myFlexPay (powered by Stream)

Stream Platforms, Inc.

About this app

Access your earned wages instantly instead of waiting for payday. No more overdraft fees, high-interest credit cards, or financial stress.

myFlexPay (powered by Stream) partners with your employer to help you save, budget, borrow, and get paid on your schedule.

Key Features:
* Flexible pay - Access earned wages anytime. Instant transfers for a small fee or free standard transfers (1-3 days)
* Real-time tracking - View your shifts and earnings as they happen
* Smart saving - Market-leading interest rates on easy-access accounts
* Spending insights - Monitor all bank accounts in one place
* Exclusive discounts - Deals from hundreds of brands
* Tax Optimizer - W4 calculator
* Benefits checker - Discover eligible government benefits
* AI money coach - Personalized financial guidance

How It Works:
Download the free app, log in with your employer credentials, and request transfers when needed. Your employer pays you normally, minus any advances taken.

Note: Requires employer partnership with myFlexPay (powered by Stream).

This app is not affiliated with, endorsed by, or connected to the Internal Revenue Service (IRS) or any U.S. government entity. It is an independently developed tool intended to help users estimate their W-4 withholding for informational purposes only. This app does not provide tax, legal, or financial advice. Users should consult a qualified tax professional or use the official IRS Tax Withholding Estimator for definitive guidance.

Benefits information sourced from benefits.gov. W-4 guidance references the IRS Tax Withholding Estimator (https://www.irs.gov/individuals/tax-withholding-estimator). This app is not affiliated with or endorsed by any U.S. government entity.

Ratings and reviews

Customer service is a little lacking and takes too long to respond, along with other tasks that need completion according to what one of their representatives told me, because they're having difficulties to catch up. The service is good in theory, but it's not being properly executed in this case or something changed, last year it worked great, now I've been unable to use it for a week and had to wait 3 days for a response. Not as advertised, not available right away hen emergencies arise.

I give it zero stars to be honest. My hours keep disappearing everyday- one day theyre there and then they're gone. Customer service doesn't get back to you until days later. When money is available it wont let me transfer because it says I need to link an account, while I have my bank accout and my debit card linked. App is glitchy in general and not worth it. They shouldn't advertise that you can access your money anytime when thats not the case AT ALL.

Constant Inconsistenties. It used to be I logged my time through Workday and 2-4 hours later, funds available. Now it's a huge maybe if it will even appear the next day, sometimes taking until the next week to appear. Pointless app if I need the funds and they don't go through to the app at all & I end up needing to borrow money to compensate. Really was hoping that this would go better with the recent rushed move I needed to do, so far I'm getting left stranded regularly and borrowing money.

What’s new

myFlexPay is now sleeker, faster, and more accessible than ever!

- Miscellaneous bug fixes