4.21K reviews
Content rating
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About this app

Build financial stability and unlock the chance to win prizes up to $10 million every week. Even if you don’t win a prize, your money still grows over 2x faster than the national average. It’s a win-win.

Supported by world-class investors, including Y Combinator and two of Bloomberg's "50 Most Influential" in global finance.


Every $25 you save into our FDIC insured savings account earns you a recurring ticket to win prizes up to $10m through weekly random number drawings.

Pick 7 numbers for each of your tickets, or have them auto-selected for you.

A random number is drawn every night at 9pm ET, with the 7th and final number drawn on Sunday night.

The more numbers you match, the more you win. Match all 7 and you win the $10 million jackpot.

No matter what, you still get paid over 2x the national average on all your savings.

You can withdraw your money at any time and your money is fully FDIC insured, so there’s no risk.

100% FREE

You pay nothing to use Yotta. You can only earn money and have fun! We get paid by the bank.


• Your savings account is FDIC insured and held at Evolve Bank & Trust, a bank that has been around for over 90 years. FDIC insurance means your cash is fully guaranteed by the U.S government for up to $250,000.

• We protect the privacy of your information and will never share your data with any third party without your permission.

• We use bank-level encryption and no sensitive information is ever stored on our servers.

Updated on
Aug 7, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Photos and videos
This app may collect these data types
Personal info, Contacts and 3 others
Data is encrypted in transit
You can request that data be deleted
4.21K reviews
Courtney Voltz
June 27, 2022
Gamifying the act of saving is such a smart idea! I really love this app! It's easy to use and makes saving $$$ fun and simple. Occasionally, the app is a little "quirky" (like when the animation for the next lottery ball is the same number each day, or when the app shuts down completely), but other than that, it's pretty solid. Withdrawals are simple as well; there's a 3-day grace period to receive the funds to your bank account. Overall, it's a great app, and I highly recommend it!
70 people found this review helpful
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Tristan Young
July 29, 2022
Super slick interface and I was a bit skeptical at first, but I've used this bank for many transactions now with no issues, and I actually won $20 off a purchase which was a welcome surprise. Interesting take on interest, but I recommend it to those that don't have a credit card with good rewards such as a travel card
28 people found this review helpful
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Bin Dapoopy
April 1, 2022
I'm very pleasantly surprised to say the least, my first week with them has been all positive for sure. I love having a virtual card option with security features, and then I was chosen to be one the first people to try out their new credit builder credit card option! And that comes with more benefits and extra chances to win.. but wait there's more!... I didn't even understand that you could possibly have a purchase reimbursed as a prize, and I won! Lol with just a few purchases!
344 people found this review helpful
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What's new

Yotta offers a unique FDIC insured high-yield account where you can win weekly prizes up to $10 million with no risk, plus a base interest rate higher than most banks. This update includes:

- Bug fixes and performance improvements.