الوطنية للتمويل

WFCO

About this app

Al Wataniya Finance – personal financing regulated by the Saudi Central Bank (SAMA).

This app lets eligible customers in Saudi Arabia apply for Shariah-compliant personal financing, track their application, sign the contract, and receive funds digitally.

Loan Information:

• Minimum financing amount: SAR 6,000
• Maximum financing amount: SAR 15,000
• Minimum repayment period: 6 months
• Maximum repayment period: 24 months
• Loans are not due in full within 60 days of issuance
• Maximum Annual Percentage Rate (APR) / profit rate: 9.6% per year
• Application fee: SAR 100

Representative Example:

For a financing amount of SAR 15,000 over 24 months at a profit rate of 9.6% per year, the estimated monthly installment is SAR 687.44. The total amount payable is approximately SAR 16,598.56, including the SAR 100 application fee.

Key Features:

• Personal financing for government, private sector, and military employees
• Financing solutions for retirees
• No guarantor required, subject to eligibility
• Fully digital journey: apply, track, sign, and receive funds
• Real-time application status
• Dedicated customer support

Privacy:

We collect account and application data needed to provide financing. Please see our Privacy Policy:

https://wfco.sa/en/data-privacy-policy

Al Wataniya Finance Company. Licensed in Saudi Arabia.

What’s new

First release to go