Cashli: Cash Advance & Rewards

Cashli Funds

About this app

There are no credit checks, no interest, no late or hidden fees.

The money can be used to alleviate a cash shortage you may be experiencing. It may go towards credit card bills, gas, rent, groceries, etc.—it's your money!

WHO CAN USE THE APP
- Be at least 18 years old. You must reside in the U.S. & have a U.S. bank account.

OUR AFFORDABLE FEES
- We charge each member $3.88 per month to cover the cost to operate the app. We keep it small and competitive. Use an in-app PAUSE ACCOUNT button to cancel the membership renewal anytime—no tricks!
- Transferring cash advances to your bank account is free for you, which typically takes a couple of business days to hit your bank account.
- You have the option to pay a small fee to receive your money on the same business day, which typically takes a few seconds or a few hours to be available in your bank account.

REPAYMENT DATE & APR INFO
- Cashli is not a payday lender. Cashli does not provide personal loans, or any type of loans. Cashli provides cash advances.
- We charge zero APR, 0% APR, 0% or zero interest!
- Cashli's advance service is not a contractual obligation to repay a loan.
- It's not mandatory to repay the full amount of a cash advance balance in less than 60 days from the date the advance was issued.
- There’s no compulsory minimum or maximum repayment time period. The app allows a user to extend a repayment date, or it can be done by emailing customer support at [e-mail].

Example: You request $75 from Cashli to prevent a predatory $41 late fee on a credit card bill (according to the CFPB), you pay back $75 unless you VOLUNTARILY choose to reward us a small $3 tip, i.e. $78 in total.

Cashli's cash advances are no longer available to residents of Connecticut, Maryland, Washington, D.C., and Nevada.

SERVICES WE OFFER
- Besides cash advances, we monitor your connected bank account & notify you on your phone when its balance is getting too low.
- Side hustle: you can earn cash rewards by playing games, taking surveys, and testing apps.
- We provide you with a different view of your latest bank transactions.
- We have exciting plans for future app updates. One planned feature is a 360-degree view & a deep dive into your finances to PROACTIVELY alert you about a change in your spending patterns, before you run out of money. By contrast, banks REACTIVELY alert you about low balances.

SAFETY OF YOUR DATA
- Cashli uses AES Encryption to safeguard your personal data—the same technology that U.S. big banks & the U.S. government use to protect financial & classified data.

- Cashli partners with Plaid, which supports over 10,000 U.S. banks, to analyze your authorized bank transactions for cash advance eligibility & deposit purposes. We don’t know, nor do we store, your online banking credentials. Instead, you’ll be guided through a secure & frictionless authentication framework to grant us access. Cashli does not store your bank identification info.

- Cashli & its partners don’t sell your data. NEVER. Please read our Privacy Policy: cashli.io/privacy-policy-english

VERY IMPORTANT NOTES
- We make no promise that everybody will be eligible for a cash advance. We reward loyalty. Almost no new members will receive the whole $150 right off the bat. But cash advances will grow larger as you & Cashli bond & forge a deep financial friendship together. Eligibility rules apply.

- Cashli is proud to be a Chicago-based company. Cashli is not affiliated with any foreign company that may bear the same name. Except for Dwolla & Plaid, Cashli is not affiliated with any other financial products or institutions.

Ratings and reviews

Not great. Very sparse feature wise & their fastest deposit for an advance is delivery in "several hours" with a fee of $4, and it STILL has been almost a full day for me to see the money. Their withdraw of my first advance came several days after it was supposed to automatically draw, and blamed me for a "late repayment" the whole time in the app, even though it was set to auto & there was no option to manually pay it. Buggy. I wouldn't recommend it.

If it was possible to make this a zero star without being able to leave a comment, I would. This app is deceitful. They hide their requirements behind a bunch of screens and make you agree to pay the monthly fee to open an account. Then you find out your bank account doesn't qualify per their requirements, and they extort you for the fee in order to close the account. I literally had this app for five minutes before trying to close it, and I couldn't. Support was unresponsive, too.

Stay away from this money grab app. it's a scam. You register, then it tells you that you don't qualify for an advance ( even though my account has been receiving my payroll forever-, mind you, the app states it can't find my payroll in my account) and denies you. You go to unregister or cancel the app, and it then tells you that you can't because you have a membership or outstanding payment due. I didn't get an advance, but because I registered on the platform, the fee is coming out. RUN!!

What’s new

Side hustle opportunities have been added to the app.