Plum - Grow your money


Plum helps you set money aside, even when you’re not thinking about it
• Tuck money away, out of sight… and out of mind, ready for when you need it
• Customise your account and create Pockets for your personal saving targets
• Assign monetary goals to help you reach your long term objectives quicker

Set more money aside 💸
• You connect your bank so Plum can analyse your transactions and adapt to your spending
• Plum’s algorithm regularly calculates how much money you can afford to set aside
• Small amounts are tucked away, without you needing to think about it
• Because the amounts are tailored to you, you’re never left short
• The money is set aside in your Plum account ready for when you need it
• Personalise your Plum account, create Pockets, and assign goals
• Simple settings keep you in control of how much you put away
• There are different Moods, ranging from Shy 🙈 to Beast Mode 🦁
• Gamify your saving with Plum’s 52 Week Challenge or Rainy Days Rule
• Withdrawals are processed within 24hrs (typically under 5min)

Earn up to 0.55% AER on your savings 📈
• For Plum Plus & Plum Pro subscribers
• 0.35% AER available on Plum Basic
• Easy Access Interest Pocket covered by the FSCS

Analyse your spending 🤓
• Plum identifies when you are being regularly being ripped-off on household bills
• By referencing your payments against available tariffs, Plum ensures you're not overpaying for things like gas, electric, broadband, loans or insurance
• Plum will notify you if there’s a better deal and can switch you to a new supplier in seconds ⚡️

Invest from £1 📊
• You can create your profile in minutes to start investing in a Stocks & Shares ISA
• Plum investments can be fully-automated, so you don’t need to think about ‘adulting’ too hard
• Rather than expecting you to pick individual company stocks 🤯 Plum have done the hard work, offering a carefully selected range of investment funds
• These funds are professionally managed portfolios containing a combination of shares, bonds, and assets, which means you don't have to be a stock market whiz to get started
• The risk is spread, so if one company in the portfolio performs badly it only affects a small part of your overall investment
• You can configure Plum’s Splitter to automatically divide your deposits between your main account and/or any investment funds you’ve previously chosen
• Options like ‘Tech Giants’ or ‘Slow & Steady’ (Plum offer a range of ten funds in total) mean you can personalise your investment portfolio based on your priorities
• Plum investments are designed to be simple, and that also applies to the transparent fee structure*

Note: As with all investments, your capital is at risk if you choose to invest.

Get Rewarded 🤑
• Help us spread the Plum love—earn £15 for each 3 successful referrals.
• Earn when you spend—get up to 6% cash back whenever you shop with one of our partner merchants (incl. Asos, Trainline, and through the Plum app.

Tech that keeps you safe 🔐
• We support biometric security (face & fingerprint ID)
• Any sensitive data we hold is stored using symmetric cryptography (AES)
• We use 256-bit TLS encryption to communicate with our servers

Here when you need us 🤝
• Our customer support team are available between 9–5 Mon–Fri and 10–4 on Sat & Sun

We prioritise your privacy 🔎
• We never share your data with third parties without your consent

*Here’s a detailed breakdown of our investment fees:
• From £1.00 per month subscription fee for Plum Plus (first month free)**
• 0.51% annual average fund management and provider fee
• No hidden transaction or trading costs
• No withdrawal fees or limits

**This includes a fund management fee of 0.15% which goes to our technological partner, as well as a 0.06%–0.90% fund provider fee (depending on the funds you choose to invest in). Fund management and provider fees are charged annually, billed monthly and immediately reflected in your portfolio.
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Additional Information

November 23, 2020
Current Version
Requires Android
6.0 and up
Content Rating
Interactive Elements
In-App Purchases
Offered By
Plum Fintech
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