4.37K reviews
Content rating
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About this app

Build financial stability and unlock the chance to win prizes up to $10 million every week. Even if you don’t win a prize, your money still grows over 2x faster than the national average. It’s a win-win.

Supported by world-class investors, including Y Combinator and two of Bloomberg's "50 Most Influential" in global finance.


Every $25 you save into our FDIC insured savings account earns you a recurring ticket to win prizes up to $10m through weekly random number drawings.

Pick 7 numbers for each of your tickets, or have them auto-selected for you.

A random number is drawn every night at 9pm ET, with the 7th and final number drawn on Sunday night.

The more numbers you match, the more you win. Match all 7 and you win the $10 million jackpot.

No matter what, you still get paid over 2x the national average on all your savings.

You can withdraw your money at any time and your money is fully FDIC insured, so there’s no risk.

100% FREE

You pay nothing to use Yotta. You can only earn money and have fun! We get paid by the bank.


• Your savings account is FDIC insured and held at Evolve Bank & Trust, a bank that has been around for over 90 years. FDIC insurance means your cash is fully guaranteed by the U.S government for up to $250,000.

• We protect the privacy of your information and will never share your data with any third party without your permission.

• We use bank-level encryption and no sensitive information is ever stored on our servers.

Updated on
Sep 22, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Photos and videos
This app may collect these data types
Personal info, Contacts and 3 others
Data is encrypted in transit
You can request that data be deleted
4.37K reviews
September 1, 2022
Overall been a good ride. During the low rate times the prizes on average kept things above other options, however the current hot pot temporary change is horrid and I cannot recommend joining at current. Go with a traditional high rate savings account at current and come back after this nonsense is over and the normal prize structure is back. Always fun to hope for the big one, but the trickle of lower prizes kept you interested. Very very very sparse at current. Of course could hit big...
17 people found this review helpful
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Yotta Savings
September 2, 2022
Hi Joe. Thanks for the feedback. But as you said, the Hot Pot promotion is temporary. Once the Hot Pot prize is won, the previous prize structure will be reinstated. Please note that we are also doubling the guaranteed savings reward from 0.20% to 0.40% during the promotion. Please email us at support@withyotta.com if you have questions.
Courtney Voltz
June 27, 2022
Gamifying the act of saving is such a smart idea! I really love this app! It's easy to use and makes saving $$$ fun and simple. Occasionally, the app is a little "quirky" (like when the animation for the next lottery ball is the same number each day, or when the app shuts down completely), but other than that, it's pretty solid. Withdrawals are simple as well; there's a 3-day grace period to receive the funds to your bank account. Overall, it's a great app, and I highly recommend it!
99 people found this review helpful
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Shawn Augsburger
April 9, 2022
The concept of prize linked savings is interesting, but the app seems buggy. The alerts for a daily drawing that sometimes display the wrong day. I have had cases where I couldn't move out of the results page and had to close the app. All of the higher yield prizes above $10 are split so a "win" for $2500 is divided such that I only won about $45. Most months APY for me has been .75-2.5%. The debit card is a bit gimmicky. The credit card is better, but there are better cards.
154 people found this review helpful
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Yotta Savings
April 11, 2022
Hi Shawn. Sorry that you're experiencing issues with our app. Please email us directly at support@withyotta.com, and we'll reach out to our team to look into your specific issues. We're here to help.

What's new

Yotta offers a unique FDIC insured high-yield account where you can win weekly prizes up to $10 million with no risk, plus a base interest rate higher than most banks. This update includes:

- Buy I Bonds directly through Yotta for 9.62% APY!
- Bug fixes and performance improvements.
- Optimized app load time.