Cashli: Cash Advance & Rewards

Cashli Funds

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About this app

There are no credit checks, no interest, no late or hidden fees.

The money can be used to alleviate a cash shortage you may be experiencing. It may go towards credit card bills, gas, rent, groceries, etc.—it's your money!

WHO CAN USE THE APP
- Be at least 18 years old. You must reside in the U.S. & have a U.S. bank account.

OUR AFFORDABLE FEES
- We charge each member $4.88 per month to cover the cost to operate the app. We keep it small and competitive. Use an in-app PAUSE ACCOUNT button to cancel the membership renewal anytime—no tricks!
- Transferring cash advances to your bank account is free for you, which typically takes a couple of business days to hit your bank account.
- You have the option to pay a small fee to receive your money on the same business day, which typically takes a few seconds or a few hours to be available in your bank account.

REPAYMENT DATE & APR INFO
- Cashli is not a payday lender. Cashli does not provide personal loans, or any type of loans. Cashli provides cash advances.
- We charge zero APR, 0% APR, 0% or zero interest!
- Cashli's advance service is not a contractual obligation to repay a loan.
- It's not mandatory to repay the full amount of a cash advance balance in less than 60 days from the date the advance was issued.
- There’s no compulsory minimum or maximum repayment time period. The app allows a user to extend a repayment date, or it can be done by emailing customer support at [e-mail].

Example: You request $75 from Cashli to prevent a predatory $41 late fee on a credit card bill (according to the CFPB), you pay back $75 unless you VOLUNTARILY choose to reward us a small $3 tip, i.e. $78 in total.

Cashli's cash advances are no longer available to residents of Connecticut, Maryland, Washington, D.C., and Nevada.

SERVICES WE OFFER
- Besides cash advances, we monitor your connected bank account & notify you on your phone when its balance is getting too low.
- Side hustle: you can earn cash rewards by playing games, taking surveys, and testing apps.
- We provide you with a different view of your latest bank transactions.
- We have exciting plans for future app updates. One planned feature is a 360-degree view & a deep dive into your finances to PROACTIVELY alert you about a change in your spending patterns, before you run out of money. By contrast, banks REACTIVELY alert you about low balances.

SAFETY OF YOUR DATA
- Cashli uses AES Encryption to safeguard your personal data—the same technology that U.S. big banks & the U.S. government use to protect financial & classified data.

- Cashli partners with Plaid, which supports over 10,000 U.S. banks, to analyze your authorized bank transactions for cash advance eligibility & deposit purposes. We don’t know, nor do we store, your online banking credentials. Instead, you’ll be guided through a secure & frictionless authentication framework to grant us access. Cashli does not store your bank identification info.

- Cashli & its partners don’t sell your data. NEVER. Please read our Privacy Policy: cashli.io/privacy-policy-english

VERY IMPORTANT NOTES
- We make no promise that everybody will be eligible for a cash advance. We reward loyalty. Almost no new members will receive the whole $150 right off the bat. But cash advances will grow larger as you & Cashli bond & forge a deep financial friendship together. Eligibility rules apply.

- Cashli is a Chicago-based Earned Wage Access (EWA) company. Cashli is not affiliated with any foreign company that may bear the same name. Except for Dwolla & Plaid, Cashli is not affiliated with any other financial products or institutions.

Ratings and reviews

This app, it's deceitful, in app says, you can opt out of subscribing. And you don't need to subscribe to be eligible for cash advance. You can't get any further if you don't agree to subscribe, you can change it in the app,right? wrong . then your not eligible when you indeed qualify for every one of the requirements thats listed. and so I try and unsubscribe and it won't let me saying i owe membership fees and cash advance when I never got 1. This app lies and feeds off your misfortune

A super scam company that gets off on forcing you into month after month subscriptions even after you send several emails demanding closing of the account. They will just send you back a circled screenshot of their fine print that gives them permission to continue taking money from your account. Will not help with account access either as it benefits them to keep you locked out so they can continue to charge you.

When it works it worked well for me but I had issues with my back so I gave up and deleted my account. I since have asked to reopen my account and the Support told me a system override was needed? leave a rating and it'll get fixed!! strange response. Update: Got the app fixed worked great 1 time. I have sent several messages and gotten no response. Now I gotta start the process of getting it deleted since Im not paying for an app not usable.

What’s new

UI improvements