, and miles based on the values you enter.
LOANS AND CREDIT
Explore installment personal loan options. Check the available information on amounts, terms, and costs before contacting the institution and learning about their offer.
INVESTMENTS AND GLOBAL ACCOUNT
Discover options like CDBs and Treasury bonds, simulate returns, and compare information on global accounts, currencies, and costs.
🛡️ INFORMATIONAL ENVIRONMENT
Vértz is a search and comparison tool for financial products. We do not request CPF (Brazilian tax ID), bank password, card number, or CVV to compare the catalog. Account features, personalization, subscription, and advertisements may process data according to our Privacy Policy.
⚠️ LEGAL NOTICE AND CREDIT POLICY
• Vértz is an informational and comparison platform for financial products.
• WE ARE NOT A FINANCIAL INSTITUTION: we do not grant loans, release funds, issue cards, or consult credit protection agencies.
• WE DO NOT GUARANTEE APPROVAL: credit granting, limits, and conditions depend on the analysis and criteria of the chosen financial institution. The app's index is not a credit bureau score nor a guarantee of approval.
• The application and contracting process take place outside of Vértz. When accessing an application option, you will be directed to the institution's indicated external channel to proceed. Check the address before providing information.
• The information is based on public data and may change. Presence in the catalog does not imply partnership. The terms of the contract prevail.
LOAN INFORMATION
• Minimum and maximum repayment terms for the options advertised: 3 to 36 months.
• Annual Effective Cost (CET/APR): from 8.70% to 721.19% per year. The annual limit considers the equivalence of published monthly rates of up to 19.18%, rounded up.
• The CET includes interest, taxes, fees, and other applicable costs. Amounts, installments, and conditions vary according to the profile and the institution and are presented during the simulation. There is no guarantee of approval.
Illustrative example: R$ 1,000.00 received, with R$ 30.00 of IOF assumed for illustration, totaling R$ 1,030.00 financed. Interest of 5% per month (79.59% per year), in 12 installments of R$ 116.21. Total to pay: R$ 1,394.52. Cost above the amount received: R$ 394.52. Approximate CET: 5.53% per month (90.73% per year). Assumptions: monthly installments, first in one month, no other fees or insurance; rounded values.
This example does not constitute an offer. Before contracting, check the CET, installments, and total amount in the contract.
SECURITY AGAINST SCAMS
Never pay upfront fees via Pix, bank slip, deposit, or transfer to release a loan. Vértz does not request this payment. Be wary of promises of guaranteed approval.
INVESTMENTS AND SIMULATIONS
This content does not constitute individual investment advice. Simulations are estimates and do not guarantee gains or savings. Past performance does not guarantee future results. Consider the risks, costs, and conditions of each product.
The app contains advertisements and offers in-app purchases. The optional subscription does not guarantee approval or alter credit conditions. Trademarks and names mentioned belong to their respective owners.
CONTACT AND SUPPORT
Privacy Policy: https://vertz-finance.web.app/privacy
Terms of Use: https://vertz-finance.web.app/terms
Email: contact@guntocollective.xyz
CREDIT CARD: COMPARE BEFORE YOU CHOOSE
Looking for a card with no annual fee, cashback, or miles? Compare credit cards side-by-side and check annual fees, rewards, and benefit rules. Save your favorite cards.
CASHBACK, POINTS, AND MILES
Understand what each card offers. Use the calculators to evaluate annual fees, points, and miles based on the values you enter.
LOANS AND CREDIT
Explore installment personal loan options. Check the available information on amounts, terms, and costs before contacting the institution and learning about their offer.
INVESTMENTS AND GLOBAL ACCOUNT
Discover options like CDBs and Treasury bonds, simulate returns, and compare information on global accounts, currencies, and costs.
🛡️ INFORMATIONAL ENVIRONMENT
Vértz is a search and comparison tool for financial products. We do not request CPF (Brazilian tax ID), bank password, card number, or CVV to compare the catalog. Account features, personalization, subscription, and advertisements may process data according to our Privacy Policy.
⚠️ LEGAL NOTICE AND CREDIT POLICY
• Vértz is an informational and comparison platform for financial products.
• WE ARE NOT A FINANCIAL INSTITUTION: we do not grant loans, release funds, issue cards, or consult credit protection agencies.
• WE DO NOT GUARANTEE APPROVAL: credit granting, limits, and conditions depend on the analysis and criteria of the chosen financial institution. The app's index is not a credit bureau score nor a guarantee of approval.
• The application and contracting process take place outside of Vértz. When accessing an application option, you will be directed to the institution's indicated external channel to proceed. Check the address before providing information.
• The information is based on public data and may change. Presence in the catalog does not imply partnership. The terms of the contract prevail.
LOAN INFORMATION
• Minimum and maximum repayment terms for the options advertised: 3 to 36 months.
• Annual Effective Cost (CET/APR): from 8.70% to 721.19% per year. The annual limit considers the equivalence of published monthly rates of up to 19.18%, rounded up.
• The CET includes interest, taxes, fees, and other applicable costs. Amounts, installments, and conditions vary according to the profile and the institution and are presented during the simulation. There is no guarantee of approval.
Illustrative example: R$ 1,000.00 received, with R$ 30.00 of IOF assumed for illustration, totaling R$ 1,030.00 financed. Interest of 5% per month (79.59% per year), in 12 installments of R$ 116.21. Total to pay: R$ 1,394.52. Cost above the amount received: R$ 394.52. Approximate CET: 5.53% per month (90.73% per year). Assumptions: monthly installments, first in one month, no other fees or insurance; rounded values.
This example does not constitute an offer. Before contracting, check the CET, installments, and total amount in the contract.
SECURITY AGAINST SCAMS
Never pay upfront fees via Pix, bank slip, deposit, or transfer to release a loan. Vértz does not request this payment. Be wary of promises of guaranteed approval.
INVESTMENTS AND SIMULATIONS
This content does not constitute individual investment advice. Simulations are estimates and do not guarantee gains or savings. Past performance does not guarantee future results. Consider the risks, costs, and conditions of each product.
The app contains advertisements and offers in-app purchases. The optional subscription does not guarantee approval or alter credit conditions. Trademarks and names mentioned belong to their respective owners.
CONTACT AND SUPPORT
Privacy Policy: https://vertz-finance.web.app/privacy
Terms of Use: https://vertz-finance.web.app/terms
Email: contact@guntocollective.xyz
Find credit cards and compare annual fees, cashback, miles, and benefits.
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Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
What’s new
• Nova experiência de boas-vindas, com telas mais claras e fáceis de navegar.
• Abertura do app mais fluida.
• Melhorias no acesso à sua seleção de cartões e produtos financeiros.
• Ajustes no fluxo de anúncios para reduzir esperas e facilitar a navegação.
• Opção de avaliar o VÉRTZ sem sair do app, quando disponível.
• Abertura do app mais fluida.
• Melhorias no acesso à sua seleção de cartões e produtos financeiros.
• Ajustes no fluxo de anúncios para reduzir esperas e facilitar a navegação.
• Opção de avaliar o VÉRTZ sem sair do app, quando disponível.
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About the developer
GABRIEL DE ANDRADE MAGALHAES DOS SANTOS
contato@piloty.com.br
R. Humberto I, 598 - AP 121
Vila Mariana
SÃO PAULO - SP
04018-031
Brazil